Tekanyo ea tšebeliso e mpe ea chelete lefatšeng ka bophara e kholo. Ho latela likhakanyo tse ling, chelete e ka bang $800 bilione ho isa ho $2 trillion e hlatsuoa machabeng selemo se seng le se seng, e leng 2% ho isa ho 5% ea GDP ea lefatše.

Libanka, phapanyetsano ea chelete, lik'hasino, mekhatlo ea thekiso ea matlo, phapanyetsano ea lichelete tsa crypto, esita le babuelli ba molao ba ka khona ho etsa chelete ka phoso kapa hawala ka ho hloleha ho etsa boikitlaetso bo nepahetseng mabapi le litšebelisano tse belaetsang le bareki, hammoho le ho se tsebe mefuta e sa tšoaneng ea lichelete. bolotsana ka accounting tse nolofatsang tšebetso.

Mekhoa e tloaelehileng e sebelisoang bakeng sa ho qhekella chelete kapa hawala e kenyelletsa merero e thehiloeng khoebong, tšebeliso ea lik'hasino le thekiso ea matlo, ho theha lik'hamphani tsa shell le tse ka pele, ho qhekella, le ho sebelisa hampe mekhoa e mecha ea ho lefa joaloka li-cryptocurrencies.

Mone laundering e se e rarahane le ho feta, e hloka hore moeletsi oa litsebi tsa molao a hlahlobe tepo e rarahaneng ea melaoana ea UAE e khahlanong le tšebeliso ea chelete e Dubai. Ho AK Advocates, litsebi tsa rona tse khethehileng babuelli ba molao ba botlokotsebe ba lichelete tlisa lilemo tse mashome tsa phihlelo ea ho sebetsana le bothata linyeoe tsa lichelete tsa lichelete ho pholletsa le UAE.

Lipheo tse Tloaelehileng tsa Merero ea Tlhōlisano ea Chelete

Ho qhekella ha chelete ho ama makala le batho ba fapaneng ba UAE:

Litsi tsa lichelete le libanka ka li-depositi tse hlophisitsoeng le ho fetisoa ka mohala
Baetsi ba thekiso ea matlo ka ho reka thepa ka lichelete tse seng molaong
Likhoebo tsa Cryptocurrency le sethala sa thepa ea dijithale
Beng ba likhoebo tse nyane ka ts'ebetso e sebelisang chelete e ngata
Batho ba maemo a holimo ka merero e rarahaneng ea matsete

Lipalopalo le Mekhoa ea Hona Joale

Ho latela UAE's Financial Intelligence Unit (FIU), ho bile le keketseho ea 51%. litlaleho tse belaetsang tsa transaction ka 2023, ka litlaleho tse fetang 9,000 tse kentsoeng. Libakeng tsa UAE matsapa a kgahlanong le tshebediso ya tjhelete e ile ea fella ka ho amohuoa ha AED 2.35 bilione licheleteng tse seng molaong ka nako eona eo.

Boemo ba Molao

Motlotlehi Khaled Mohammed Balama, 'Musisi oa Banka e Bohareng ea UAE, o itse: "UAE e bontšitse boitlamo bo sa thekeseleng ba ho loants'a. litlolo tsa molao tsa lichelete ka matla meralo ya taolo le tšebelisano ea machaba. Mehato ea rona e matlafalitsoeng ea boitelo e matlafalitse botšepehi ba tsamaiso ea rona ea lichelete. "

Moralo o nepahetseng oa Molao oa UAE

Boemo ba UAE mabapi le tšebeliso e mpe ea chelete bo laoloa ke lipehelo tse 'maloa tsa bohlokoa tsa molao:

Federal Decree-Law No. 20 ea 2018: E hlalosa litlolo tsa tšebeliso ea chelete le ho theha mehato ea thibelo
Article 2 (Molao No. 20): E beha molato ho fetola kapa ho fetisa chelete e sa lumelloeng ke molao.
Seane 14: Litaelo tlaleho ea ditransekshene tse belaetsang
Seane 22: E thea dikotlo tsa tlōlo ea molao ea lichelete
Federal Law No. 26 of 2021: E matlafatsa mehato khahlanong le lichelete tsa likhukhuni

Litlolo tsa molao tsa tšebeliso ea chelete

Melao ea AML ea Dubai le ts'ebetsong ea eona:

Melao ea Dubai ea Anti-Chelete Laundering e laoloa ke UAE Federal Law No. 20 of 2018 le liphetoho tse latelang, haholo-holo Federal Decree Law No. 26 of 2021. Melao ena e theha moralo o akaretsang o lumellanang le litekanyetso tsa machaba tse behiloeng ke Financial Action Task Force (FATF). Dubai Financial Services Authority (DFSA) le Banka e Bohareng ea UAE (CBUAE) li sebetsa e le balaoli ba mantlha, ba netefatsang hore ho latela melao e tiileng ho litsi tsohle tsa lichelete, likhoebo tse khethiloeng tseo e seng tsa lichelete, le litsebi tse sebetsang ka har'a Dubai le libaka tsa eona tsa mahala.

Sistimi ea AML ea Dubai e sebetsa ka mokhoa o nang le mekhahlelo e mengata bakeng sa netefatso ea bareki le tlhahlobo ea transaction. Likhoebo li tlameha ho kenya tšebetsong mekhoa e matla ea Tseba Moreki oa Hau (KYC), e kenyelletsang ho bokella tlhahisoleseling ea Emirates ID kapa phasepoto, bopaki ba aterese, le litokomane tsa k'hamphani bakeng sa bareki ba likhoebo.

Mekhatlo ea lichelete e tlameha ho sebelisa lits'ebetso tse tsoetseng pele tsa ho lekola tse latedisang ditransekshene ka nako ya nnete, ka tlaleho e tlamang ya transaction efe kapa efe ya chelete e fetang AED 55,000 kapa chelete e lekanang le eona licheleteng tse ling. Sistimi e totobatsa haholo ho tsebahatsa beng ba molemo le ho utloisisa mohloli oa lichelete bakeng sa litšebelisano tsa boleng bo holimo.

E ikhetha ho moralo oa AML oa Dubai ke ho shebana le libaka tse sa lefelloeng le likarolo tsa thekiso ea matlo, tse nkoang e le libaka tse kotsing e kholo ea tšebeliso ea chelete. Lefapha la Naha la Dubai le kentse ts'ebetsong melaoana e itseng e hlokang hore baemeli ba thekiso ea matlo le bahlahisi ba sebetse ka boitelo bo nepahetseng mabapi le thekiso ea thepa.

Ho feta moo, boemo ba leano la Dubai joalo ka setsi sa khoebo sa lefats'e bo lebisitse litlhokong tse thata bakeng sa thibelo ea bosholu ba chelete e thehiloeng khoebong, ho kenyeletsoa le litokomane tse felletseng bakeng sa litransekshene tsa kantle ho naha le ho beha leihlo mesebetsi ea k'hamphani ea khoebo. Ho se latele melaoana ena ho ka fella ka likotlo tse ngata, ho tloha ho AED 50,000 ho isa ho AED 5 milione, le ho qosoa ho ka bang teng bakeng sa botlokotsebe.

Mokhoa oa UAE oa Toka ea Botlokotsebe

UAE e amohela mokhoa oa ho se mamelle tšebeliso e mpe ea chelete, e sebelisa mokhoa o felletseng moralo o thehiloeng ho kotsi. Tsamaiso ea tsamaiso ea lichelete ea naha e hatisa thibelo ka ho tiisa tlhokomeliso ea bareki litlhoko le tšebelisano ea machaba ho lateleng lichelete tse seng molaong.

Likotlo le Liphello ka chelete dilondri

Batlōli ba molao ba fumanoeng ba le molato ba tobana le likotlo tse matla:

Ho kenngoa teronkong ho tloha ho lilemo tse 5 ho isa ho tse 15
Litefiso tse fihlang ho AED 5 milione
Kamohelo ea chelete e kenang le lisebelisoa
Ho khoneha ho koaloa ha khoebo le ho hlakolwa ha laesense
Leqhoa la thepa nakong ea lipatlisiso

Mekhoa ea Tšireletso ea Strategic bakeng sa chelete dilondri Litlōlo

Sehlopha sa rona sa ts'ireletso ea botlokotsebe se sebelisa maano a fapaneng ho sireletsa bareki ba rona:

Ho phephetsa bopaki ba bochochisi ba sepheo sa bonokoane
Ho theha mehloli e molaong ea lichelete
Ho bontša ho ipapisa le litlhokahalo tsa taolo
Ho buisana le ba boholong bakeng sa liqoso tse fokolitsoeng
Ho kenya ts'ebetsong mehato ea ho lokisa ho thibela ditlolo tsa kamoso

Re fihle ho +971506531334 kapa +971558018669 ho buisana ka hore na re ka u thusa joang tabeng ea hau.

Pale ea Katleho ea 'Nete: Taba ea Khoebo ea Al Najm

Lebitso le fetotsoe bakeng sa lekunutu

Feme ea rona e ile ea sireletsa Al Najm Trading Company ka katleho khahlanong le liqoso tsa bosholu ba chelete e kenyelletsang AED limilione tse 15 litšebelisanong. Mochochisi o ile a bolela hore ho na le mekhoa e belaetsang ea li-transport tsa machaba, empa sehlopha sa rona sa molao:

Pontšo e felile litokomane tsa transaction
E ipakile e lumellana le Melao ea tsamaiso ea AML
E thehile likamano tse molaong tsa khoebo
Mohloli o netefalitsoeng oa lichelete ka tlhahlobo ea litsebi

Nyeoe e ile ea qhaloa ka mor'a hore re netefatse hore litšebelisano tsohle e ne e le ts'ebetso ea khoebo e nepahetseng ka litokomane tse nepahetseng.

Tšehetso e Felletseng ea Molao ho pholletsa le Dubai

Our liakhente tsa ts'ireletso ea bosholu ba chelete sebeletsa bareki ho pholletsa le libaka tse fapaneng tsa Dubai. Ho tloha seterekeng se phetheselang sa lichelete sa Business Bay ho ea Emirates Hills e tummeng, sehlopha sa rona se thusitse bareki ba Dubai Marina, Palm Jumeirah, Downtown Dubai, JLT, Sheikh Zayed Road, Deira, Dubai Hills, Bur Dubai, Mirdif, Dubai Creek Harbour, Al. Barsha, Jumeirah, Dubai Silicon Oasis, City Walk, le JBR.

Setsebi Setsebi sa Molao ha U se Hloka ka ho Fetisisa

Tšehetso ea Molao e Mamelang Nako E Fumaneha

Ha u tobane le liqoso tsa tlōlo ea molao ea lichelete, ho nka khato hang-hang ho bohlokoa. Sehlopha sa rona sa khale sa litsebi tsa tshireletso ya botlokotsebe e itokiselitse ho sireletsa litokelo le lithahasello tsa hau. Ka tsebo e tebileng ea melaoana ea lichelete ea UAE le katleho e netefalitsoeng maemong a rarahaneng, re fana ka bobuelli ba leano boo u bo hlokang.