Ukukhwabanisa noma izinsolo zokusebenzisa kabi Imali e-Dubai kuyicala elinzima lezezimali elingase libe nemiphumela efinyelela kude kubantu ngabanye nasezinhlanganweni zase-United Arab Emirates.
Njengenye yezinkampani zezomthetho ezinolwazi kakhulu e-UAE, Abameli be-AK ubeseqhulwini ekusingatheni amacala okukhwabanisa ayinkimbinkimbi iminyaka engaphezu kwamashumi amabili kuzo zombili izifunda zaseDubai nase-Abu Dhabi.
Ithimba lethu labameli bobugebengu asebemnkantshubomvu kanye nabameli liyabuqonda ubunkimbinkimbi bomthetho we-UAE futhi lizibophezele ekuhlinzekeni ukuvikela okungokomthetho okuqinile kulabo abasolwa ngalobu bugebengu obubucayi.
Ubani Ongabandakanywa Emagebengwini Okukhwabanisa kulo lonke elase-Dubai nase-Abu Dhabi?
Ukuxhashazwa noma izinsolo zokusebenzisa kabi Imali kungenzeka kuyo yonke imikhakha nemisebenzi yobungcweti. Nazi izibonelo zomhlaba wangempela:
- Abaphathi bezinkampani baxhaphaza izimali zenkampani ukuze bazisebenzisele bona
- Abasebenzi bamabhange abasebenzisa ama-akhawunti ukuze bathole imali
- Izikhulu zikahulumeni ziphambukisa izimali zomphakathi ukuze zizuze ngasese
- Ama-Trustees asebenzisa kabi impahla yezindlu noma ama-trust abawaphethe
- Abaholi bezinhlangano ezingenzi nzuzo baxhashazwa izimali ezinikelwe
Incazelo Esemthethweni Yokuxhashazwa E-Dubai
Ukukhwabanisa e-Dubai kuchazwa ngaphansi kwe-Athikili 399 ye-UAE Federal Penal Code njengokusetshenziswa budedengu, ukusetshenziswa kabi, noma ukuguqulwa okungekho emthethweni kwezimpahla, izimali, noma impahla enikezwe umuntu ngelinye iqembu.
Lobu bugebengu bubandakanya ukwephulwa kokwethenjwa, lapho othile osesikhundleni esinegunya ngamabomu nangokungekho emthethweni ethatha ubunikazi noma ukulawula izimpahla okungezona ezakhe.Izinto ezibalulekile ezihlanganisa ukukhwabanisela ngaphansi komthetho we-UAE zifaka:
- Ubudlelwano bokwethembeka phakathi kommangalelwa nesisulu
- Ukusebenzisa kabi ngamabomu noma ukusetshenziswa kabi kwempahla ukuze kuzuze umuntu
- Ubufakazi bezenzo zangamabomu, hhayi ukuphatha kabi ngephutha noma ngobudedengu
Kubalulekile ukuqaphela ukuthi ukukhwabanisa kungase kwenzeke ngezindlela ezihlukahlukene, kusukela kumsebenzi ophambukisa izimali zenkampani ziye kumeluleki wezezimali esebenzisa kabi ukutshalwa kwezimali kwamakhasimende.
Ubunzima Bokuxhaphaza eDubai
Ukukhwabanisa kuthathwa njengecala elibi e-Dubai nase-UAE, okunemiphumela ebalulekile yezomthetho kulabo abatholakala benecala. Ngokwezibalo zakamuva, amacala ezezimali, okuhlanganisa nokukhwabanisela, abone a I-15% yanda ezimweni ezibikiwe ngonyaka odlule e-Dubai. Lesi simo esishaqisayo sesenze iziphathimandla ukuba zithathe indlela eqinile ekushushiseni amacala anjalo. Njengoba kushiwo uMshushisi Omkhulu wase-Dubai, u-Ahmed Ibrahim Saif, “Sizibophezele ekugcineni ubuqotho bohlelo lwethu lwezezimali nokuvikela abantu ngabanye namabhizinisi emiphumeleni elimazayo yokukhwabanisela. Uhlaka lwethu lomthetho luqinisekisa ukuthi labo abephula ukwethenjwa okubekwe kubo babhekana nemiphumela emibi.”
Izinhlawulo Nezijeziso Zamacala Okukhwabanisa kulo lonke elase-Dubai nase-Abu Dhabi
Izijeziso zokukhwabanisa e-UAE zinzima futhi ziklanyelwe ukusebenza njengesivimbelo kuzo zonke izifunda zase-Dubai nase-Abu Dhabi.
Zihlanganisa:
- Ukuboshwa: Ngokuya ngobukhulu becala, ukuboshwa kungasukela ezinyangeni ezimbalwa kuye eminyakeni embalwa. Ngokweba okubi kakhulu, isikhathi sejele singasuka eminyakeni emibili siye kweyishumi nanhlanu.
- Izinhlawulo: Kukhokhiswa izinhlawulo ezinkulu, ezingahluka kuye ngenani lemali noma inani lesakhiwo esihilelekile.
- Ukubuyiselwa: Izephulamthetho zivame ukudingeka ukuthi zibuyisele izimali ezisetshenziswe ngendlela engafanele.
- Izimo Eziyandisayo: Ukusetshenziswa kwezikhali ezibulalayo, ukweba ebusuku, noma ukweba okwenziwe isisebenzi ngesikhathi saso sokuqashwa kungaholela ezijezisweni eziqinile.
Amasu Okuvikela Ezenzweni Zobugebengu E-Emirates yase-Abu Dhabi nase-Dubai
Ukuvikela amacala okukhwabanisa kudinga indlela ebanzi nenesu. Nawa amanye amasu okuvikela abalulekile e-Emirates yase-Abu Dhabi nase-Dubai:
Ukuqoqwa Kobufakazi Obuphelele
Ukuqoqwa ngokucophelela nokuhlaziywa kwawo wonke amarekhodi ezezimali afanelekile, ukuthengiselana, nokuxhumana kubalulekile. Lokhu kusiza ekwakheni ukuzivikela okuqinile ngokuphonsela inselelo icala lomshushisi.
Ukuhlaziywa Kwenhloso
Ukuphika noma iyiphi inhloso engalungile ngokuvamile kuyisici esiyinhloko emacaleni okuqola. Abameli babamangalelwa basebenza ngokuzikhandla ukukhombisa ukuthi ummangalelwa wayengenayo inhloso yokukhohlisa noma ukuqola.
Ukumelela Ingcweti
Abameli abanekhono babalulekile ekumeleleni ummangalelwa ngokuzethemba enkantolo nangesikhathi sokuxoxisana namaphoyisa kanye nokushushiswa. Ukumelwa kochwepheshe kuqinisekisa ukuthi amalungelo angokomthetho abasolwa avikelekile kuyo yonke inqubo yezomthetho.
Imibhalo Eqinile
Ukulungiswa kwamamemorandamu omthetho aqinile kanye nokuhlanganiswa kobufakazi obuqand' ikhanda obusekela icala lokuvikela kuyizici ezibalulekile zesu lokuvikela. Lokhu kufaka phakathi imibhalo enemininingwane yakho konke ukuthengiselana kwezezimali nokuxhumana kulo lonke elase-Dubai nase-Abu Dhabi.
Ukuzivikela kanye Nempahla Yakho
Ukuze unciphise ubungozi bokuba yisisulu sokukhwabanisela e-Dubai, cabanga ngalezi zinyathelo zokuvimbela ezilandelayo:
- Sebenzisa izilawuli eziqinile zezimali kanye nokuhlola okuvamile ekusebenzeni kwebhizinisi lakho.
- Yenza amasheke aphelele kubasebenzi abasingatha izindaba zezimali.
- Sebenzisa amasistimu amabhange avikelekile kanye nokuqinisekiswa kwezinto eziningi mayelana nokuthengiselana kwezezimali.
- Hlala unolwazi mayelana nemikhuba yakamuva yokukhwabanisa kwezezimali nemikhonyovu e-Dubai.
Izibalo Zakamuva Zokuxhaphaza e-Dubai nase-Abu Dhabi
Yize izibalo ezithile zokukhwabanisa e-UAE zikhawulelwe, ubugebengu bezezimali buhlala bukhathaza kakhulu ngo-2024 kuzo zonke izifunda zase-Dubai nase-Abu Dhabi.
Ngokombiko we-UAE Central Bank wango-2021, kube nemibiko yokwenziwe esolisayo engu-5,217 ehlobene nokukhwabanisa nokukhwabanisa ngalowo nyaka kuphela, okumele ukwenyuke ngo-10% kunonyaka odlule.
Ukwengeza, i-Dubai Financial Services Authority (DFSA) ibike ukwenyuka ngo-30% kophenyo lobugebengu bezezimali ngo-2022, kanti amacala okukhwabanisa abala ingxenye enkulu yalolu phenyo.
Isitatimende Esisemthethweni Secala Lokuxhaphaza e-UAE
HE Abdullah Sultan Bin Awad Al Nuaimi, uNgqongqoshe Wezobulungisa, wathi esithangamini sabezindaba samuva: “Uhulumeni we-UAE uzibophezele ekugcineni izindinganiso eziphakeme kakhulu zobuqotho bezezimali. Asikubekezeleli neze ukuxhashazwa nobunye ubugebengu bezezimali obululaza ukwethenjwa ezikhungweni zethu zezomnotho.”
Izigaba Ezibalulekile Zokukhwabanisela Nezindatshana ezivela kuMthetho Wobugebengu wase-UAE
Umthetho Wobugebengu wase-UAE ukhuluma ngokukhwabanisa ngama-athikili ambalwa abalulekile:
- Article 399: Ichaza ukuxhashazwa futhi ibeke nezijeziso kubasebenzi bakahulumeni abasebenzisa budedengu izimali zikahulumeni
- Article 400: Iveza izijeziso zokukhwabanisela ngabasebenzi bemboni ezimele
- Article 401: Ikhuluma ngokuxhashazwa kwempahla egudlukayo
- Article 402: Ihlanganisa ukukhwabanisa ngokusebenzisa kabi igunya
- Article 403: Ibhekana nokuqhwagwa kwempahla elahlekile
- Article 404: Icacisa izimo ezimbi emacaleni okukhwabanisa
- Article 405: Ihlinzekela ukukhululwa ekujezisweni ezimeni ezithile
Umthelela Wezinsolo Zokukhwabanisela e-Emirates
Ukusolwa ngokukhwabanisela kuyindaba ebucayi, kodwa kubalulekile ukukhumbula ukuthi ukusolwa akulingani necala. Wonke umuntu unelungelo lokuzivikela ngendlela efanele, futhi kwa-AK Advocates, siyaqinisekisa ukuthi leli lungelo livikelwa ngamandla phakathi kwe-Dubai ne-Abu Dhabi.
Siyaluqonda ukucindezeleka nokukhathazeka okuza nezindleko zokukhwabanisela. Ithimba lethu elinozwela likhona ukuze likusekele kulesi sikhathi esiyinselele, linganikezeli nje ubungcweti bezomthetho kodwa futhi likunike isiqinisekiso esingokomzwelo esidingayo.
I-Dubai Embezzlement Lawyer Services
Kwa-AK Advocates, sisebenzisa isu eliphelele lokuvikela amacala okukhwabanisa:
- Ukuqoqwa kobufakazi obuphelele: Siqoqa ngokucophelela futhi sihlaziye wonke amarekhodi ezezimali afanelekile, okwenziwayo, nokuxhumana.
- Ukuhlaziywa kwenhloso: Sisebenza ngokuzikhandla ukuze siphikisane nanoma iyiphi inhloso engalungile, ngokuvamile okuyisici esibalulekile emacaleni okuqola.
- Ukumelwa kochwepheshe: Abameli bethu abanekhono bakumela ngokuzethemba enkantolo nangesikhathi sokuxoxisana namaphoyisa kanye nokushushiswa.
- Amadokhumenti aqinile: Silungisa amamemorandamu omthetho aqinile futhi sihlanganisa ubufakazi obuqand' ikhanda obusekela icala lakho.
Embezzlement Offence Ummeli
Isistimu yezomthetho ye-UAE ingaba yinkimbinkimbi, ikakhulukazi uma ibhekene nobugebengu bezezimali. Umuzwa wethu obanzi kumthetho wobugebengu we-UAE usivumela ukuthi sikwazi ukuzulazula kulezi zinkimbinkimbi ngempumelelo, siqinisekisa umphumela ongcono kakhulu ongakhona kumakhasimende ethu e-Abu Dhabi nase-Dubai.
Imibono Yezomthetho: Ukuzivikela Emashajini Okukhwabanisa
- Londoloza okuningiliziwe amarekhodi ezezimali
- Sebenzisa ngokuqinile izilawuli zangaphakathi enhlanganweni yakho
- Njalo ukucwaningwa kwezimali ukuthengiselana
- Qonda i-fiduciary yakho izibopho
- Funa iseluleko sezomthetho uma usola ukuthi kukhona okungahambi kahle
Ukuvikela Izisulu Zokukhwabanisela ngaphakathi kwe-Dubai
Abameli bethu bobugebengu e-Abu Dhabi banikeze izeluleko zomthetho nezinsizakalo zomthetho kuzo zonke izakhamizi zase-Abu Dhabi okuhlanganisa e-Al Bateen, Yas Island, Al Mushrif, Al Raha Beach, Al Maryah Island, Khalifa City, Corniche Area, Saadiyat Island, Mohammed Bin Zayed City. , kanye ne-Al Reem Island.
Ngokufanayo, abameli bethu bobugebengu e-Dubai banikeze iseluleko sezomthetho nezinsizakalo zomthetho kuwo wonke ama-Dubai izakhamuzi kufaka phakathi e-Emirates Hills, Deira, Dubai Hills, Dubai Marina, Bur Dubai, Jumeirah Lakes Towers (JLT), Sheikh Zayed Road, Mirdif, Business Bay, Dubai Creek Harbour, Al Barsha, Jumeirah, Dubai Silicon Oasis, City Walk, Jumeirah Beach Indawo yokuhlala (JBR), iPalm Jumeirah, kanye neDowntown Dubai.
Sifinyelele ku- +971506531334 noma +971558018669 ukuxoxa ngokuthi singakusiza kanjani ecaleni lakho lobugebengu.
Ukuqonda Amalungelo Akho: Izisulu kanye Nabasolwa Ngamacala Okukhwabanisa
Lapho ubhekene namacala okukhwabanisa, kubalulekile ukukhumbula:
- Unelungelo lokuthula
- Unelungelo lokumelwa ngokusemthethweni
- Umthwalo wobufakazi ulele ekushushisweni
- Uthathwa njengomsulwa kuze kube yilapho utholwa unecala
At Abameli be-AK, sizibophezele ekusekeleni la malungelo kanye nokuqinisekisa inqubo yomthetho efanelekile yawo wonke amakhasimende ethu. Sithinte ku- +971506531334 noma +971558018669 ukuze sixoxe ngokuthi singakusiza kanjani ecaleni lakho lobugebengu.
Kungani Khetha Abameli Be-AK Becala Lakho Lamacala Okukhwabanisa?
Uma kukhulunywa ngamacala obugebengu e-Dubai noma e-Abu Dhabi, umzuzu ngamunye ubalulekile. Ngo Abameli be-AK, siyasiqonda isimo esibucayi sesinyathelo esisheshayo ezindabeni zomthetho. Ithimba lethu labameli bokuvikela ubugebengu abangomakadebona, abazi kahle umthetho we-UAE, limi ngomumo ukusheshisa icala lakho futhi likunikeze isevisi yezomthetho esheshayo, oyidingayo.
Indlela yethu yokuvikela ubugebengu ithenjwe amakhasimende kuwo wonke Jumeirah Lakes Towers (JLT), Deira, Dubai Hills, Mirdif, Sheikh Zayed Road, Downtown Dubai, Palm Jumeirah, Bur Dubai, Dubai Marina, Business Bay, Dubai Silicon Oasis, City Walk, Jumeirah, Jumeirah Beach Residence (JBR), Al I-Barsha, ne-Emirates Hills.
Ukubaluleka kokumelwa kwezomthetho ngokushesha angeke kugcizelelwe. Ukwehlisela impendulo yakho emacaleni obugebengu kungenza icala lakho libe nzima kakhulu futhi kunciphise amathuba akho omphumela omuhle, ikakhulukazi uma lifika enkantolo yokudlulisa amacala.
Ungavumeli ukungaqiniseki noma ukungabaza kubeke engcupheni ikusasa lakho. Thatha isinyathelo sokuqala ekuvikeleni amalungelo akho futhi uthole ukuzivikela okuqinile. Xhumana nama-AK Advocates namuhla ukuze uhlele ukubonisana okuyimfihlo.
Ithimba lethu elinolwazi liyatholakala ubusuku nemini ukuze libhekane nezinkathazo zakho futhi liqale ukwakha isu lakho lokuzivikela.
Sishayele manje ku- +971506531334 noma +971558018669. Inkululeko nesithunzi sakho kubaluleke kakhulu ukuthi ungalinda - ake siqale ukukulwela namuhla.