Ifa impahla nokuqonda okuyinkimbinkimbi imithetho yefa kungaba nzima, ikakhulukazi esimweni esiyingqayizivele somthetho we I-United Arab Emirates (UAE). Lo mhlahlandlela uhlukanisa izici ezibalulekile njalo umuntu kufanele wazi.
Izici Ezibalulekile Zomthetho Wefa e-UAE
Ifa izindaba e-UAE zisebenza ngaphansi izimiso kusukela Umthetho we-Islamic Sharia, ukwakha uhlaka oluyinkimbinkimbi olunamalungiselelo akhethekile asekelwe kowomuntu isimo senkolo.
Isisekelo ku-Sharia Law
Njengesizwe samaSulumane, i-UAE isekela ifa layo imithetho ekuqondisweni ngaphakathi Sharia imfundiso yomthetho. Ezinye zezinto ezibalulekile zesakhiwo zihlanganisa:
- Ukusabalalisa okuhleliwe ukwabiwa kohlaka izindlalifa amasheya achazwe ngaphambilini
- Ukuqala kuqala wezindlalifa zesilisa ezimeni ezithile
- Ukuhlukaniswa okuqondile kwama-fractional okuklanyelwe umndeni amalungu kuye ngezinga lobudlelwano
Lokhu kudala ukulandelana okuyinkimbinkimbi impahla ukusatshalaliswa phezu kwe-a Ukufa kwamaSulumane.
Umehluko Phakathi KwamaSulumane Nabangewona AmaSulumane
Imithetho yefa le-UAE yenza izincazelo ezithile kuye ngokuthi umuntu ubhalisiwe isimo senkolo:
AmaSulumane: Ingaphansi kokuzenzakalelayo Sharia izimiso
Abangewona amaSulumane: Ungakhetha ukuba amafa ahlukene ngokwezwe lakubo imithetho esikhundleni
Ichitha ngokuvamile ukhetha izinqumo zezwe ezijwayelekile ukuze zicace. Kodwa uma isimo somuntu sinjalo Muslim, ifa labo linikezwa ngokwe-Islam ngokwe-Islam imihlahlandlela.
Imithelela Ngokungabibikho Kwencwadi Yefa
Ngaphandle kwe- kuthanda, a izimpahla zomufi hlukana phakathi izindlalifa ngokusekelwe ku Sharia izimfundiso. Imiphumela ingase ibonakale ingalungile noma ingalungile kuye ngokuthi inhloso.
Izinkinga ezingaba khona:
- Izimpahla eziya ezihlotsheni ezikude kunomlingani/izingane
- Izigaba zendlalifa ezingacacile ezidinga ukungenelela kwenkantolo
- Ukusheshiswa okuphoqelelwe kokudluliswa kwempahla
Ukuba nemininingwane kuthanda isiza ukubhala ngaphezulu ukuhlukaniswa okuzenzakalelayo futhi ivikele ukusatshalaliswa okuthandwayo.
Izakhiwo Zobunikazi Bezakhiwo e-UAE
Impahla ubunkimbinkimbi befa bubuye buhambisane nama-nuances ku Ubunikazi bendawo ye-UAE amafomethi.
I-Freehold vs. Ubunikazi Bokuqashisa
Kunezigaba ezimbili eziyinhloko:
freehold: Inikeza amalungelo obunikazi agcwele
Ukuqashisa: Ilungelo lokusebenzisa indawo ngesikhathi esinqunyiwe sokuqashisa
I-Expat Amandla Okuthenga Impahla
Ngo 2002, imithetho waqala ukuvumela abezinye izizwe ukuthenga okufanelekile impahla yamahhala:
- Khetha izindawo ngaphakathi Dubai, Abu Dhabi, Ajman, I-Ras Al Khaimah
- Ngokuvamile amafulethi/izindlu zasemadolobheni esikhundleni sendawo
- Amanani okwenziwayo ngokuvamile aphezulu
Expat Ukucatshangelwa:
- Izindawo zokukhetha ezinomkhawulo
- Kudingeka ama-visa aqokiwe
- Imikhawulo ye-mortgage eyinkimbinkimbi
Ngakho ukuqashisa kuhlala kuvame kakhulu kwabasha uyavuma.
Imithelela Yefa
Zombili izinhlaka zobunikazi zinokucatshangelwa okuhlukile kokulandelana:
freehold: Ingafunwa/izuzwe ngokukhululeka ohlelweni lwezomthetho olukhethiwe
Ukuqashisa: Ivamise kuphelelwa yisikhathi ukufa futhi ibuyela kubaphathiswa bomphakathi
So impahla yamahhala inikeza ukuguquguquka okukhulu kokudlulisa kwesikhathi esizayo.
Izinyathelo Ezibalulekile Zokuhlela Zabanikazi Bezakhiwo
Ukuze ulawule izimpahla zomuntu, kuyelulekwa izinyathelo ezimbalwa ezisebenzayo mayelana nefa.
Yiba Nencwadi Yefa Esebenzayo
A ngokucabanga yenziwe ngobuciko kuthanda isiza isiqiniseko sokugcina somuntu izifiso bayahlonishwa. Izinto ezibalulekile zifaka:
- Ukuqamba okukhethiwe abazuzi
- Ukwabela amasheya ezimpahla noma impahla
- Ukuqokwa amafa ukwengamela ukukhokhwa kwezindlu
Qonda Yonke Imithelela Yobunikazi
Ukuhlangana okuyinkimbinkimbi kwemikhuba yamasiko, imithetho yezenkolo, ikhodi yomphakathi, kanye nesandulela sokwahlulela ku UAE idala indawo eyinkimbinkimbi ehlukile.
Abangabanikazi noma abadla ifa impahla kufanele uxhumane nochwepheshe ukuze bachaze imininingwane ezungezile:
- Izigaba ezisemthethweni
- Imikhawulo yezezimali
- Izidingo zeVisa
- Ukusebenza kwefa
Isiqondiso esinjalo senza izinqumo ezifundile zivumelane ngokugcwele nemigomo yomuntu.
Yamukela Ukuhlelwa Kwezindlu Okuphelele
Amawili inikeza isisekelo esiqinile, kodwa amalungiselelo aphelele angaqhubekisela phambili ukuvikela imiphumela emihle, njenge:
- Imininingwane yonke izimpahla/Ama-akhawunti enemiyalo yokulandelana encikene
- Khetha ababheki kwabancane izingane
- Nikeza amandla ezezimali/ezomthetho ngokusebenzisa Incwadi Yamandla Ommeli
- Sungula trust ukulawula ukusatshalaliswa ngokuhamba kwesikhathi
Umuntu kufanele avakashele kabusha amalungiselelo ngezikhathi ezithile ukuze agcine plan zamanje.
Isiphetho
Uma uhlala noma ungumnikazi wendawo phesheya, amakhodi omthetho akhona anomthelela kakhulu ekuzuzeni ifa. Ngaphakathi kwe UAE ikakhulukazi, Imithetho yamaSulumane ukuletha izinkinga ezengeziwe ezingekho emasikweni ezwe aseNtshonalanga. Ngakho-ke ubuchwepheshe bendawo bubalulekile uma uthenga izimpahla noma ukwakha izinhlelo zefa. Ukuqonda izimiso ezibalulekile kuyasiza abantu benza izinqumo ezinolwazi ezilinganisa izifiso zabo, amanani kanye namaqiniso anemibhalo eminingi e-Emirates. Nakuba kudinga ukulungiswa okuthile, ngesiqondiso esifanele, abantu basengakwazi ukufeza izinhloso zabo zesikhathi eside.
Ummeli Wefa – Sishayele manje ukuze uthole isikhathi esiphuthumayo ngaso + 971506531334 + 971558018669