Mhosva dzemari zvinoreva mabasa asiri pamutemo anosanganisira kutengeserana kwemari kwekubiridzira kana maitiro asina kuvimbika ekuwana mari. Inyaya yakakomba uye iri kuramba ichiipa pasi rose inoita kuti pave nemhosva dzakadai sekubvisa mari, kubhadhara mari yemagandanga, nezvimwewo. Gwaro iri rinoongorora njodzi dzakakomba, migumisiro yakakura , mafambiro matsva, uye mhinduro dzinoshanda kwazvo dzekurwisa mhosva dzemari pasi rese.
Chii chinonzi Financial Crime?
Mhosva dzemari dzinosanganisira chero mhosva dzisiri pamutemo dzinosanganisira Kuwana mari kana pfuma kuburikidza nekunyengera kana kubiridzira. Mapoka makuru anosanganisira:
- Money laundering: Kuvanza mavambo uye kufamba kwe mari isiri pamutemo kubva mabasa ehutsotsi.
- Kunyengera: Kunyengedza mabhizimisi, vanhu, kana hurumende kuti vawane mari kana zvinhu zvisiri pamutemo.
- Cybercrime: Tekinoroji-inogonesa kuba, kubiridzira, kana humwe hutsotsi hwepurofiti yemari.
- Insider kutengesa: Kushandisa zvisizvo ruzivo rwekambani yakazvimirira kuwana purofiti yemusika wemasheya.
- Chiokomuhomwe/huori: Kupa zvinokurudzira semari kupesvedzera maitiro kana sarudzo.
- Kubvisa mutero: Kwete kuzivisa mari yekudzivisa zvisiri pamutemo kubhadhara mutero.
- Mari yemagandanga: Kupa mari yekutsigira pfungwa dzehugandanga kana zviitiko.
Nzira dzakasiyana-siyana dzisiri pamutemo dzinobatsira kuvanza muridzi wechokwadi kana kwakabva mari nezvimwe zvinhu . Mhosva dzemari dzinoitawo kuti pave nemhosva dzakakomba dzakadai sekutengesa zvinodhaka, kutengesa vanhu, kutengesa zvinhu zvisiri pamutemo, nezvimwewo. Mhando dzekubatsira dzakadai sekubatsira, kufambisa kana kuronga kuita mhosva idzi dzemari hadzisi pamutemo.
Tekinoroji dzakangwara uye kubatana kwepasi rose zvinoita kuti mhosva dzemari dzibudirire. Zvisinei, masangano epasi rose akazvipira ari kusimudzira mhinduro dzakabatana dzekurwisa njodzi iyi yemhosva zvinobudirira kupfuura kare.
Mhando Dzakakura dzeMhosva dzeMari muUAE
Ngationgororei mamwe mahombe ehutsotsi hwemari hunokuchidzira hupfumi hwenyika.
Money laundering
Maitiro ekare ekuchenesa mari anosanganisira matanho matatu akakosha:
- Kuisa – Kusuma mari isiri pamutemo muhurongwa hwemari hwepamusoro kuburikidza nemadhipoziti, mari dzebhizinesi, nezvimwe.
- Layering - Kuvanza nzira yemari kuburikidza nekuita kwemari kwakaoma.
- Kubatanidzwa - Kubatanidza mari "yakacheneswa" kudzoka muhupfumi huri pamutemo kuburikidza nekudyara, kutenga kweumbozha, nezvimwe.
Kubiridzira kwemari hakungovanzi chete mibairo youtsotsi asi kunogonesa mamwe mabasa outsotsi. Mabhizinesi anogona kuzvigonesa asingazivi. Nekuda kweizvozvo, mitemo yepasi rose inorwisa kubiwa kwemari (AML) inoraira zvisungo zvekumhan'ara uye nzira dzekutevedzera kumabhanga nemamwe masangano kurwisa kubiwa kwemari. Munhanho yakanaka, UAE yakabviswa kubva kuFinancial Action Task Force (FATF) "grey list" muna Kukadzi 2024, zvichiratidza kufambira mberi kwenyika mukusimbaradza mirau yayo yeAM.
Nekuda kweizvozvo, mitemo yepasi rose inodzivirira kushambidzwa kwemari (AML) inorayira kuti mabhanga nedzimwe nzvimbo dziomerwe nemishumo uye kuti dzitevedzere mitemo yekudzivirira kushambidzwa kwemari. Mhinduro dzeAI dzechizvarwa chinotevera nedzemuchina wekudzidza dzinogona kubatsira kuona otomatiki maitiro eakaundi kana ekutengeserana asina chokwadi.
Kunyengera
Kurasikirwa kwepasi rose nekuda kwekubiridzira mukubhadhara chete kwakapfuura mabhiriyoni makumi matatu nemashanu emadhora muna 2021. Matsotsi akasiyana-siyana ekubiridzira anoshandisa tekinoroji, kuba zvitupa, uye mainjiniya emagariro evanhu kuti zvive nyore kutamisa mari zvisiri pamutemo kana kuwana mari. Mhando dzinosanganisira:
- Kubiridzira kadhi rechikwereti/chikwereti
- Phishing scams
- Bhizinesi email kukanganisa
- Ma invoice emanyepo
- Romance scams
- Ponzi/pyramid schemes
- Synthetic identity fraud
- Chitsotsi chekutorwa kweakaundi
Kubiridzira kunotyora kuvimba kwemari, kunokonzeresa kushushikana kwevanobatwa, uye kunowedzera mutengo kune vatengi nevapei vezvemari zvakafanana. Hutsotsi analytics uye forensic accounting matekiniki anobatsira kufumura zviitiko zvinofungirwa kuti zvienderere mberi nekuferefetwa nemasangano ezvemari uye vezvemitemo.
“Mhosva dzemari dziri kuwedzera mumumvuri. Kuvheneka mwenje pamakona ayo ane rima ndiro danho rekutanga pakuiparadza.” - Loretta Lynch, aimbova Gweta Guru reUS
Cybercrime
Kurwiswa kwemakambani emari paindaneti kwakawedzera ne238% pasi rose kubva muna 2020 kusvika 2021. Kukura kwemari yedhijitari kunowedzera mikana yemhosva dzemari dzepaindaneti dzinoshandiswa tekinoroji dzakadai se:
- Crypto wallet / exchange hacks
- ATM jackpotting
- Kadhi rechikwereti skimming
- Kubiwa kwezvitupa zveakaundi yekubhanga
- Rhlengware kurwisa
- Kurwiswa kwemobile banking/digital wallet
- Hutsotsi hwakanangana nekutenga-ikozvino-kubhadhara-pashure masevhisi
Kurasikirwa nemhosva dzepaindaneti pasi rose kunogona kudarika $10.5 trillion mumakore mashanu anotevera. Kunyange hazvo dziviriro dzepaindaneti dzichiri kuramba dzichivandudzika, nyanzvi dzema hackers dzinogadzira maturusi nenzira dzakaomarara dzekuwana zvinhu zvisina mvumo, kutyora data, kurwiswa kwemalware, uye kuba mari.
Tax Evasion
Kudzivirira nekunzvenga mitero yepasi rose nemakambani nevanhu vane mari yakawanda kunonzi kunodarika mabhiriyoni mazana mashanu kusvika mazana matanhatu emadhora pagore . Nzira dzakaoma dzepasi rose dzekutiza mitero dzinoita kuti dambudziko iri rive nyore.
Kunzvenga mitero kunoderedza mari inowanikwa neveruzhinji, kunowedzera kusaenzana, uye kunowedzera kuvimba nezvikwereti. Izvi zvinoderedza mari inowanikwa kune mabasa akakosha everuzhinji akadai sehutano, dzidzo, zvivakwa, nezvimwewo. Kushandira pamwe kwakagadziridzwa pasi rose pakati pevagadziri vemitemo, vatongi, mabhizinesi, uye masangano emari kunogona kubatsira kuita kuti masisitimu emitero ave akarurama uye akajeka.
Kuwedzera Mhosva dzeMari
Mamwe maitiro makuru ehutsotsi hwemari anosanganisira:
- Insider kutengesa -Kushandisa zvisizvo ruzivo rusiri rweruzhinji kuwana purofiti yemusika
- Chiokomuhomwe/huori -Kupesvedzera sarudzo kana zviitiko kuburikidza nemari yekukurudzira
- Kunzvenga zvirango -Kutenderedza zvirango zvepasirese kuitira purofiti
- Kukanganisa -Kugadzira mari yemanyepo, zvinyorwa, zvigadzirwa, nezvimwe.
- Kusvuta - Kutakura zvinhu zvisiri pamutemo / mari kuyambuka miganhu
Mhosva dzemari dzinodyidzana nemhando dzese dzezviito zveutsotsi - kubva kune zvinodhaka zvisiri pamutemo uye kutengeswa kwevanhu kuenda kuhugandanga nekunetsana. Kusiyana-siyana uye kukura kwedambudziko kunoda kuti pave nemhinduro yakarongeka yepasi rose.
Zvirango zveMhosva dzeMari dzakasiyana muUAE
| Mhosva Yemari | Mutemo unoenderana | Punishment Range |
|---|---|---|
| Money laundering | Federal Law No. 4/2002 (seyakagadziridzwa) | 3 kusvika kumakore gumi mujeri uye/kana kusvika kuAED 10 miriyoni faindi |
| Kunyengera | Federal Law No. 3/1987 (seyakagadziridzwa) | Inosiyana, asi kazhinji kusvika kumakore matatu mujeri uye/kana faindi |
| Cybercrime | Federal Law No. 5/2012 (seyakagadziridzwa) | Faindi kubva kuAED 50,000 kusvika kuAED 3 miriyoni, uye/kana kusvika kumakore gumi mujeri |
| Tax Evasion | Federal Decree-Law Nha. 6/2017 | Faindi kubva kuAED 100,000 kusvika kuAED 500,000 uye kusungwa kunogona kuitika |
| Kukanganisa | Federal Mutemo Nha. 6/1976 | Kusvikira kumakore gumi mujeri uye/kana faindi |
| Chiokomuhomwe/Huori | Federal Law No. 11/2006 (seyakagadziridzwa) | Kusvikira kumakore manomwe mujeri uye/kana kusvika kuAED 7 miriyoni faindi kune vanopa uye vanotora |
| Insider Kutengesa | Federal Law No. 8/2002 (seyakagadziridzwa) | Kusvikira kumakore mashanu mujeri uye/kana kusvika kuAED 5 miriyoni faindi |
Kuongorora uye Kupomera Mhosva dzeMari muDubai
Kuferefeta Mhosva dzeMari muDubai:
- Dzinoshuma: Kumhan'ara nyaya dzemhosva dzemari kunofambiswa nenzira dzakatarwa, kungave nekubata Mapurisa eDubai kana chiremera chemari chinoenderana nerudzi rwemhosva. Semuyenzaniso, zvinhu zvinofungidzirwa zvekubira mari zvisiri pamutemo zvaizoziviswa kuFinancial Intelligence Unit (FIU).
- Kutanga Kuongorora: Ichi chikamu chinotanga nekuunganidzwa kwakadzama kwehumbowo, kunosanganisira kuongororwa kwakadzama kwemarekodhi emari, kuita nhaurirano nevapupu vakakodzera, uye kubatana kwakabatana pakati peDubai Mapurisa, Public Prosecution, uye mauniti akasarudzika akadai seDubai Economic Security department.
- Enhanced Cooperation: Memorandamu yeKunzwisisana nguva pfupi yadarika pakati peAML/CFT Executive Office yeUAE neMapurisa eDubai yakasimbisa nzira yekudyidzana, nokudaro ichiwedzera kugona kwekuferefeta mukurwisa mhosva dzemari zvakanyanya.
Kupomerwa Mhosva dzeMari muDubai:
- Kutongwa neruzhinji: Pakuunganidza humbowo hwakawanda kuburikidza nekuferefeta, nyaya inoendeswa kuPublic Prosecution, apo vachuchisi vanoongorora humbowo zvine humbowo uye kuona kuti votanga here kupomera mhosva kune avo vanonzi vakapara mhosva.
- Court System: Mhosva dzinopomerwa mhosva dzinozotongwa muDubai Courts, umo vatongi vasina rusaruro vanotungamira kutongwa. Vakuru vematare ava vakapihwa basa rekuongorora mhosva kana kusava nemhosva zvichibva pawongororo yakazara yehumbowo hwakapihwa, vachinyatsotevedzera mitemo yeUAE inoshanda.
- Kuoma Kwechirango: Mumamiriro ezvinhu apo mhosva inotangwa, vatongi vanotungamira vanosarudza chirango chakakodzera, chinoenderana nemhando chaiyo uye kuoma kwemhosva yemari yakaitwa. Matanho echirango anogona kubva pazvirango zvemari zvakakura kusvika pazvirango zvekuvharirwa, nenguva yekuvharirwa inoenderana nekurema kwemhosva, sekutaurwa kwemitemo yeUAE.
Mabasa eMasangano Akakosha
Miti yakasiyana-siyana yepasi rose inotungamira kuedza kwepasi rose kurwisa hutsotsi hwemari:
- Mari Yekuita Task Force (FATF) inoseta anti-money laundering (AML) uye mipimo yekutsigira ugandanga mari yakagamuchirwa pasi rose.
- Hofisi yeUN pamusoro pezvinodhaka & mhosva (UNODC) inopa tsvakiridzo, nhungamiro, uye rubatsiro rwehunyanzvi kunhengo dzenhengo.
- IMF & World Bank ongorora nyika AML/CFT masisitimu uye kupa rutsigiro rwekuvaka kugona.
- InterPOL inofambisa mushandirapamwe wemapurisa kurwisa hutsotsi hwepasi rose kuburikidza nekuongorora kwehungwaru uye dhatabhesi.
- Europol inoronga mashandiro akabatana pakati penyika dziri nhengo dzeEU vachipesana nehurongwa hwematsotsi.
- The Egmont Group inobatanidza 166 National Financial Intelligence Units yekugovana ruzivo.
- Komiti yeBasel inoona nezvemabhengi ekutarisa (BCBS) inopa hutungamiri uye tsigiro yemitemo yepasi rose uye kutevedza.
Padivi pemasangano ehurumende, masangano anodzora nyika uye ekuchengetedza mutemo akaita seUS Treasury's Office of Foreign Assets Control (OFAC), UK National Crime Agency (NCA), neGerman Federal Financial Supervisory Authority (BaFin), mabhanga makuru eUAE, uye vamwe vanotyaira munharaunda. zviito zvinopindirana nemitemo yenyika.
"Kurwisa mhosva dzemari hakukundwe nemagamba, asi nevanhuwo zvavo vanoita mabasa avo nekuvimbika uye nekuzvipira." – Gretchen Rubin, munyori
Yakakosha Yemari Mhosva Yekutevedzera Mitemo muUAE
Mitemo yakasimba inotsigirwa nemaitiro ekuteedzera epamberi mukati memasangano emari inomiririra maturusi akakosha ekudzikisa hutsotsi hwemari pasi rose.
Anti-Money Laundering (AML) Regulations
Mitemo mikuru yekurwisa kushambidzwa kwemari inosanganisira:
- US Bank Bank Chengetedzo uye PATRIOT Act
- EU AML Directives
- UK uye UAE Mitemo Yekubira Mari
Mitemo iyi inoda kuti makambani aongorore njodzi, anyorere kutengeserana kwakavanzika, aongorore zvinodiwa nevatengi, uye azadzise zvimwe zvinodiwa pakutevedzera mitemo.
Yakasimbiswa nezvirango zvakakura zvekusatevedzera, mirau ye AML ine chinangwa chekusimudzira tarisiro nechengetedzo muhurongwa hwemari hwepasi rose.
Ziva Mutengi Wako (KYC) Mitemo
Ziva maitiro evatengi vako (KYC) zvinomanikidza vanopa masevhisi emari kuti vaone kuti vatengi vavo ndevapi uye kwavanobva mari. KYC ichiri kukosha pakuona maakaundi enhema kana nzira dzemari dzakabatana nemhosva dzemari.
Tekinoroji dziri kusimukira senge biometric ID verification, vhidhiyo KYC, uye otomatiki kumashure cheki inobatsira kukwenenzvera maitiro zvakachengeteka.
Suspicious Activity Reports
Mishumo yezviitiko zvinofungidzirwa (SARs) inomiririra nzira dzakakosha dzekuongorora nekudzivirira mukurwisa kubiwa kwemari. Masangano emari anofanirwa kuendesa maSARs pakutengeserana kusina chokwadi uye zviitiko zveakaundi kumakambani ekuongorora mari kuti aongorore zvakadzama.
Yepamberi analytics matekiniki anogona kubatsira kuona iyo inofungidzirwa 99% yeSAR-yakatenderwa zviitiko izvo zvinoenda zvisina kutaurwa pagore.
Pakazere, kurongeka kwemitemo yepasirese, nzira dzekuteedzera dzepamusoro, uye kupindirana kweveruzhinji-yakavanzika kunosimbisa kujeka kwemari uye kuvimbika kumiganhu.
Kubata Tekinoroji Kurwisa Mhosva Yemari
Emergent matekinoroji anopa mikana yekushandura mitambo yekuvandudza zvinoshamisa kudzivirira, kuona, uye mhinduro maererano nemhosva dzakasiyana siyana dzemari.
AI uye Machine Kudzidza
Ungwaru hwekugadzira (AI) uye maalgorithms ekudzidza kwemuchina zvinovhura kuwanikwa kwemapatani mukati medata rezvemari rakakura kupfuura kugona kwevanhu. Mashandisirwo makuru anosanganisira:
- Payment fraud analytics
- Kuonekwa kweAnti-money laundering
- Cybersecurity kuwedzera
- Kuzivikanwa kwechiratidzo
- Automated kufungira reporting
- Risk modelling uye kufanotaura
AI inowedzera vaongorori veAML yevanhu uye zvikwata zvekuteerera zvekutarisa kwepamusoro, kudzivirira, uye kuronga kwehungwaru kurwisa matsotsi emari network. Inomiririra chikamu chakakosha chechizvarwa chinotevera Anti-Financial Crime (AFC) zvivakwa.
"Tekinoroji imunondo unocheka nemativi maviri mukurwisa mhosva dzemari. Kunyange zvazvo ichigadzira mikana mitsva kune matsotsi, inotipawo simba rekushandisa maturusi ane simba ekuvatevera nekuvamisa." - Mukuru weEuropol Catherine De Bolle
Blockchain Ongororo
Mabhuku emari akaparadzirwa pachena akadai seBitcoin neEthereum blockchain anobvumira kuteverwa kwemari inofambiswa kuti vaone kana mari iri kubiwa, hutsotsi, mari inobhadharwa neransomware, mari yemagandanga, uye kutengeserana kwakatemerwa zvirango.
Mafemu ehunyanzvi anopa maturusi ekutevera e blockchain kumasangano emari, mabhizinesi e crypto, uye masangano ehurumende kuti atarise zvakanyanya kunyangwe nekuvanzika-yakatarisana cryptocurrencies seMonero neZcash.
Biometrics uye Digital ID Systems
Tekinoroji dzakachengeteka dze biometric dzakadai seminwe, retina, uye kuzivikanwa kwechiso zvinotsiva mapasscode ekusimbisa hunhu hwemunhu. Maitiro epamusoro edhijitari ID anopa dziviriro yakasimba kubva mukunyengedzwa kwehunhu uye njodzi dzekubvisa mari.
API Integrations
Mapurogiramu epurogiramu ekushanda kwebhangi ( APIs ) anogonesa kugovera data otomatiki pakati pemasangano emari kuti vatarise maakaundi evatengi nekutengeserana kwemakambani akasiyana. Izvi zvinoderedza mari yekutevedzera mitemo uku zvichiwedzera dziviriro yeAML.
Kugovana Ruzivo
Datatypes dzakatsaurirwa dzeutsotsi hwemari dzinogonesa kupanana ruzivo rwechakavanzika pakati pemasangano ezvemari kusimbisa kucherechedzwa kwekubiridzira uku uchiomerera kune yakasimba data kuvanzika protocol.
Nekukura kwakakura mukugadzira data, kubatanidza zviono padhatabhesi rakakura rinomiririra kugona kwakakosha kwekuongorora hungwaru hweveruzhinji-yakavanzika uye kudzivirira kuparwa kwemhosva.
Kudyidzana kweUAE neInterpol Kurwisa Mhosva dzeMari
Iyo UAE inobvuma zvakasimba kutyisidzira kwemhosva dzemari uye iri kutora matanho akasimba nekubatana neInterpol kurwisa:
Intelligence Sharing
- Iyo UAE inotsinhana hungwaru neInterpol pamaitiro ehutsotsi hwemari, typologies, uye matsotsi network.
- Yakachengeteka nzira dzeInterpol dzinogonesa kugovana ruzivo rwekuyambuka kune vanofungidzirwa kuti matsotsi uye zviitiko zvisiri pamutemo.
Kushandisa Interpol Resources
- UAE inoshandisa Interpol's Financial Crime uye Anti-Corruption Center dhatabhesi pamatsotsi emari.
- Zvishandiso zvakaita seGlobal Stop Payment Mechanism zvinobvumira kutonhora kwekutengesa kwekufungidzira.
- Maritime security databases anobatsira mukuona mhosva dzine chekuita nemhosva dzemari.
Joint Operations
- UAE masangano ekuchengetedza mutemo anoshingaira kutora chikamu muInterpol-yakarongeka mashandiro.
- Izvi zvinonangana nevakuru vezvemari, kudzoreredza midziyo, uye kuputsa network dzehutsotsi.
- Muenzaniso uchangoburwa: Operation Lionfish kurwisa kutengeswa kwezvinodhaka pasi rose.
Hutungamiri Hwepasi Pese
- Iyo UAE inorwira hurongwa hwekupara mhosva dzemari kuUN neFATF maforamu padivi peInterpol.
- Kutyaira uku kunosimbisa kudyidzana nedzimwe nyika nekumisikidzwa kwematanho ekupikisa.
Kuburikidza nekudyidzana kwakawanda uku kusanganisa hungwaru, zviwanikwa, mashandiro, uye hutungamiriri, UAE inosimbisa dziviriro yayo uye inosimudzira yakachengeteka yepasi rose mari ecosystem.
Mhedzisiro yeMhosva dzeMari pane Economy yeUAE
Mhosva dzemari dzinotyisidzira zvikuru kugadzikana kwehupfumi hweUAE nekukura kwayo. Mhedzisiro yakaipa iyi inopararira muzvikamu zvakasiyana-siyana uye inokanganisa kuedza kwenyika kuchengetedza hurongwa hwemari hwakasimba uye hwakajeka. Mhosva dzemari dzadzika midzi muhupfumi hwenyika , neUnited Nations Office on Drugs and Crime (UNODC) ichifungidzira huwandu hwadzo hwese pa3-5% yeGDP yepasi rose, inomiririra US$800 bhiriyoni kusvika ku$2 trillion inoyerera nenzira dzisiri pamutemo gore rega rega.
Chekutanga, mhosva dzemari dzakadai sekubvisa mari, kunzvenga mitero, uye hutsotsi zvinogona kukanganisa mashandiro emusika uye kugadzira nzvimbo isina kuenzana yemabhizinesi epamutemo . Boka reFinancial Action Task Force (FATF) rinoshuma kuti kubvisa mari chete kunosvika $1.6 trillion pagore, zvakaenzana ne2.7% yeGDP yepasi rose. Izvi zvinogona kuderedza mari yekudyara kune dzimwe nyika, kudzivirira kupatsanurwa kwehupfumi, uye kudzivirira mabhizinesi nekugadzira zvinhu zvitsva muUAE.
Uyezve, mhosva dzemari dzinogona kuderedza kuvimba kwevanhu mumasangano emari nemasangano ehurumende, zvichikanganisa kugona kwavo kushanda zvakanaka. Izvi zvinogona kukonzera kudzingwa kwemari, kudzikira kwemari inowanikwa mumitero, uye kurasikirwa nechivimbo muhurongwa hwemari hweUAE, zvichizokanganisa kufambira mberi kwehupfumi nekukura kwemari. Nyika dzichiri kusimukira dzinogona kurasikirwa pamwe chete nemadhora anodarika 1 trillion pagore nekuda kwekudzivirira nekunzvenga mitero yemakambani, zvichiratidza mhedzisiro yakaipa yehupfumi.
Chekupedzisira, mitengo ine chekuita nekuferefeta, kumhan'ara, uye kudzoreredza midziyo yakarasika pamhosva dzemari inogona kunetsa mashandiro emutemo weUAE uye zviwanikwa zvematare, zvichibvisa mari kubva kune dzimwe nzvimbo dzakakosha dzekusimudzira hupfumi uye zvirongwa zvemagariro.
Svika kwatiri panhamba dzinoti +971506531334 kana +971558018669 kuti tikurukure kuti tingakubatsira sei.
Matanho eHurumende yeUAE Kurwisa Mhosva dzeMari
Chekutanga, iyo UAE yakasimbisa hurongwa hwayo hwepamutemo uye hwekutonga nekuita yakasimba anti-money laundering (AML) uye inopikisa mari yehugandanga (CFT) mitemo. Mitemo iyi inoraira kuti vanhu vatevedzere mitemo, zvirango zvekusatevedzera.
Chechipiri, hurumende yakamisa masangano akasarudzika uye mauto akazvipira kuona, kuferefeta, uye kupomera mhosva dzemari. Izvi zvinosanganisira Anti-Money Laundering and Suspicious Cases Unit (AMLSCU) uye Executive Office for Anti-Money Laundering and Counter Terrorist Financing.
Chechitatu, UAE yakawedzera kudyidzana kwayo nemasangano epasi rose nevamwe vekunze. Izvi zvinosanganisira kutora chikamu nesimba muzvirongwa zvinotungamirwa neFinancial Action Task Force (FATF), Egmont Group of Financial Intelligence Units, neInterpol, sezvambokurukurwa.
Chekupedzisira, hurumende yakaisa mari yakawanda mukuvaka hunyanzvi pamwe nekusimudzira veruzhinji ruzivo. Izvi zvinosanganisira zvirongwa zvekudzidzisa vezvemitemo, masangano ezvemari, uye mabhizinesi kuti vawedzere kugona kwavo kuziva uye kushuma zviitiko zvinofungirwa. Zvirongwa zvekuzivisa veruzhinji zvine chinangwa chekudzidzisa vagari nevagari nezve njodzi nemhedzisiro yemhosva dzemari.
Svika kwatiri panhamba dzinoti +971506531334 kana +971558018669 kuti tikurukure kuti tingakubatsira sei.
