Inkampani Yomthetho Eklonyelisiwe

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Kwenzekani uma ungabuyiseli imali yokubolekwa kwemali mboleko noma i-credit card e-UAE?

Uma ungakwazi ukukhokha noma ukukhokha ngokukhokhwa kwekhadi lakho lesikweletu noma ezinye izikweletu, khona-ke kungaba ngempela ukukhathazeka ngokuhamba kwesikhathi futhi uma ukhona UAE, khona-ke uzoba nesikhathi esinzima ngempela.

Uma umuntu efaka isicelo a ikhadi lesikweletu ku-UAE, ukukhishwa amabhange athatha amasheke angenalutho njengesiqinisekiso sokukhokhwa kwemali mboleko yabo. Inkinga iqala uma wena ngokuzenzakalelayo izibopho zakho zokukhokha.

Ama-Agent Amaqoqo Eqoqo

I-brush yokuqala ongayiyo nayo i-ejenti yokuqoqa idoti noma ngqo abakweleta. Bazokwenza qala ukukubiza kuqala bese uqala ukuzingela indawo ohlala kuyo nehhovisi lakho ukuqoqa izinkokhelo esezidlulile. Intando izozama ukukuncenga noma ngenhlonipho noma ngendlela enokhahlo - izinga ngokuya ngokuthi ubhekana kanjani nalo.

Idiphozi yesheke lakho le-Blank

Uma ngisho nangemva kokukholelwa njalo, awuyikuyilawula kabusha akhawunti yokuboleka noma isikweletu samakhadi esikweletu, khona-ke ibhange lizokwenza idiphozi yakho ukuhlola ngenxa yokuhlanza, ababekutholile ngaphambili, Uma amasheke esehlaselwa, iziphathimandla zamaphoyisa zifika esithombeni.

Icala Lamaphoyisa Elikuphi

Uma isheke lakho selikhishwa, khona-ke iphoyisa lifakwe kuwe. Ukuhlolwa kokuqala kwangaphambili kusetshenziselwa ukwephula umthetho e-UAE, kodwa izinguquko zamuva emthethweni ziye zenza isheke sigxeka icala lomphakathi. Ngakho-ke ungakwazi ukukhulula ukuphumula ukuthi ngaphansi kwemithetho emisha, ngeke ubanjwe.

Kodwa amaphoyisa azokuqaphela ukuthi ungazama ukubalekela izwe.

Ikhredithi yezikweletu ihamba phambili

Okunye okubangelwa ukukhokha ikhadi lakho lesikweletu noma esinye isikweletu semalimboleko ngaphandle kokubhekene nabaqoqi bezikweletu kanye neziphathimandla zamaphoyisa ukuthi amaphuzu akho esikweletu awonakele. Lokhu kusho ukuthi esikhathini esizayo, izikhungo eziningi zezezimali ngeke zikuboleke imali. Futhi. uzokhipha isicelo sokuthola noma yiziphi izikhungo zemali ezivela ku- amabhange.

Eminyakeni embalwa edlule, kunabaningi abavela kwamanye amazwe abalekele eDubai noma e-UAE ngoba bengakwazanga ukukhokha isikweletu sabo. Kepha basabakweleta emehlweni amabhange kanye nohulumeni we-UAE. Kodwa-ke, kwenziwe imibandela ethile yokuthi ababoleki ababolekayo bangene kabusha ezweni ngendlela elula, inqobo nje uma bezokhokha isikweletu sabo esivele sikhona namabhange.

Ungayifaka kanjani kabusha i-UAE noma i-Dubai uma ulahlekelwa yimali?

Nanka izinyathelo ozodinga ukuzenza ukuze umboleki ozenzakalelayo angene ku-UAE noma e-Dubai once futhi: -

  • Khetha umuntu omele

Uma ungaphandle kwezwe, udinga umuntu ukuthi uzimele e-UAE. Lokhu kungaba yimuphi umuntu omethembayo futhi angabonisa amandla ommeli egameni lakho, ukubhekana nezikhungo zezimali noma amabhange. Amabhange amaningi azokwamukela incwadi elula yokugunyazwa.

  • Ukuxoxisana nokuhlala neBhange

Uma usuqedile ngokuqokwa kommeleli, isinyathelo esilandelayo ukuxoxisana nenani lokuhlala nebhange. Ngezikhathi eziningi, amabhange azimisele ukunikela ku-50% we-waivers ekhadini lakho lesikweletu noma enye imali evelele uma bethola ukuthi unzima kakhulu ngokukhokha. Qinisekisa imigomo yokukhokha engcono kakhulu ngenani elamukelekayo.

Isizathu sokuthi awufuni ukuqasha noma ubani kodwa ummeli wukuthi ufuna umxhumanisi ozoxoxa naye. Ngisho noma ongewona ummeli angayenza, kodwa ngeke abe nolwazi lokufunda phakathi kwemigqa emihle.

  • Yenza konke Kulotshwe

Uma usuxoxiswane nokuxazulula, ingxenye elandelayo ukubeka konke phansi ngokubhala ebhokisini le-letter kanye nesitembu. Isizathu lokhu kubalulekile ukuthi izikhathi eziningi, izikhulu zebhange kanye nabasebenzi zivame ukudluliselwa futhi isikhulu esisha esikhokhwayo singadinga imvume yesamba sonke esivelele hhayi imali ehleliwe.

Ngakho-ke, kubalulekile ukuthi ube nakho konke okumnyama nomhlophe ukuze ube nobufakazi bokukhonkolo uma kwenzeka amabhange adinga imali ethile.

  • Cela iSitifiketi Esingekho Sokunye nezinye izitifiketi zokuvunywa

Lapho usuyikhokhile i-akhawunti nombolekisi wakho, cela isitifiketi esithi cha ungakakhokhi esiqinisekisa ukuthi usuyikhokhile yonke imalimboleko. Futhi, cela isitifikedi ukuthi silethwe kubaphathi bamaphoyisa esiqinisekisa ukuthi usuyikhokhile imali ebolekiwe yokususwa kwecala lamaphoyisa elibhekiswe kuwe.

Ezikhathini eziningi, amabhange abuye axhumane ngqo namaphoyisa mayelana nokuvalwa kwe-akhawunti yemboleko. Lokhu ngokuvamile kuthatha amaviki angu-2.

  • Thola isitifiketi sokusula amaphoyisa

Ngemuva kwesitifiketi sokukhishwa kwebhange, thola isitifiketi sokuthola imvume kusuka kumagunya wamaphoyisa, ukususa noma yikuphi icala elilindile. Amaphoyisa azokhansela icala ngokumelene nawe. Kodwa-ke, ugxile ekubeni nombhalo obhaliwe oqinisekisa okufanayo eziphathimandla zamaphoyisa.

Ngokuvamile, kuzodingeka uqale inqubo yokuthola isitifiketi sokugunyazwa kwamaphoyisa ngokuxhumana ne-ambassy yakho bese ulandela imihlahlandlela yokusetha efanayo.

  • Ikhululekile ukuphinda ufake i-UAE

Ngayo yonke imali ekhokhwayo kanye nekhadi lesikweletu elikhokhelwa, futhi zonke izimvume ezitholakalayo, ubuyela emuva ezweni kuzobe bushelelezi futhi kujabulise. Ngeke usakwazi ukukhathazeka ngama-agent weqoqo, noma amabhange noma iziphathimandla zamaphoyisa ezikukhathazayo.

Imicabango eyi-10 ku- “Kwenzekani uma ungakhokhi imali ebolekiwe noma yekhadi lesikweletu e-UAE?”

  1. Nginesibopho somuntu siqu nge-Noor Bank futhi imali yami evelele yi-AED 238,000. Angiqashi kusukela ngo-Agasti 2017 futhi i-EMI yami yanyanga zonke isuswa ekungeneni kwami. Manje emva kokukhululeka kwami ​​sekuphelile angikwazi ukwenza izinkokhelo. Kuzokwenzekani uma ngingakhokhi izitolimende zami. Uma ngabe icala lamaphoyisa lizobhaliswa, ngabe kufanele ngigwetshwe izinsuku ezingaki noma izinyanga.

  2. Igama lami ngingu PArul Arya, bengihlala e-UAE iminyaka engu-20 kodwa ngonyaka odlule ngilahlekelwe kakhulu ebhizinisini yingakho-ke kwadingeka ngishiye izwe. Ngibe nemalimboleko yempahla emi-2 kanye nokukhokha kwekhadi lesikweletu elingu-3… ngandlela thile ekulahlekelweni ngikwazile ukuthengisa izakhiwo nokusula imali mboleko kepha angikwazanga ukukhokha amanani ekhadi lesikweletu
    inani lami eliphelele li:
    I-Emirates NBD: 157500
    I-RAK Bank: 54000
    I-Dubai Kuqala: i-107,000

    Ngikhokhe izikhathi eziningi izinkokhelo eziphansi kodwa imali isalokhu iza ngokuya ngokuya… manje angisenamali nhlobo yokukhokha. Kepha ngifuna igama lami lisuswe
    uzokwazi ukusiza. Uma kunjalo, ngicela ungithumele i-imeyili.
    Yize ngingenazo izinhlelo zokuza e-UAE kepha ngisafuna ukusula igama lami. Angisiye umuntu ogcina noma iyiphi imali

  3. Angizange ngikhokhe i-113k ebhange. ukufuduka kuzongibamba e-aiport? kuthiwani ngecala lamaphoyisa? Ngizohlala isikhathi esingakanani ejele noma ngidinga ukukhokha?

  4. Nginekhadi lesikweletu elivela ebhange le-mash req, manje i-aed 6000 isifanele futhi isiyonke imali esele engu-aed 51000, engakhokhelwa ngenyanga edlule. lapho bebiza leso sikhathi engitshele ukuthi bazokhokha.
    kepha basikaza kakhulu isheke.

    -Kluleluleke ngemuva kwezinyanga ezingakanani abazobe bahlasela isheke
    - Amaphoyisa azobopha

  5. UMuhammad Loqman

    Sawubona, ngimbolekwe imali engu-57k & 25k yemalimboleko yemoto futhi angisebenzi. Ngisalinde isitolimende esisodwa kuzo zombili izimali mboleko futhi ibhange lingithumele isexwayiso sokugcina esisho ukuthi amasheke ami azokhishwa futhi kuzofakwa icala lombango eliwela ukuvinjelwa kohambo.
    Pls. Iseluleko ku-wat sidinga ukwenziwa.

  6. Hi,

    Nginemalimboleko yami yama-25k nama-3 amakhadi ehlukene esikweletu ngenxa yama-55k, ama-35k abd 20k futhi angisebenzi.
    Ngicela ungeluleke.

    Njengamanje ngifuna umsebenzi omusha wokuqalisa ukukhokha imali engikudalileyo.

  7. UBijendra Gurung

    Sanibonani,
    Ngisanda kusebenza lapha e-UAE futhi unkosikazi wami i-visa yakhe ebingaphansi koxhaso lwami usehambile ezweni ngenxa yalolu bhubhane njengoba inkampani yakhe ibibanikeze ikhefu elingakhokhelwa isikhathi eside. Ngaso leso sikhathi wacela ukwamukela ukwesula futhi axazulule iSibonelelo esenziwe yinkampani yakhe futhi babegcine ikhadi lakhe labasebenzi lisebenza ngale ndlela uma ethanda ukujoyina angakwazi uma esebuyile. Ngakho-ke manje ikhadi lakhe labasebenzi seliphelelwe yisikhathi futhi alizange livuselelwe njengoba bedinga isitifiketi semfundo esifakazelwe ukwenza lokho. Kodwa-ke inkampani ayikho esimweni sokuvula kabusha. Ubolekwe imali engu-40K ebhange futhi uBabk umvumele ukuthi ahlehliselwe izinyanga ezimbalwa.
    Esimweni eshiwo ngenhla, kuzokwenzekani uma engeke abuye e-UAE?
    Ngisengakwazi yini ukukhansela i-visa yakhe nephasipoti yakhe kuphela?

  8. Hi,
    Nginemalimboleko yami ye-AED 121000 / -. Ibhange linginikeze i-witha deferment.
    I-Cc ye-AED 8k. Lokhu ku-Dubai First Bank futhi abafuni ukunginikeza amandla. I-ejensi yokuqoqa isikweletu yangaphandle is callinh me manje futhi ithi bazosifaka isheke. Bengingasebenzi kusukela ngoSepthemba 2019. Ngicela ululeke engingakwenza.

  9. Nginokukhokha kwekhadi lesikweletu elingu-6k ngenxa yobhadane engingakwazi ukulikhokha njalo ngenyanga kanye nokubambezeleka komholo, futhi kunzima, umnyango weqoqo uqhubeka ungibiza futhi ungiphazamise. Ngempela, angikwazi ukusebenza kahle coz noma isikhathi sokusebenza uma ngiphuthelwe izingcingo, bathumela imiyalezo ye-WhatsApp, ama-imeyili… Abalindi…

Shiya amazwana

Ikheli lakho le ngeke ishicilelwe.

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