Mhosva yemari inoreva zvisiri pamutemo zvinosanganisira kutengeserana kwemari kwechitsotsi kana kuti kusavimbika kuti munhu awane mari. Iyo yakaoma uye inowedzera zvepasi rose nyaya inogonesa mhosva dzakadai kubira mari, kupa mari yemagandanga, nezvimwe. Gwaro iri rakazara rinoongorora zvakakomba zvinotyisa, inosvika kure izvi, zvazvino Maitiro, uye inoshanda zvakanyanya zvingaitwa kurwisa hutsotsi hwemari pasi rose.

Chii chinonzi Financial Crime?

Mhosva dzemari inosanganisira chero mhosva dzisiri pamutemo zvinosanganisira Kuwana mari kana pfuma kuburikidza nekunyengera kana kubiridzira. Zvikamu zvikuru zvinosanganisira:

Money laundering: Kuvanza mavambo uye kufamba kwe mari isiri pamutemo kubva mabasa ehutsotsi.
Kunyengera: Kunyengedza mabhizimisi, vanhu, kana hurumende kuti vawane mari kana zvinhu zvisiri pamutemo.
Cybercrime: Tekinoroji-inogonesa kuba, kubiridzira, kana humwe hutsotsi hwepurofiti yemari.
Insider kutengesa: Kushandisa zvisizvo ruzivo rwekambani yakazvimirira kuwana purofiti yemusika wemasheya.
Chiokomuhomwe/huori: Kupa zvinokurudzira semari kupesvedzera maitiro kana sarudzo.
Kubvisa mutero: Kwete kuzivisa mari yekudzivisa zvisiri pamutemo kubhadhara mutero.
Mari yemagandanga: Kupa mari yekutsigira pfungwa dzehugandanga kana zviitiko.

siyana-siyana nzira dzisiri pamutemo batsira kuvanza muridzi wechokwadi kana mabviro e mari nezvimwe assets. Mhosva dzemari dzinogonesawo mhosva dzakakomba sekutengesa zvinodhaka, kutengeswa kwevanhu, kubiridzira, nezvimwe. Types of betment sekubatsira, kufambisa kana kurangana kupara mhosva dzemari idzi hazvisi pamutemo.

Tekinoroji dzakaomarara uye kubatana kwepasi rose kunoita kuti hutsotsi hwemari hubudirire. Nekudaro, yakatsaurirwa pasi rose masangano ari kufambira mberi akabatanidzwa zvingaitwa kurwisa dambudziko rematsotsi iri zvakanyanya kupfuura nakare kose.

Mhando Dzakakura dzeMhosva dzeMari muUAE

Ngationgororei mamwe mahombe ehutsotsi hwemari hunokuchidzira hupfumi hwenyika.

Money laundering

The classic process of kubvisirwa mari inosanganisira matanho matatu akakosha:

Kuisa – Kusuma mari isiri pamutemo muhurongwa hwemari hwepamusoro kuburikidza nemadhipoziti, mari dzebhizinesi, nezvimwe.
Layering - Kuvanza nzira yemari kuburikidza nekuita kwemari kwakaoma.
Kubatanidzwa - Kubatanidza mari "yakacheneswa" kudzoka muhupfumi huri pamutemo kuburikidza nekudyara, kutenga kweumbozha, nezvimwe.

Kubiridzira kwemari hakungovanzi chete mibairo youtsotsi asi kunogonesa mamwe mabasa outsotsi. Mabhizinesi anogona kuzvigonesa asingazivi. Nekuda kweizvozvo, mitemo yepasi rose inorwisa kubiwa kwemari (AML) inoraira zvisungo zvekumhan'ara uye nzira dzekutevedzera kumabhanga nemamwe masangano kurwisa kubiwa kwemari. Munhanho yakanaka, UAE yakabviswa kubva kuFinancial Action Task Force (FATF) "grey list" muna Kukadzi 2024, zvichiratidza kufambira mberi kwenyika mukusimbaradza mirau yayo yeAM.

Naizvozvo, pasi rose anti-money laundering (AML) mitemo inorayira zvisungo zvekumhan'ara zvakasimba uye nzira dzekutevedzera dzemabhanga nemamwe masangano kurwisa kubiwa kwemari zvisiri pamutemo. Inotevera-gen AI uye mhinduro yemuchina inogona kubatsira kuona otomatiki yeakaundi inofungirwa kana maitiro ekutengesa.

Kunyengera

Global kurasikirwa kuti kubhadhara mari ndega yakapfuura $ 35 bhiriyoni muna 2021. Hutsotsi hwakasiyana-siyana hunowedzera tekinoroji, kuba zvitupa, uye mainjiniya emagariro kuitira kuti mari ifambiswe zvisiri pamutemo kana kuwana mari. Mhando dzinosanganisira:

Kubiridzira kadhi rechikwereti/chikwereti
Phishing scams
Bhizinesi email kukanganisa
Ma invoice emanyepo
Romance scams
Ponzi/pyramid schemes
Synthetic identity fraud
Chitsotsi chekutorwa kweakaundi

Kubiridzira kunotyora kuvimba kwemari, kunokonzeresa kushushikana kwevanobatwa, uye kunowedzera mutengo kune vatengi nevapei vezvemari zvakafanana. Hutsotsi analytics uye forensic accounting matekiniki anobatsira kufumura zviitiko zvinofungirwa kuti zvienderere mberi nekuferefetwa nemasangano ezvemari uye vezvemitemo.

“Mhosva dzemari dziri kuwedzera mumumvuri. Kuvheneka mwenje pamakona ayo ane rima ndiro danho rekutanga pakuiparadza.” - Loretta Lynch, aimbova Gweta Guru reUS

Cybercrime

Kurwiswa kweCyberattack kurwisa masangano emari kwakawedzera 238% pasi rose kubva 2020 kusvika 2021. Kukura kwemari yedhijitari kunowedzera mikana yekugonesa tekinoroji. utsotsi hwemari like:

Crypto wallet / exchange hacks
ATM jackpotting
Kadhi rechikwereti skimming
Kubiwa kwezvitupa zveakaundi yekubhanga
Rhlengware kurwisa
Kurwiswa kwemobile banking/digital wallet
Hutsotsi hwakanangana nekutenga-ikozvino-kubhadhara-pashure masevhisi

Kurasikirwa kwepasi rose cybercrime kunogona kudarika $ 10.5 tiririyoni mumakore mashanu anotevera. Nepo dziviriro dzepa cyber dzichiramba dzichivandudzwa, matsotsi ane hunyanzvi anovandudza maturusi akawandisa uye nzira dzekuwana zvisina mvumo, kutyora data, kurwiswa nemarware, uye kuba mari.

Tax Evasion

Kunzvenga mutero kwepasi rose uye kunzvenga nemakambani nevanhu vane mari yepamusoro vanonzi vanodarika $ 500-600 mabhiriyoni pagore. Maburi epasi rose akaomesesa nenzvimbo dzemitero zvinofambisa dambudziko.

Kubvisa mutero inobvisa mihoro yeruzhinji, inowedzera kusaenzana, uye inowedzera kuvimba nechikwereti. Iyo nokudaro inorambidza mari inowanikwa yeakakosha masevhisi eruzhinji senge hutano, dzidzo, zvivakwa, nezvimwe. Kuvandudzwa kwekudyidzana kwepasirese pakati pevagadziri vemitemo, vatongi, mabhizinesi, uye masangano ezvemari anogona kubatsira kuita kuti masystem emitero ave akajeka uye awedzere kujeka.

Kuwedzera Mhosva dzeMari

Mamwe maitiro makuru ehutsotsi hwemari anosanganisira:

Insider kutengesa -Kushandisa zvisizvo ruzivo rusiri rweruzhinji kuwana purofiti yemusika
Chiokomuhomwe/huori -Kupesvedzera sarudzo kana zviitiko kuburikidza nemari yekukurudzira
Kunzvenga zvirango -Kutenderedza zvirango zvepasirese kuitira purofiti
Kukanganisa -Kugadzira mari yemanyepo, zvinyorwa, zvigadzirwa, nezvimwe.
Kusvuta - Kutakura zvinhu zvisiri pamutemo / mari kuyambuka miganhu

Mhosva dzemari dzinodyidzana nemhando dzese dzezviito zveutsotsi - kubva kune zvinodhaka zvisiri pamutemo uye kutengeswa kwevanhu kuenda kuhugandanga nekunetsana. Kusiyana-siyana uye kukura kwedambudziko kunoda kuti pave nemhinduro yakarongeka yepasi rose.

Zvirango zveMhosva dzeMari dzakasiyana muUAE

Mhosva Yemari	Mutemo unoenderana	Punishment Range
Money laundering	Federal Law No. 4/2002 (seyakagadziridzwa)	3 kusvika kumakore gumi mujeri uye/kana kusvika kuAED 10 miriyoni faindi
Kunyengera	Federal Law No. 3/1987 (seyakagadziridzwa)	Inosiyana, asi kazhinji kusvika kumakore matatu mujeri uye/kana faindi
Cybercrime	Federal Law No. 5/2012 (seyakagadziridzwa)	Faindi kubva kuAED 50,000 kusvika kuAED 3 miriyoni, uye/kana kusvika kumakore gumi mujeri
Tax Evasion	Federal Decree-Law Nha. 6/2017	Faindi kubva kuAED 100,000 kusvika kuAED 500,000 uye kusungwa kunogona kuitika
Kukanganisa	Federal Mutemo Nha. 6/1976	Kusvikira kumakore gumi mujeri uye/kana faindi
Chiokomuhomwe/Huori	Federal Law No. 11/2006 (seyakagadziridzwa)	Kusvikira kumakore manomwe mujeri uye/kana kusvika kuAED 7 miriyoni faindi kune vanopa uye vanotora
Insider Kutengesa	Federal Law No. 8/2002 (seyakagadziridzwa)	Kusvikira kumakore mashanu mujeri uye/kana kusvika kuAED 5 miriyoni faindi

Kuongorora uye Kupomera Mhosva dzeMari muDubai

Kuferefeta Mhosva dzeMari muDubai:

Dzinoshuma: Kumhan'ara nyaya dzemhosva dzemari kunofambiswa nenzira dzakatarwa, kungave nekubata Mapurisa eDubai kana chiremera chemari chinoenderana nerudzi rwemhosva. Semuyenzaniso, zvinhu zvinofungidzirwa zvekubira mari zvisiri pamutemo zvaizoziviswa kuFinancial Intelligence Unit (FIU).
Kutanga Kuongorora: Ichi chikamu chinotanga nekuunganidzwa kwakadzama kwehumbowo, kunosanganisira kuongororwa kwakadzama kwemarekodhi emari, kuita nhaurirano nevapupu vakakodzera, uye kubatana kwakabatana pakati peDubai Mapurisa, Public Prosecution, uye mauniti akasarudzika akadai seDubai Economic Security department.
Enhanced Cooperation: Memorandamu yeKunzwisisana nguva pfupi yadarika pakati peAML/CFT Executive Office yeUAE neMapurisa eDubai yakasimbisa nzira yekudyidzana, nokudaro ichiwedzera kugona kwekuferefeta mukurwisa mhosva dzemari zvakanyanya.

Kupomerwa Mhosva dzeMari muDubai:

Kutongwa neruzhinji: Pakuunganidza humbowo hwakawanda kuburikidza nekuferefeta, nyaya inoendeswa kuPublic Prosecution, apo vachuchisi vanoongorora humbowo zvine humbowo uye kuona kuti votanga here kupomera mhosva kune avo vanonzi vakapara mhosva.
Court System: Mhosva dzinopomerwa mhosva dzinozotongwa muDubai Courts, umo vatongi vasina rusaruro vanotungamira kutongwa. Vakuru vematare ava vakapihwa basa rekuongorora mhosva kana kusava nemhosva zvichibva pawongororo yakazara yehumbowo hwakapihwa, vachinyatsotevedzera mitemo yeUAE inoshanda.
Kuoma Kwechirango: Mumamiriro ezvinhu apo mhosva inotangwa, vatongi vanotungamira vanosarudza chirango chakakodzera, chinoenderana nemhando chaiyo uye kuoma kwemhosva yemari yakaitwa. Matanho echirango anogona kubva pazvirango zvemari zvakakura kusvika pazvirango zvekuvharirwa, nenguva yekuvharirwa inoenderana nekurema kwemhosva, sekutaurwa kwemitemo yeUAE.

Mabasa eMasangano Akakosha

Miti yakasiyana-siyana yepasi rose inotungamira kuedza kwepasi rose kurwisa hutsotsi hwemari:

Mari Yekuita Task Force (FATF) inoseta anti-money laundering (AML) uye mipimo yekutsigira ugandanga mari yakagamuchirwa pasi rose.
Hofisi yeUN pamusoro pezvinodhaka & mhosva (UNODC) inopa tsvakiridzo, nhungamiro, uye rubatsiro rwehunyanzvi kunhengo dzenhengo.
IMF & World Bank ongorora nyika AML/CFT masisitimu uye kupa rutsigiro rwekuvaka kugona.
InterPOL inofambisa mushandirapamwe wemapurisa kurwisa hutsotsi hwepasi rose kuburikidza nekuongorora kwehungwaru uye dhatabhesi.
Europol inoronga mashandiro akabatana pakati penyika dziri nhengo dzeEU vachipesana nehurongwa hwematsotsi.
The Egmont Group inobatanidza 166 National Financial Intelligence Units yekugovana ruzivo.
Komiti yeBasel inoona nezvemabhengi ekutarisa (BCBS) inopa hutungamiri uye tsigiro yemitemo yepasi rose uye kutevedza.

Padivi pemasangano ehurumende, masangano anodzora nyika uye ekuchengetedza mutemo akaita seUS Treasury's Office of Foreign Assets Control (OFAC), UK National Crime Agency (NCA), neGerman Federal Financial Supervisory Authority (BaFin), mabhanga makuru eUAE, uye vamwe vanotyaira munharaunda. zviito zvinopindirana nemitemo yenyika.

"Kurwisa mhosva dzemari hakukundwe nemagamba, asi nevanhuwo zvavo vanoita mabasa avo nekuvimbika uye nekuzvipira." – Gretchen Rubin, munyori

Yakakosha Yemari Mhosva Yekutevedzera Mitemo muUAE

Mitemo yakasimba inotsigirwa nemaitiro ekuteedzera epamberi mukati memasangano emari inomiririra maturusi akakosha ekudzikisa hutsotsi hwemari pasi rose.

Anti-Money Laundering (AML) Regulations

Major anti-mari laundering mirau dzinosanganisira:

US Bank Bank Chengetedzo uye PATRIOT Act
EU AML Directives
UK uye UAE Mitemo Yekubira Mari

Mitemo iyi inoda kuti mafemu aongorore njodzi, ataure zvekufungidzira, kuita mutengi kushingairira, uye kuzadzisa zvimwe. kutevedzera zvisungo.

Yakasimbiswa nezvirango zvakakura zvekusatevedzera, mirau ye AML ine chinangwa chekusimudzira tarisiro nechengetedzo muhurongwa hwemari hwepasi rose.

Ziva Mutengi Wako (KYC) Mitemo

Ziva mutengi wako (KYC) maprotocol anomanikidza vanopa masevhisi emari kuti vaone kuzivikanwa kwevatengi uye kwakabva mari. KYC inoramba yakakosha pakuona maakaundi echitsotsi kana nzira dzemari dzakasungirirwa nehutsotsi hwemari.

Tekinoroji dziri kusimukira senge biometric ID verification, vhidhiyo KYC, uye otomatiki kumashure cheki inobatsira kukwenenzvera maitiro zvakachengeteka.

Suspicious Activity Reports

Suspicious chiitiko mishumo (SARs) inomiririra maturusi akakosha ekuona uye kudzivirira mukurwisa kubiwa kwemari. Masangano emari anofanirwa kuisa maSAR pane zvisina mubvunzo zvekutengeserana uye zviitiko zveakaunti kumayuniti ehungwaru hwemari kuti uwedzere kuferefetwa.

Yepamberi analytics matekiniki anogona kubatsira kuona iyo inofungidzirwa 99% yeSAR-yakatenderwa zviitiko izvo zvinoenda zvisina kutaurwa pagore.

Pakazere, kurongeka kwemitemo yepasirese, nzira dzekuteedzera dzepamusoro, uye kupindirana kweveruzhinji-yakavanzika kunosimbisa kujeka kwemari uye kuvimbika kumiganhu.

Kubata Tekinoroji Kurwisa Mhosva Yemari

Emergent matekinoroji anopa mikana yekushandura mitambo yekuvandudza zvinoshamisa kudzivirira, kuona, uye mhinduro maererano nemhosva dzakasiyana siyana dzemari.

AI uye Machine Kudzidza

Artificial intelligence (AI) uye machine learning maalgorithms anovhura maitiro ekuonekwa mukati mehombe dzemari datasets kupfuura kugona kwevanhu. Zvikumbiro zvakakosha zvinosanganisira:

Payment fraud analytics
Kuonekwa kweAnti-money laundering
Cybersecurity kuwedzera
Kuzivikanwa kwechiratidzo
Automated kufungira reporting
Risk modelling uye kufanotaura

AI inowedzera vaongorori veAML yevanhu uye zvikwata zvekuteerera zvekutarisa kwepamusoro, kudzivirira, uye kuronga kwehungwaru kurwisa matsotsi emari network. Inomiririra chikamu chakakosha chechizvarwa chinotevera Anti-Financial Crime (AFC) zvivakwa.

“Tekinoroji imunondo unocheka kumativi maviri mukurwisa hutsotsi hwemari. Kunyange zvichigadzira mikana mitsva yematsotsi, zvinotipawo simba nemidziyo ine simba yekuvatevera nekuvamisa. " - Mutungamiriri Mukuru weEuropol Catherine De Bolle

Blockchain Ongororo

Maleja akagoverwa pachena pachena se Bitcoin uye Ethereum blockchain kugonesa kuronda mafambiro ehomwe kuti vaone kubira kwemari, hutsotsi, kubhadharwa kweransomware, mari yemagandanga, uye kutengeserana kwakatenderwa.

Mafemu ehunyanzvi anopa maturusi ekutevera e blockchain kumasangano emari, mabhizinesi e crypto, uye masangano ehurumende kuti atarise zvakanyanya kunyangwe nekuvanzika-yakatarisana cryptocurrencies seMonero neZcash.

Biometrics uye Digital ID Systems

akachengeteka biometric tekinoroji sezvigunwe, retina, uye kuzivikanwa kwechiso zvinotsiva mapasscode ekuvimbika kwekuzivikanwa. Yepamberi yedhijitari ID masisitimu inopa dziviriro yakasimba kubva mukubiridzira kwakanangana nekuzivikanwa uye njodzi dzekubira mari.

API Integrations

Vhura banking application programming interfaces (APIs) gonesa otomatiki kugovana data pakati pemasangano ezvemari kuti atarise-yesangano rekutarisa maakaundi evatengi uye kutengeserana. Izvi zvinoderedza mitengo yekuteerera uku uchiwedzera kudzivirira kwe AML.

Kugovana Ruzivo

Datatypes dzakatsaurirwa dzeutsotsi hwemari dzinogonesa kupanana ruzivo rwechakavanzika pakati pemasangano ezvemari kusimbisa kucherechedzwa kwekubiridzira uku uchiomerera kune yakasimba data kuvanzika protocol.

Nekukura kwakakura mukugadzira data, kubatanidza zviono padhatabhesi rakakura rinomiririra kugona kwakakosha kwekuongorora hungwaru hweveruzhinji-yakavanzika uye kudzivirira kuparwa kwemhosva.

Kudyidzana kweUAE neInterpol Kurwisa Mhosva dzeMari

Iyo UAE inobvuma zvakasimba kutyisidzira kwemhosva dzemari uye iri kutora matanho akasimba nekubatana neInterpol kurwisa:

Intelligence Sharing

Iyo UAE inotsinhana hungwaru neInterpol pamaitiro ehutsotsi hwemari, typologies, uye matsotsi network.
Yakachengeteka nzira dzeInterpol dzinogonesa kugovana ruzivo rwekuyambuka kune vanofungidzirwa kuti matsotsi uye zviitiko zvisiri pamutemo.

Kushandisa Interpol Resources

UAE inoshandisa Interpol's Financial Crime uye Anti-Corruption Center dhatabhesi pamatsotsi emari.
Zvishandiso zvakaita seGlobal Stop Payment Mechanism zvinobvumira kutonhora kwekutengesa kwekufungidzira.
Maritime security databases anobatsira mukuona mhosva dzine chekuita nemhosva dzemari.

Joint Operations

UAE masangano ekuchengetedza mutemo anoshingaira kutora chikamu muInterpol-yakarongeka mashandiro.
Izvi zvinonangana nevakuru vezvemari, kudzoreredza midziyo, uye kuputsa network dzehutsotsi.
Muenzaniso uchangoburwa: Operation Lionfish kurwisa kutengeswa kwezvinodhaka pasi rose.

Hutungamiri Hwepasi Pese

Iyo UAE inorwira hurongwa hwekupara mhosva dzemari kuUN neFATF maforamu padivi peInterpol.
Kutyaira uku kunosimbisa kudyidzana nedzimwe nyika nekumisikidzwa kwematanho ekupikisa.

Kuburikidza nekudyidzana kwakawanda uku kusanganisa hungwaru, zviwanikwa, mashandiro, uye hutungamiriri, UAE inosimbisa dziviriro yayo uye inosimudzira yakachengeteka yepasi rose mari ecosystem.

Mhedzisiro yeMhosva dzeMari pane Economy yeUAE

Mhosva dzemari dzinopa kutyisidzira kukuru kune kugadzikana kwehupfumi hweUAE uye kukura. Kukanganisa kwakashata kunodzokororwa muzvikamu zvakawanda uye kunokanganisa kuedza kwenyika kuchengetedza hurongwa hwemari hwakasimba uye hwakajeka. Mhosva dzemari dzava yakadzika midzi muhupfumi hwenyika, neUnited Nations Office on Drugs and Crime (UNODC) kufungidzira chiyero chavo chese pachikamu chinokatyamadza che3-5% yeGDP yepasi rose, inomiririra US$800 bhiriyoni kusvika kumadhora 2 tiririyoni inoyerera nemunzira dzisiri pamutemo gore negore.

Chekutanga, mhosva dzemari dzakaita sekubira mari, kunzvenga mutero, uye hutsotsi hunogona kukanganisa masimiriro emusika uye kugadzira kusaenzana. nhandare yemabhizinesi ari pamutemo. The Financial Action Task Force (FATF) inoshuma kuti kutengeswa kwemari chete kunosvika kumadhora 1.6 mabhiriyoni pagore, yakaenzana ne2.7% yeGDP yepasi rose. Izvi zvinogona kuodza moyo kudyara kwekunze, kuvhiringidza kuedza kwekusiyana kwehupfumi, uye kumisa bhizinesi nekuvandudza mukati meUAE.

Uyezve, mhosva dzemari dzinogona kuita kuti vanhu vasavimbe mumasangano ezvemari uye masangano ehurumende, zvichitadzisa kukwanisa kwavo kushanda zvakanaka. Izvi zvinogona kutungamira mukubhururuka kwemari, kuderera kwemutero, uye kurasikirwa kwekuvimba muhurongwa hwemari hweUAE, zvichizokanganisa kusimukira kwehupfumi uye tarisiro yekukura. Nyika dzichiri kusimukira dzinogona kurasikirwa nemari inodarika madhora miriyoni imwe pagore nekuda kwekunzvenga mutero wemakambani uye nekunzvenga, zvichiratidza mhedzisiro yehupfumi.

Chekupedzisira, mitengo ine chekuita nekuferefeta, kumhan'ara, uye kudzoreredza midziyo yakarasika pamhosva dzemari inogona kunetsa mashandiro emutemo weUAE uye zviwanikwa zvematare, zvichibvisa mari kubva kune dzimwe nzvimbo dzakakosha dzekusimudzira hupfumi uye zvirongwa zvemagariro.

Svika kwatiri panhamba dzinoti +971506531334 kana +971558018669 kuti tikurukure kuti tingakubatsira sei.

Matanho eHurumende yeUAE Kurwisa Mhosva dzeMari

Chekutanga, iyo UAE yakasimbisa hurongwa hwayo hwepamutemo uye hwekutonga nekuita yakasimba anti-money laundering (AML) uye inopikisa mari yehugandanga (CFT) mitemo. Mitemo iyi inoraira kuti vanhu vatevedzere mitemo, zvirango zvekusatevedzera.

Chechipiri, hurumende yakamisa masangano akasarudzika uye mauto akazvipira kuona, kuferefeta, uye kupomera mhosva dzemari. Izvi zvinosanganisira Anti-Money Laundering and Suspicious Cases Unit (AMLSCU) uye Executive Office for Anti-Money Laundering and Counter Terrorist Financing.

Chechitatu, UAE yakawedzera kudyidzana kwayo nemasangano epasi rose nevamwe vekunze. Izvi zvinosanganisira kutora chikamu nesimba muzvirongwa zvinotungamirwa neFinancial Action Task Force (FATF), Egmont Group of Financial Intelligence Units, neInterpol, sezvambokurukurwa.

Chekupedzisira, hurumende yakaisa mari yakawanda mukuvaka hunyanzvi pamwe nekusimudzira veruzhinji ruzivo. Izvi zvinosanganisira zvirongwa zvekudzidzisa vezvemitemo, masangano ezvemari, uye mabhizinesi kuti vawedzere kugona kwavo kuziva uye kushuma zviitiko zvinofungirwa. Zvirongwa zvekuzivisa veruzhinji zvine chinangwa chekudzidzisa vagari nevagari nezve njodzi nemhedzisiro yemhosva dzemari.