Ukuboleka abangane imali kungase kubonakale kuyisenzo somusa lapho bebhekene nenkinga yezimali. Nokho, lapho lowo mngane enyamalala ngaphandle kokubuyisela imali ebolekiwe, kungase kubangele ukuhlukana okukhulu ebuhlotsheni. Ngeshwa, lesi simo sivame kakhulu.
Ngokocwaningo olwenziwe yisevisi yokukhokha i-Paym, abantu abangaphezu kwesigidi e-UAE bayavuma ukuthi baxabene nabangane noma umndeni ngenxa yemali.
Uma uzithola ukulesi simo, lapho usuyicele kaningi ukuthi ubuyiselwe imali futhi ushiywe ephaketheni, kungaba nzima ukwazi ukuthi ungayibuyisela kanjani imali kumuntu oyibolekile.
Ingabe Umngane Wakho Unayo Imali Yokukubuyisela?
Ngaphambi kokuthatha izinyathelo zomthetho, cabanga ukuthi umngane wakho angasikhokha yini isikweletu. Uma bengenakheshi noma izimpahla, ukuya enkantolo kungase kungabizi izindleko. Kodwa uma benemali engenayo, impahla, noma ezinye izimpahla, ungase ukwazi ukubuyisela isikweletu ngeSahlulelo Senkantolo Yesifunda esitholwe yinkantolo.
Uyithola Kanjani Imali Ebolekiwe Kumngane?
Ukuze ubuyisele imali ebolekiwe kumngane, nikeza ubufakazi bemali mboleko, qinisekisa ukulindela ukubuyisela futhi ubonise ukuthi ukulungele ukuthatha izinyathelo ezidingekayo uma kudingeka. Lokhu kungase kukhuthaze umngane wakho ukuba enze okuthile ekukhokheni isikweletu. Uma engayikhokhi imali yakho, ungathatha izinyathelo ezilandelayo ukuze ucele inani:
- Bhalela umngane wakho incwadi esemthethweni ucele ukubuyiselwa imali oyibolekile, usho ukwehluleka kwakhe ukubuyisela njengesizathu. Incwadi yakho kufanele ifake lokhu okulandelayo:
- Umnqamulajuqu othize wokukhokha, okungenani kusasele izinsuku eziyisikhombisa
- Yazisa umngane wakho ukuthi uma ehluleka ukukhokha phakathi nalesi sikhathi esibekiwe, uzothatha izinyathelo zomthetho
- Isifinyezo sesikweletu esihlanganisa inani, usuku esanikezwa ngalo kanye nosuku okwakufanele sibuyiswe ngalo.
Qiniseka ukuthi ugcina ikhophi yencwadi kumarekhodi akho, futhi uthumele eyokuqala ngeposi endaweni abahlala kuyo manje noma ekhelini lasekhaya.
- Uma umngane wakho ehluleka ukuphendula noma enqaba ukwazisa incwadi, cabanga ukuqasha ummeli ukuba athumele isaziso somthetho ukuze kuxazululwe inkinga futhi abuyisele imali ebolekiwe ngokushesha ngangokunokwenzeka.
- Uma izinyathelo zangaphambilini zingazange ziphumelele, ungafaka icala lombango ngokumelene nomngane wakho enkantolo ye-UAE ukuze uthole inani lemalimboleko elisele.
Ukuyisa Umngane Wakho Enkantolo Ngokwehluleka Ukubuyisela Imali Yakho
Ungamyisa umngane wakho enkantolo uma enqabile ukukukhokhela imali ayeyibolekile kuwe. Ngaphambi kokuya enkantolo, kubalulekile ukuthi ucabange ukuthi unalo yini icala eliqinile lokubuyisela imali yakho kumngane wakho.
Ukuze ube nethuba elihle lokuphumelela, uzodinga ubufakazi bokuthi uboleke umngane wakho imali kwasekuqaleni nokuthi akakakakukhokhi.
Ubufakazi obuhle kakhulu yinkontileka ebhaliwe, isivumelwano semalimboleko, noma i-IOU, kodwa zikhona ezinye izindlela zokufakazela imali ebolekiwe. Ungasebenzisa isivumelwano somlomo enivumelene ngaso nobabili. Kufanele wethule okulandelayo enkantolo:
- Imilayezo yenkundla yezokuxhumana, imilayezo yombhalo, noma ama-imeyili axoxa ngesikweletu noma imalimboleko
- Izitatimende zasebhange ezibonisa ukudluliswa kwemali isuka ku-akhawunti yakho iye ku-akhawunti yomngane wakho
- Noma yibuphi ubufakazi bokukhokha okwenziwe, bese kwamiswa.
- Okokugcina, kuyoba usizo uma othile ekhona lapho kuvunyelwana ngokubolekwa imali, ongase abe ufakazi futhi olungele ukunikeza isitatimende.
Imicabango Yokugcina!
Lapho uthatha izinyathelo zomthetho ngokumelene nomngane ngezimali mboleko ezingakhokhiwe, kubalulekile ukucabangela umthelela wezezimali ongaba khona kubo nakubathandekayo babo. Nokho, uma uboleke imali ngokwethembeka, akufanele uzizwe unecala ngokuphishekela ukubuyisela.
Kubalulekile ukukhumbula ukuthi uma ubungane benu bulimele, kungenxa yesinqumo somngane wakho sokungakhokhi imali ebolekiwe futhi ayeke ukuxhumana nawe. Ekugcineni, isinqumo sokuqhubekela phambili nesinyathelo somthetho ngesakho.
Lesi sihloko noma okuqukethwe akusona, nganoma iyiphi indlela, iseluleko sezomthetho futhi akuhloselwe ukuvala isikhala sommeli. Ungasivakashela ukuze uthole ukubonisana kwezomthetho, Sicela usithumele i-imeyili ku legal@lawyersuae.com noma usishayele +971506531334 +971558018669 (Imali yokubonisana ingasebenza)
