Kuchuluka kwa kuwononga ndalama padziko lonse lapansi ndikwambiri. Malinga ndi kuyerekezera kwina, pafupifupi $800 biliyoni mpaka $2 thililiyoni amachotsedwa padziko lonse lapansi chaka chilichonse, zomwe zimapanga 2% mpaka 5% ya GDP yapadziko lonse lapansi.

Mabanki, kusinthanitsa ndalama, ma kasino, mabungwe ogulitsa nyumba, kusinthanitsa ndalama za cryptocurrency, ndipo ngakhale maloya amatha kuloleza mwangozi kuwononga ndalama kapena hawala polephera kuchita mosamala pakugulitsa kokayikitsa ndi makasitomala, komanso sadziwa zamitundu yosiyanasiyana. chinyengo mu accounting yomwe imathandizira ntchitoyi.

Njira zodziwika bwino zomwe zimagwiritsidwa ntchito pakubera ndalama kapena hawala ndi monga njira zochitira malonda, kugwiritsa ntchito kasino ndi kugulitsa nyumba, kupanga zipolopolo ndi makampani akutsogolo, kuzembera, ndikugwiritsa ntchito molakwika njira zolipirira zatsopano monga ma cryptocurrencies.

Mkuchapa zakhala zotsogola kwambiri, zomwe zimafuna akatswiri azamalamulo kuti azitha kuyang'ana pa intaneti ya malamulo a UAE oletsa kuba ndalama ku Dubai. Ku AK Advocates, akatswiri athu oyimira milandu yazachuma bweretsani zaka zambiri zakuchitikira pakuchita zovuta milandu yowononga ndalama kudutsa UAE.

Zolinga Zodziwika Pamachitidwe Owononga Ndalama

Kubera ndalama kumakhudza magawo ndi anthu osiyanasiyana ku UAE:

Mabungwe azachuma ndi mabanki kudzera m'madipoziti okhazikika komanso kutumiza ma waya
Opanga nyumba kudzera mu kugula katundu pogwiritsa ntchito ndalama zosaloledwa
Kusinthana kwa Cryptocurrency ndi nsanja zama digito
Eni ake mabizinesi ang'onoang'ono kudzera m'ntchito zogwiritsa ntchito ndalama zambiri
Anthu olemera kwambiri kudzera m'njira zovuta zopangira ndalama

Ziwerengero Zamakono ndi Zomwe Zachitika

Malinga ndi UAE's Financial Intelligence Unit (FIU), panali chiwonjezeko cha 51%. malipoti okayikitsa akuchitika mu 2023, ndi malipoti opitilira 9,000. The UAE zolimbana ndi kuwononga ndalama zinachititsa kuti AED 2.35 biliyoni alandidwe ndalama zosaloledwa panthawi yomweyi.

Maimidwe Ovomerezeka

Wolemekezeka Khaled Mohammed Balama, Bwanamkubwa wa UAE Central Bank, adati: "UAE yawonetsa kudzipereka kosasunthika polimbana ndi nkhondo. milandu yachuma kudzera mwamphamvu ndondomeko zoyendetsera ntchito ndi mgwirizano wapadziko lonse lapansi. Njira zathu zolimbikira zolimbikira zalimbitsa kukhulupirika kwa kayendetsedwe kazachuma. ”

Zoyenera Zamalamulo za UAE

Malingaliro a UAE pakuba ndalama amayendetsedwa ndi malamulo angapo ofunikira:

Federal Decree-Law No. 20 ya 2018: Imatanthauzira milandu yowononga ndalama ndikukhazikitsa njira zodzitetezera
Ndime 2 (Law No. 20): Imatsutsa kutembenuza kapena kusamutsa ndalama zosaloledwa
Ndime 14: Zopereka malipoti za zochita zokayikitsa
Ndime 22: Ikhazikitsa zilango za kuphwanya umbanda wachuma
Federal Law No. 26 of 2021: Imakulitsa zoletsa ndalama zachigawenga

Malamulo a AML ku Dubai ndi kukhazikitsa kwawo:

Malamulo aku Dubai oletsa kubera ndalama amayendetsedwa ndi UAE Federal Law No. (FATF). Dubai Financial Services Authority (DFSA) ndi Central Bank of UAE (CBUAE) amagwira ntchito ngati oyang'anira, kuwonetsetsa kuti mabungwe onse azachuma atsatiridwa, mabizinesi omwe siachuma, komanso akatswiri omwe amagwira ntchito ku Dubai ndi madera ake aulere.

Dongosolo la Dubai AML limagwira ntchito kudzera m'njira zingapo zotsimikizira makasitomala ndi kuwunika kwazomwe zikuchitika. Mabizinesi akuyenera kutsatira njira zolimba za Know Your Customer (KYC), zomwe zikuphatikiza kutolera zidziwitso za Emirates ID kapena pasipoti, umboni wa adilesi, ndi zikalata zamakampani zamakasitomala akampani.

Mabungwe azachuma akuyenera kugwiritsa ntchito njira zowunikira zotsogola zomwe zimatsata zochitika munthawi yeniyeni, ndikupereka lipoti lovomerezeka la ndalama zilizonse zopitilira AED 55,000 kapena zofanana ndi ndalama zina. Dongosololi limagogomezera kwambiri kuzindikira eni eni opindulitsa ndikumvetsetsa komwe kumachokera ndalama zopangira zinthu zamtengo wapatali.

Chapadera ku Dubai's AML chimango ndikuyang'ana kwambiri madera aulere ndi magawo ogulitsa nyumba, omwe amawonedwa kuti ali pachiwopsezo chachikulu chakuba ndalama. Dipatimenti yowona za Land ku Dubai yakhazikitsa malamulo ofunikira kuti mabizinesi ndi omanga nyumba azikhala olimbikira pakugulitsa katundu.

Kuonjezera apo, udindo wa Dubai monga malo ochitira malonda padziko lonse lapansi wapangitsa kuti pakhale zofunikira zoletsa kugulitsa ndalama motengera malonda, kuphatikizapo zolemba zatsatanetsatane zokhudzana ndi malonda otumiza kunja ndi kuyang'anitsitsa zochitika zamakampani ogulitsa. Kusatsatira malamulowa kungayambitse chindapusa chokulirapo, kuyambira AED 50,000 mpaka AED 5 miliyoni, komanso kuimbidwa milandu.

Njira ya Criminal Justice ya UAE

UAE itengera njira yololera kuwononga ndalama mwachinyengo, ndikukhazikitsa njira yokwanira Chiwopsezo chotengera dongosolo. Dongosolo la kayendetsedwe kazachuma m'dzikolo likugogomezera kupewa potsatira malamulo okhwima kusamala kwamakasitomala zofunikira ndi mgwirizano wapadziko lonse pakutsata ndalama zosaloledwa.

Zilango ndi Zotsatira Kusamba kwa Ndalama

Olangidwa olakwa amakumana ndi zilango zazikulu:

Kumangidwa kuyambira zaka 5 mpaka 15
Chindapusa mpaka AED 5 miliyoni
Kulandidwa kwa ndalama ndi zida
Angathe kutsekedwa kwa bizinesi ndi kuchotsa chilolezo
Kuzizira kwa katundu panthawi yofufuza

Njira zachitetezo cha Strategic for Kusamba kwa Ndalama Milandu

Gulu lathu lachitetezo chaupandu limagwiritsa ntchito njira zosiyanasiyana kuteteza makasitomala athu:

Kutsutsa umboni wozenga mlandu wa cholinga chaupandu
Kukhazikitsa magwero ovomerezeka a ndalama
Kuwonetsa kutsata zofunikira zamalamulo
Kukambitsirana ndi akuluakulu a boma pofuna kuchepetsa milandu
Kukwaniritsa njira zothetsera kuteteza kuphwanya mtsogolo

Tifikireni pa +971506531334 kapena +971558018669 kuti tikambirane momwe tingakuthandizireni pankhani yanu.

Nkhani Yeniyeni Yopambana: Mlandu Wogulitsa wa Al Najm

Dzina lasinthidwa kukhala zachinsinsi

Kampani yathu idateteza bwino kampani ya Al Najm Trading milandu yowononga ndalama kuphatikiza AED 15 miliyoni pakugulitsa. Wozenga mlanduwo ananena kuti pali njira zokayikitsa pamakasitomala opita kumayiko ena, koma gulu lathu lazamalamulo:

Zowonetsera zatha zolemba zamalonda
Zatsimikiziridwa kuti zikutsatira Malamulo a AML
Anakhazikitsa maubwenzi ovomerezeka abizinesi
Magwero otsimikizika andalama kudzera kusanthula kwa akatswiri

Mlanduwu udathetsedwa titatsimikizira kuti mabizinesi onse anali ovomerezeka ndi zolemba zolondola.

Thandizo Lamilandu Lonse Ku Dubai

athu oyimira milandu owononga ndalama tumizani makasitomala kumadera osiyanasiyana a Dubai. Kuchokera kudera lazachuma la Business Bay kupita ku malo otchuka a Emirates Hills, gulu lathu lathandizira makasitomala ku Dubai Marina, Palm Jumeirah, Downtown Dubai, JLT, Sheikh Zayed Road, Deira, Dubai Hills, Bur Dubai, Mirdif, Dubai Creek Harbor, Al Barsha, Jumeirah, Dubai Silicon Oasis, City Walk, ndi JBR.

Kuyimilira Mwalamulo Katswiri Pamene Mukufunikira Kwambiri

Thandizo Lamalamulo Losamva Nthawi Lilipo

Mukakumana ndi milandu yazachuma, kuchitapo kanthu mwachangu ndikofunikira. Timu yathu yakutsogolo akatswiri a chitetezo chaupandu ali okonzeka kuteteza ufulu wanu ndi zokonda zanu. Ndi chidziwitso chozama cha malamulo azachuma a UAE komanso kupambana kotsimikizika pamilandu yovuta, timapereka chidziwitso chomwe mukufuna.