Money laundering

Huyero hwekubiwa kwemari pasi rose hwakakura. Nekumwe fungidziro, inosvika mazana masere emadhora mabhiriyoni kusvika kumadhora mazana maviri emadhora inocheneswa pasi rose gore rega rega, zvichiita 800% kusvika 2% yeGDP yepasi rose.

Mabhangi, nzvimbo dzekuchinjana mari, makasino, makambani ezvivakwa, nzvimbo dzekuchinjana mari dze cryptocurrency, uye kunyange magweta anogona netsaona kubvumidza kushambidzwa kwemari kana hawala nekukundikana kuita ongororo yakakodzera pakutengeserana kunofungirwa nevatengi, pamwe nekusava neruzivo rwemhando dzakasiyana dzehutsotsi mu accounting dzinoita kuti maitiro acho ave nyore.

Maitiro akajairika anoshandiswa pakubira mari kana hawala anosanganisira zvirongwa zvekutengeserana, kushandiswa kwemakasino uye kutengeserana kwezvivakwa, kugadzira magoko uye makambani epamberi, smurfing, uye kushandisa zvisina kunaka nzira dzekubhadhara senge cryptocurrencies.

Kushambadzira mari kwava kunyanya kuomarara, zvichireva kuti nyanzvi dzezvemitemo dzinoona nezvemutemo dzinoona nezvemitemo yeUAE yekurambidza kushambadzira mari muDubai. KuAK Advocates, magweta edu ane hunyanzvi mukubata nyaya dzakaoma dzekubvisa mari muUAE yese.

Zvakajairwa Zvinangwa zveMari Laundering Schemes

Kubira mari kunobata zvikamu zvakasiyana uye vanhu muUAE:

1. Masangano emari uye mabhanga kuburikidza nemadhipoziti akarongeka uye kuchinjisa waya
2. Vagadziri vezvivakwa kuburikidza nekutenga zvinhu uchishandisa mari isiri pamutemo
3. Cryptocurrency inotsinhana uye mapuratifomu emidziyo yedhijitari
4. Varidzi vemabhizimusi madiki kuburikidza nekushandisa mari yakawanda
5. High-net-vakakosha vanhu kuburikidza nehurongwa hwekudyara hwakaoma

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Current Statistics uye Trends

Sekureva kweChikamu cheUngwaru hweMari cheUAE (FIU), kwakawedzera ne51% mumishumo yekutengeswa kwezvinhu zvisina kurongeka muna 2023, nemishumo inodarika 9,000 yakatumirwa. Kuedza kweUAE kurwisa kubiwa kwemari kwakakonzera kutorwa kwemari isiri pamutemo yeAED 2.35 bhiriyoni munguva imwe chete iyoyo.

Official Stance

Changamire Khaled Mohammed Balama, Gavhuna weUAE Central Bank, vakati: "UAE yakaratidza kuzvipira kusingazununguki mukurwisa mhosva dzemari kuburikidza nemitemo yakasimba uye kushandira pamwe kwenyika dzese. Matanho edu ekuongorora akasimbiswa akasimbisa kusimba kwehurongwa hwedu hwemari."

Yakakodzera UAE Legal Framework

Mamiriro eUAE pakubata mari zvisiri pamutemo anotongwa nezvakati wandei zvakakosha zvemitemo:

• Federal Decree-Law No. 20 ye2018: Inotsanangura mhosva dzekubira mari uye inogadza matanho ekudzivirira
• Chisungo chechipiri (Mutemo Nhamba 2): Inopa mhosva kutendeuka kana kuendeswa kwemari isiri pamutemo
• Chisungo chegumi neina: Mandates kushuma ye fungidziro yekutengeserana
• Chisungo chemakumi maviri nembiri: Inogadza zvirango zve kutyorwa kwemhosva dzemari
• Federal Law Nhamba 26 ye2021: Inovandudza matanho anopokana mari yemagandanga

Dubai's AML mirau uye kuita kwayo:

Mitemo yekuDubai yeAnti-Money Laundering inotongwa neUAE Federal Law No. (FATF). Iyo Dubai Financial Services Authority (DFSA) neCentral Bank yeUAE (CBUAE) inoshanda sevatongi vekutanga, vachiona kuteererwa kwakasimba mumasangano ese emari, mabhizinesi akasarudzwa asiri emari, uye mabasa anoshanda mukati meDubai nenzvimbo dzayo dzemahara.

Iyo Dubai AML sisitimu inoshanda kuburikidza neakawanda-layered nzira yekusimbisa mutengi uye yekutarisa kutengeserana. Mabhizinesi anofanirwa kuita akasimba Ziva Mutengi Wako (KYC) maitiro, anosanganisira kuunganidza Emirates ID kana ruzivo rwepasipoti, humbowo hwekero, uye magwaro ekambani evatengi vemakambani.

Masangano emari anosungirwa kushandisa masisitimu epamusoro ekutarisisa anoteedzera kutengeserana munguva-chaiyo, nekuzivisa kunosungirwa kwechero mari yekutengesa inodarika AED 55,000 kana yakaenzana mune dzimwe mari. Iyo sisitimu inoisa simbiso pakuona varidzi vanobatsira uye kunzwisisa kwakabva mari yezvekukosha kwekutengeserana.

Yakasarudzika kuDubai's AML sisitimu ndiyo inotarisisa nzvimbo dzemahara uye zvivakwa zvikamu, zvinoonekwa senzvimbo dzine njodzi huru yekubira mari. Dhipatimendi reDubai Land rakaisa mirau yakatarwa inoda vamiririri vezvivakwa nevagadziri kuti vaite yakawedzera kushingairira pakutengeserana kwezvivakwa.

Pamusoro pezvo, chinzvimbo cheDubai senge nzvimbo yekutengeserana yepasirese yakatungamira kune zvakaomesesa zvinodiwa pakutengeserana-based mari yekudzivirira, kusanganisira magwaro akadzama ekutengeserana kunze kwenyika uye kutarisisa zviitiko zvekambani yekutengesa. Kusatevedzera mirau iyi kunogona kukonzera faindi dzakakura, kubva paAED 50,000 kusvika kuAED 5 miriyoni, uye kupomerwa mhosva.

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Iyo UAE's Criminal Justice Approach

UAE inoshandisa nzira yekusabvumidza zvachose kucheneswa kwemari, ichishandisa hurongwa hwakazara hwakavakirwa panjodzi . Sisitimu yekutonga mari yenyika inosimbisa kudzivirira kuburikidza nezvinodiwa zvakasimba zvekuongorora zvinodiwa nevatengi uye kushandira pamwe kwenyika dzakawanda mukutevera mari dziri kunze kwemutemo.

Zvirango uye Migumisiro pa Money laundering

Vakabatwa nemhosva vanotarisana nezvirango zvakakomba:

• Kusungwa kubva pa5 kusvika pamakore makumi maviri nemashanu
• Faindi inosvika AED 5 miriyoni
• Kutorwa kwemari uye zvishandiso
• Zvichida kuvharwa kwebhizinesi uye kukanzurwa rezinesi
• Asset kutonhora panguva yekuferefeta

Strategic Defense Nzira dze Money laundering Mhosva

Chikwata chedu chekudzivirira matsotsi chinoshandisa nzira dzakasiyana kuchengetedza vatengi vedu:

• Kupikisa humbowo hwemuchuchisi we chinangwa chemhosva
• Kugadzira matsime emari ari pamutemo
• Kuratidza kutevedzera zvemitemo zvinodiwa
• Kukurukurirana nezviremera nezvemhosva dzakaderedzwa
• Kuita kugadzirisa matanho kudzivirira kukanganisa mune ramangwana

Tibate panhamba dzinoti +971506531334 kana +971558018669 kuti tikurukure kuti tingakubatsira sei panyaya yako.

Nyaya Yechokwadi Yekubudirira Nyaya: Iyo Al Najm Trading Case

Zita rakachinjwa kuti rive zvakavanzika

Kambani yedu yakabudirira kudzivirira Al Najm Trading Company kubva kumhosva dzekubvisa mari dzeAED mamiriyoni gumi nemashanu mukutengeserana. Vachuchisi vakati maitiro anonyumwira mukutumira mari kune dzimwe nyika, asi timu yedu yemagweta:

1. Kuratidzwa kwakakwana magwaro ekutengeserana
2. Yakaratidza kutevedzera AML mitemo
3. Yakasimbiswa hukama hwebhizimisi huri pamutemo
4. Verified source of money kuburikidza nekuongorora kwenyanzvi

Mhosva iyi yakaraswa mushure mekunge taratidza kuti kutengeserana kwese kwaive mashandiro ebhizinesi ari pamutemo aine magwaro akakodzera.

Yakakwana Yemutemo Tsigiro MuDubai

Magweta edu ekudzivirira mari anoshandira vatengi munharaunda dzakasiyana-siyana dzeDubai. Kubva kudunhu rezvemari rine vanhu vakawanda reBusiness Bay kusvika kuEmirates Hills ine mukurumbira, timu yedu yakabatsira vatengi muDubai Marina, Palm Jumeirah, Downtown Dubai, JLT, Sheikh Zayed Road, Deira, Dubai Hills, Bur Dubai, Mirdif, Dubai Creek Harbour, Al Barsha, Jumeirah, Dubai Silicon Oasis, City Walk, uye JBR.

Nyanzvi Yemutemo Inomiririra Paunenge Uchiida Yakanyanya

Nguva-Inonzwa Kutsigira Kwemutemo Kunowanikwa

Kana muchipomerwa mhosva dzemari, matanho ekukurumidzira akakosha. Chikwata chedu chine ruzivo rwakakura chenyanzvi dzekudzivirira mhosva dzakagadzirira kuchengetedza kodzero dzenyu nezvido zvenyu. Neruzivo rwakadzama rwemitemo yemari yeUAE uye kubudirira kwakaratidzwa mumatare akaomarara, tinopa rutsigiro rwakakosha rwamunoda.

Tibate panhamba dzinoti +971506531334 kana +971558018669 kuti tikurukure kuti tingakubatsira sei panyaya yako.

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