Kutyorwa kweMhosva dzekuvimba muDubai

MuUnited Arab Emirates, kutyora chivimbo imhosva huru izvo zvinogona kuva nemhedzisiro inosvika kure kune vanhu uye mabhizinesi zvakafanana. Seimwe yeakanyanya mafemu ane ruzivo muUAE, AK Advocates yanga iri pamberi mukubata nyaya dzakaoma idzi kweanopfuura makumi maviri emakore. 

Chikwata chedu chemagweta ane ruzivo rwekudzivirira mhosva uye nyanzvi dzezvemitemo inonyatsoziva kuomesesa kwemutemo weUAE, kunyanya kana zvasvika pakutyora zvirevo zvekuvimba.

Chii chinonzi Breach of Trust?

Kubiridzira uye kutyora kuvimbana mhosva muUAE pasi peFederal Law No. 3 ye1987 uye zvigadziriso zvayo (Penal Code). Zvinoenderana nechinyorwa 404 cheUAE Penal Code, kutyora mutemo wekuvimba kunosanganisira mhosva dzekubira zvinhu zvinofambiswa, kusanganisira mari.

Kazhinji, kutyora kuvimbika kweutsotsi kunosanganisira mamiriro ezvinhu apo munhu anoiswa munzvimbo yekuvimbwa uye mutoro anotora mukana wenzvimbo yake kubira midziyo yemukuru wavo. Munzvimbo yebhizinesi, mutadzi anowanzova mushandi, mubatsiri webhizinesi, kana mutengesi/mutengesi. Panguva imwe cheteyo, nyajambwa (mukuru wechikoro) anowanzova muridzi webhizimisi, mushandirwi, kana kuti shamwari yebhizimisi.

Mitemo yemubatanidzwa yeUAE inobvumira chero ani zvake, kusanganisira vashandirwi uye vadyidzani vemabhizimusi avo vakabirwa nevashandi vavo kana vadyidzani vebhizinesi, kumhan'arira vakapara mhosva pamhosva. Pamusoro pezvo, mutemo unovatendera kuti vatore muripo kubva kune ane mhosva nekumisa matare edzimhosva.

Ndiani Anogona Kukanganiswa Nokusavimbwa Naye?

Kutyorwa kwekuvimba kunogona kuitika mumamiriro akasiyana, zvichikanganisa huwandu hwevanhu uye masangano. Heano mimwe mienzaniso yenyika chaiyo:

1. Mupangamazano wezvemari anoshandisa zvisizvo mari yemutengi kuti awane pfuma
2. Mushandi arikuba zviwanikwa zvekambani
3. Mushandi webhizinesi anotsausa purofiti pasina ruzivo rwevamwe vane chekuita
4. A trustee asingatarisi zvakanaka midziyo yaakachengeterwa
5. A real estate agent anobata zvisizvo madhipoziti evatengi

Recent Data pamusoro pekuputsa kweVimbiso muUAE

Nepo huwandu hwehuwandu hwekutyorwa kwemhosva dzekuvimba muUAE hushoma, data razvino rinopa chiedza pahupamhi hwemhosva dzemari:

1. Zvinoenderana neshumo yeUAE Central Bank's 2022, pakanga paine kuwedzera makumi matatu neshanu muzana mumashumo ekufungidzira ekutengesa ane chekuita nemhosva dzemari, kusanganisira kutyora mhosva dzekuvimba.
2. Dubai Financial Services Authority (DFSA) yakashuma kukwira kwegumi nembiri muzana mukuferefeta kusazvibata kwemari muna 12, nekutyorwa kwenyaya dzekuvimbana dzinoverengera chikamu chakakosha chenyaya idzi.

Mamiriro Epamutemo Pakutyora Kuvimbwa

HE Abdullah Sultan Bin Awad Al Nuaimi, Gurukota rezvemitemo, vakasimbisa kuzvipira kweUAE kurwisa mhosva dzemari muna 2024: "UAE haina kushivirira zvachose pakutyora kuvimba uye dzimwe mhosva dzemari. Tiri kuramba tichisimbisa hurongwa hwedu hwemutemo kuti tive nechokwadi chekuti nyaya dzakadai dzatongwa nekukasika uye zvine hutongi hwejekerere.”

Zvinodiwa Pakutyora Kuvimbika muCriminal Case

Kunyangwe mutemo uchibvumidza vanhu kumhan'arira vamwe nekuda kwekutyora kwemhosva dzekuvimba, kutyora kwemhosva yekuvimba kunofanirwa kuzadzisa zvimwe zvinodiwa kana mamiriro, zvinhu zvemhosva yekutyora kuvimba: zvinosanganisira:

1. Kutyorwa kwekuvimba kunogona kuitika chete kana kubirwa kuchisanganisira chivakwa chinofambiswa, kusanganisira mari, zvinyorwa, uye zviridzwa zvemari semashare kana mabhondi.
2. Kutyorwa kwekuvimba kunoitika kana uyo ari kupomerwa asina kodzero yepamutemo pamusoro pepfuma yaanopomerwa mhosva yekubira kana kushandisa zvisirizvo. Zvikurukuru, mutadzi akanga asina chiremera chapamutemo chokuita nenzira yavakaita nayo.
3. Kusiyana nekuba uye kubiridzira, kukanganisa kuvimba kunoda kuti munhu anenge abirwa akuvadze.
4. Kuti kutyorwa kwechivimbo kuitike, ari kupomerwa anofanira kunge aine pfuma neimwe yenzira dzinotevera: serendi, trust, mortgage, kana proxy.
5. Muhukama hwekugovana, muridzi wemasheya anorambidza vamwe vagovani kushandisa kodzero dzavo dzepamutemo pazvikamu zvavo uye otora migove iyoyo kuti vabatsirike vanogona kutongwa nekutyora kuvimbika.

Zvikamu zvakakosha uye Zvinyorwa pamusoro pekutyora kweVimbiso kubva kuUAE Criminal Law

Iyo UAE Criminal Law ine zvinyorwa zvakati wandei zvinobata nekutyorwa kwekuvimba. Hezvino zvimwe zvikamu zvakakosha:

1. Chisungo 404: Inotsanangura mhosva yekutyora kuvimba uye inotsanangura zvingangorangwa
2. Chisungo 405: Inogadzirisa mamiriro akawedzera mukutyora mhosva dzekuvimba
3. Chisungo 406: Inovhara kutyora kwekuvimba mumamiriro ehunyanzvi
4. Chisungo 407: Inotarisana nekutyorwa kwekuvimbika kunosanganisira mari yeruzhinji
5. Chisungo 408: Inogadzirisa kutyorwa kwekuvimba mumabhangi nemasangano emari
6. Chisungo 409: Inovhara kutyorwa kwechivimbo mumamiriro ezvido nenhaka
7. Chisungo 410: Inotsanangura zvimwe zvirango zvekutyora mhosva yekuvimba

Kutyorwa kweTrust Law UAE: Tekinoroji Shanduko

Zvakafanana nedzimwe nzvimbo, tekinoroji nyowani yachinja nzira iyo UAE inopomera kumwe kutyora kwemhosva dzekuvimba. Semuenzaniso, mumamiriro ezvinhu apo mutadzi akashandisa komputa kana mudziyo wemagetsi kuita mhosva, dare rinogona kuvapomera pasi peUAE Cyber ​​Crime Law (Federal Law No. 5 of 2012).

Kutyorwa kwemhosva dzekutendwa pasi peCyber ​​Crime Law kune chirango chakaomarara kupfuura avo vanopomerwa chete pasi pePenal Code. Mhosva dziri pasi pe Cyber ​​Crime Law zvinosanganisira izvo zvinosanganisira:

• Kugadzira gwaro uchishandisa zvemagetsi / tekinoroji nzira, kusanganisira zvakajairika mhando dzekunyepedzera zvakadai sedhijitari yekunyepedzera (kugadzirisa mafaera edhijitari kana marekodhi). 
• Kushandisa nemaune gwaro remagetsi refoge
• Kushandisa nzira dzemagetsi/tekinoroji kuwana midziyo zvisiri pamutemo
• Kuwanikwa zvisiri pamutemo kumaakaundi ekubhangi kuburikidza nemagetsi / tekinoroji nzira
• Kuwanikwa kusingatenderwe kwemagetsi / tekinoroji system, kunyanya kubasa

Mamiriro ezvinhu akajairwa ekutyora kuvimbika kuburikidza nehunyanzvi hwekuita zvehunyanzvi muUAE anosanganisira kuwanikwa kusingatenderwe kweakaunzi yemunhu kana yesangano kana ruzivo rwebhangi kuendesa mari zvechitsotsi kana kuvabira.

Zvirango & Zvirango zvekutyora kweTrust Offences muDubai uye Abu Dhabi

Iyo UAE inoisa zvirango zvakakomba kune avo vanowanikwa vaine mhosva yekutyora kuvimba:

1. Kuvharirwa: Vapari vemhosva vanogona kutongerwa kugara mujeri kubva pamwedzi mitanhatu kusvika pamakore matatu.
2. Faindi: Zvirango zvemari zvinogona kunge zvakakura, kazhinji zvinosvika kuAED 30,000.
3. Kudzingwa: Vasiri veUAE zvizvarwa zvakabatwa nemhosva yekutyora kuvimbana vanogona kutarisana nekudzingwa mushure mekupedza mutongo wavo.
4. Kudzorera: Matare anogona kuraira mutadzi kuti adzorere mari yakashandiswa zvisiri izvo kana kuti adzorere midziyo iri kutaurwa.

Munyaya dzinosanganisira mari yehurumende kana midziyo yemasangano ehurumende, zvirango zvakatonyanya kuoma, uye mitsara yehusungwa inogona kusvika kumakore mashanu uye faindi inosvika kuAED 500,000 mu Abu Dhabi neDubai.

Defence Strategies pakutyora kweTrust Mhosva muEmirates ye Abu Dhabi neDubai

Kana vakatarisana nekutyorwa kwemhosva dzekuvimba muUAE, magweta ane ruzivo rwekudzivirira mhosva anogona kushandisa nzira dzakasiyana:

1. Kushaikwa Kwechinangwa: Kuratidza kuti uyo anopomerwa akanga asina chinangwa chekushandisa zvisiri izvo mari kana pfuma.
2. Kusavapo kweFiduciary Relationship: Kukakavadzana kuti hapana chisungo chepamutemo chaivepo pakati pemapato anobatanidzwa.
3. Mvumo: Kuratidza kuti munhu anonzi akabatwa akapa mvumo yekushandisa mari kana midziyo.
4. Kuzivikanwa Kwakashata: Kuratidza kuti ari kupomerwa anga asiri munhu akapara mhosva yaanopomerwa.
5. Humbowo husina kukwana: Kupikisa humbowo hwemuchuchisi husina kukwana kuratidza mhosva pasina kupokana.

Tibatei panhamba dzinoti +971506531334 kana +971558018669 kuti tikurukure kuti tingakubatsira sei pamhosva yako.

Kutyora Kuvimbika muBhizinesi muUAE kunogona kuitika nenzira dzakawanda, kusanganisira:

Kusashandiswa zvakanaka kweMari: Izvi zvinoitika kana munhu akashandisa mari yebhizinesi kuzvishandisa ivo pachavo pasina mvumo inodiwa kana zvikonzero zviri pamutemo.

Kushandisa Zvisizvo Ruzivo Rwakavanzika: Izvi zvinogona kuitika kana munhu akagovera ruzivo rwebhizimusi kana ruzivo rwebhizinesi nevanhu vasina mvumo kana vakwikwidzi.

Kusatevedzera Fiduciary Mabasa: Izvi zvinoitika kana munhu akatadza kuita zvakanakira bhizinesi kana vanobatanidzwa, kazhinji kuitira kuzvinakira kana kubatsirwa.

Kunyengera: Munhu anogona kuita chitsotsi nekupa mashoko enhema kana kuti anyengedza kambani nemaune, kazhinji kuti azvibatsire nemari.

Kusabuda pachena kwemakakatanwa ekufarira: Kana munhu ari mumamiriro ezvinhu apo zvaanofarira zvake zvinopesana nezvido zvebhizimisi, anotarisirwa kuburitsa izvi. Kukundikana kuita kudaro kuputsa chivimbo.

Kugovera Zvisizvo Kwemabasa+

Kutadza Kuchengeta Zvinyorwa Zvakarurama: Kana mumwe munhu achiziva achibvumira bhizinesi kuchengetedza zvinyorwa zvisiri izvo, kukanganisa kuvimba nekuti zvinogona kutungamira kune nyaya dzemutemo, kurasikirwa kwemari, uye kukanganisa mukurumbira.

Kusazvibata: Izvi zvinogona kuitika kana munhu akatadza kuita basa rake netarisiro iyo munhu anonzwisisa angashandisa mumamiriro ezvinhu akafanana. Izvi zvinogona kukonzera kukanganisa kumashandiro ebhizinesi, mari, kana mukurumbira.

Zvisarudzo Zvisina Kubvumirwa: Kuita sarudzo pasina mvumo inodiwa kana chiremera kunogonawo kunzi kutyora kuvimbana, kunyanya kana sarudzo idzodzo dzichitungamira kune zvakaipa kubhizinesi.

Kutora Bhizinesi Mikana yeKuzviwanira Wega: Izvi zvinosanganisira kushandisa mikana yebhizimisi kuzvibatsira pane kupfuudza mikana iyoyo kune bhizinesi.

Iyi ingori mienzaniso mishoma, asi chero zviito zvinotyora kuvimba kunoiswa mumunhu nebhizinesi zvinogona kutorwa sekutyora kuvimba.

Dubai uye Abu Dhabi Kutyora kweTrust Lawyer Services

Neanopfuura makore makumi maviri echiitiko muUAE mutemo wematsotsi, vamiriri vedu vane hunyanzvi vakabudirira kubata kwakawanda kutyora kwemhosva dzekuvimba. Tinozvikudza isu pachedu:

• Kuziva kwakadzama kweUAE zviteshi zvemutemo
• Strategic nzira yekuvaka kesi
• Ukama hwakasimba nevakuru venzvimbo
• Proven track rekodhi yezvibodzwa zvakanaka

Akanakisa Gweta reMhosva Pedyo neni rekutyora kweTrust Cases

Magweta edu ematsotsi muDubai akapa zano remutemo uye masevhisi emutemo kune vese vagari veDubai kusanganisira muEmirates Hills, Deira, Dubai Hills, Dubai Marina, Bur Dubai, Jumeirah Lakes Towers (JLT), Sheikh Zayed Road, Mirdif, Business Bay, Dubai Creek. Harbour, Al Barsha, Jumeirah, Dubai Silicon Oasis, Guta Walk, Jumeirah Beach Residence (JBR), Palm Jumeirah, uye Downtown Dubai. Uku kuvapo kwakapararira kunotibvumira kushandira vatengi muUAE zvinobudirira.

Sei Usarudze AK Advocates yekutyora Kwako Kwekuvimbwa Kwemhosva?

Kana watarisana nemhosva muDubai kana Abu Dhabi, nguva ndeye musimboti. KuAK Advocates, isu tinonzwisisa kukosha kwekupindira kwemutemo nekukurumidza mukutyora nyaya dzekuvimba. Chikwata chedu chemagweta ane ruzivo rwekudzivirira mhosva, ane ruzivo rwakadzama mumutemo weUAE, akamira akagadzirira kurwira chikonzero chako.

Usarega kunonoka kuchikanganisa ramangwana rako. Yese nguva yakakosha mukuvaka dziviriro yakasimba uye kuchengetedza sarudzo dzako dzepamutemo. Rekodhi yedu yakapupurirwa mukukurumidzira nyaya uye kuwana mibairo yakanaka inotaura nezvekuzvipira kwedu uye hunyanzvi munzvimbo dzese dzeDubai neAbu Dhabi.

Tora danho rekutanga kuchengetedza kodzero dzako nemukurumbira. Bata AK Advocates nhasi pa +971506531334 kana +971558018669 kuronga kubvunzana nekukurumidza. Rega ruzivo rwedu ruve nhovo yako munguva dzino dzakaoma.