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Indima Yesikhungo Sokuqoqwa Kwezikweleti Ukubuyiswa Kwesikweletu Sezohwebo

Iqoqo lesikweletu noma ukubuyiswa kwezikweletu kuyinkqubo yokuqoqwa kwezikweletu ezikweleta ngabanye noma amabhizinisi e Dubai, Sharjah, Abu Dhabi noma e-United Arab Emirates. Esimweni sezomnotho sanamuhla eshintshashintshayo, izinkulungwane zamacala zibika lapho izikweletu zingabuyiselwa khona futhi ziba nezinwele ukuze zikhishwe. Ukubuyiselwa kwezikweletu kwezohwebo iyimakethe enkulu, lapho amancane amabhizinisi amancane akwazi ukukhokha inhloko eyayibolekile noma izinsizakalo ezisetshenziswayo.

Indima Yesikweletu Sokuqoqwa Kwesikweletu

Ukutakula izikweletu kuyinkinga enkulu emhlabeni jikelele. Ngokuphindaphindiwe, izindlela ezintsha zisetshenziselwe ukuxazulula le nkinga. Ukusuka ekugqilazweni okuphoqelelwe ekuthengisweni kwempahla, yonke indlela isetshenzisiwe, kodwa kunezimo lapho ababoleki bebaleka khona noma bengenakho impahla engadluliselwa kuyo.

Kwaba nzima ngokwengeziwe ukuqoqa izikweletu ngamacala okukhwabanisa, ukwebiwa kwezazisi kanye nokuhlukumezeka kube yinto evamile. Kube nesidingo sama-ejensi ochwepheshe abanezimfanelo ezifanelekayo kanye nabantu abanendawo efanelekile.

Ama-ejensi wokutakula izikweletu adalwe ukufeza lezi zimfuno. Lawa ma-ejensi aphishekela izikweleti ngenxa yamakhasimende abo ngokuqasha ochwepheshe ukuba bakhiphe isikweletu. Lawa ma-ejensi azama ukubuyisela isikweletu ngaphandle kokubandakanyeka okukhulu kwesenzo somthetho kanye nemiyalo yenkantolo, kepha uma kudingeka abameli bangathatha usizo lwezomthetho ukuze babuyiselwe isikweletu.

Ezimweni ezinjalo, izinhlangano zimelela amaklayenti abo ezinkantolo zomphakathi ngokumelene nabathengi. Babuyiselwa isikweletu ngendlela ehlinzeka iklayenti kanye nabakweleta, okwenza isikweletu sivuseleleke mahhala.

Izinhlobo Zama-Agencies Recovery Agencies

Kunoma iyiphi inkontileka yezikweletu kukhona amaqembu amabili ahilelekile, iqembu lokuqala (umbolekisi) kanye neqembu lesibini (umboleki). Ama-ejensi okuqoqa ahlukaniswe ku-ejensi yokuqala neyesithathu ngokusho kwegama elifanayo.

  • I-Agency Party yokuqala: Umnyango noma umsizi wenkampani yokubolekisa. Uhileleka ohlelweni lokuqoqa izikweletu ekuqaleni. Ikona ngaphandle kwemithetho olawula i-ejensi yeqembu lesithathu ngoba yi-subset yenkampani yangempela yokuboleka. Izama ukubuyisela isikweletu sezinyanga ezimbalwa futhi uma ingaphumelelanga, kanti umsebenzi uyadluliselwa ejensi lesithathu.
  • I-Third Party Agency: Ibizwa ngokuthi yiyo ngoba ayiyona ingxenye yesivumelwano sesikweletu sokuqala. Akuyona ingxenye yeqembu lokuqala leqembu. I-ejenti leqembu lesithathu liqoqa isikweletu ngemali ejwayelekile ephindwe ngamanye amaphesenti esikweletu. Iphesenti elikhokhwayo livela esiteji sesikolodo; lapho kuqhutshelwa phambili esiteji, i-commission ikhokhe. Iningi lezikhathi isikweletu esiphelele asikatholakali, kepha i-ejensi ikhokhwa kuphela lapho imali eqoqwe imali ethile. Lokhu kuthiwa yi "Ayikho Imali Yokuqoqa-Ayikho" Ngokujwayelekile noma yikuphi phakathi kwe-25 kuya ku-45% yesikweletu esitholiwe kuyasetshenziswa njengemali.

Ngabe kusebenza kanjani ukuqoqwa kwezikweletu eDubai noma abaqoqi bezikweletu?

Abaqoqi bezikweleti Dubai badluliselwa ekusizeni ngokujwayelekile ngesikhathi esiseduze kakhulu lapho kungekho namba yenkantolo engamemezelayo futhi izixwayiso zenza lowo obolekayo akhokhe imali yakhe. Inkampani yokubolekisa incike ejensi lokuqala leqembu mayelana nezinyanga ze-6 ngemuva kokuba isikweletu sivelele. Ama-ejenti eqembu lokuqala abiza futhi akhiphe izaziso zesexwayiso kumboleki. Uma kungakhokhiwe, imvamisa yalokhu kukhulumisana iyanda.

Uma nje kuthintwe i-ejensi yomuntu wesithathu, kusetshenziswa izindlela eziqinile ukukhipha imali kulowo okweletayo. Ama-ejensi wokuqoqa izinkampani zangaphandle asebenza kwinethiwekhi exhumene, ebasiza ukuthi balandelele okweletayo futhi bahlaziye nezimpahla zabo nezikweletu ngokuningiliziwe. Ezinye izindlela ezijwayelekile ezisetshenziswa yi-ejensi yokuqoqa ukuthola izikweletu yilezi:

  • Izintela: Uma umboleki enecala lokulondoloza noma lamanje kunoma yiliphi ibhange, abaqoqi bangafunda lolu lwazi kumbiko wezikweleti zemali futhi bakhonze ibhange ngenkokhelo. I i-akhawunti ifriziwe futhi ngokuvamile izinsuku ezingu-21 zinikezwa kumnikazi we-akhawunti ukuze afakazele isikweletu esifanele. Uma ngabe ukulungiswa okungafanelekile kungatholakali, imali iqala ukukhishwa kwi-akhawunti kuze kube yize izikweletu zingabuyiselwa.
  • Okunamathiselwe: Lokhu kusebenza ngendlela efanayo nokuvikeleka okudingwa amabhange ngenkathi inikezela ngemali mboleko. Uma kwenzeka lowo obolekayo enolwazi oluthile; umhlaba, indlu noma imoto, ingasetshenziswa ukukhokha isikweletu. Kodwa kunezimiso eziqinile zokuthengisa izimpahla zomuntu siqu ukubuyisela isikweletu. Kwamanye amazwe, indlu yomboleki ngeke isetshenziselwe ukubuyiselwa imali uma leyo yindlu kuphela egameni lakhe.
  • Ukuqashwa kwamaholo: Lena yindlela ejwayelekile kunazo zonke ezisetshenziselwa abaqoqi ukubuyisela isikweletu. Ukuhlobisa amaholo kungasetshenziswa kuphela uma umboleki unomsebenzi. Ama-ejensi wokuqoqa axhumana ngqo nomqashi futhi imali idonswa kwisheke lokukhokhela umboleki.  

I-ejensi yokuqoqa izikweletu iyinkinga yethemba ebhizinisini elibokisayo lokuboleka imali. Uma umboleki noma ikhasimende lakho lishintsha imininingwane yakhe kanye nekheli lakhe, likhononda ngebhizinisi elincane, liphika izicelo eziqhubekayo zezincwadi zomthetho; sekuyisikhathi sebenzisa izinsizakalo zenye yezinkampani zokutakula izikweletu futhi uzisindise ekuhluphekeni okuzayo.

Imicabango emi-3 ku- "Indima ye-Ejensi Yokuqoqwa Kwesikweletu Ekubuyiselweni Kwezikweletu Zentengiso"

  1. Nginqoba icala lokuhweba ngo-sharjah. Ngafaka isicelo sokubulawa. Futhi manje ngiza ekuhambo oluphuthumayo. Ngakho-ke ngidinga ukuba nabangane bangenzele. Ake ungazise ukuthi kuthatha isikhathi esingakanani nokuthi ufuna amaphesenti amangaki.

  2. Kuyasiza ngempela ukwazi izinhlobo ezahlukene zezinhlaka zezokuqoqa izikweletu ezingaphandle, ikakhulukazi uma ufuna eyodwa yokusetshenziswa kwezebhizinisi. Ngemuva kwakho konke, ufuna ukukwazi ukwenza ucwaningo lwakho kunoma yiluhlobo luni lwe-ejensi oluzokwazi ukusekela ibhizinisi lakho okungcono kakhulu. Isibonelo, kungase kube usizo ukwazi uma inkampani kufanele ibuyele emuva ku-ejenti leqembu lesithathu ukuze lisize.

  3. Ngiyavuma ukuthi izinhlangano eziqoqa imali yizo ezenza umsebenzi wokuqoqa izinkokhelo kwabakweletayo egameni lenkampani ethile. Ngicabanga ukuthi uma ikhasimende noma iklayenti linqaba ukukhokha izikweletu, kungcono ukuyishiyela abaqoqi abangongoti. Ngokubona kwami, banendlela nezindlela ezisebenza kangcono zokuqinisekisa ukuqoqwa okusebenzayo.

Shiya amazwana

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