Amasheke Abhantiwe e-UAE: Isimo Sendawo Esisemthethweni Esishintshayo
Ukukhishwa nokucutshungulwa kwe ukuhlola noma amasheke sekuyisikhathi eside esebenza njengensika ye commercial ukuthengiselana kanye nezinkokhelo ku- I-United Arab Emirates (UAE). Nokho, naphezu kokusabalala kwawo, ukusulwa kwamasheke akulula ngaso sonke isikhathi. Lapho i-akhawunti yomkhokhi ishoda izimali ezanele ukuhlonipha isheke, kubangela ukuthi isheke “libhampa”, lihluleke ukufeza injongo yalo ehlosiwe.
Amasheke abhampisiwe kungabangela ubuhlungu bekhanda kubo bobabili abadwebi nabahlomulayo, ngokuvamile kubangele izinyathelo zomthetho zokukhokhela izinkokhelo. Nokho, muva nje ukukhishwa emthethweni izinyathelo zishintshe kakhulu isimo esingokomthetho esizungeze amasheke angahlonishiwe e-UAE.
Sizohlola izici ezibalulekile zomthetho wamasheke abhampile, amacala, kanye nemithelela e-UAE, sigqamisa amathrendi nentuthuko ephawulekayo.
Uhlolojikelele Lokusetshenziswa Kwesheke
Ngaphambi kokungena emininingwaneni yamasheke abhampisiwe, kufanelekile ukuqonda ukugcwala kokusetshenziswa kwesheke ukuthengiselana e-UAE. Eminye imininingwane ebalulekile:
- Amasheke ahlala engenye yezindlela zokukhokha ezaziwa kakhulu zokusebenzelana kwe-B2B ne-B2C e-UAE, nakuba izinkokhelo zedijithali zikhuphuka
- Izinhlobo zamasheke ezivamile zihlanganisa amasheke emali eningi, ama-post-dated, aphrintiwe ngaphambilini, namasheke okuvikela
- The idayi, umdwebi ibhange, okhokhelwayo, nanoma yikuphi abasekeli angaboshelwa ngokomthetho amasheke abhampisiwe
Ngamasheke asebenza njengamathuluzi ezezimali abalulekile, ukuba nokubhampa okukodwa kungadala izinkinga ezinkulu zomthetho nezohwebo.
Izizathu Eziyinhloko Kungani Amasheke Agxuma
Isheke lingase ligxume noma ubuyiselwe ibhange ungakakhokhelwa ngenxa:
- Imali enganele ku-akhawunti yekhabethe
- Inkokhelo yokumisa Oda ngekhabetheni
- Izizathu zobuchwepheshe ezifana nokungafani kwezinombolo ze-akhawunti noma amasiginesha
- I-akhawunti ivalwa ngaphambi kokuhlolwa imvume
Amabhange akhokhisa ama-akhawunti e-overdrawn, dlulisa esihle amasheke angahlonishwa, futhi ngokuvamile uzobuyisela isheke kwabakhokhelwayo ebhala isizathu sokungakhokhi.
Ukuvela Kwemithetho Yesheke Elibhantshisiwe
Ngokomlando, isheke elibhampiwe amacala e-UAE ayethathwa njengobugebengu, anomqansa izijeziso njengesikhathi sasejele nezinhlawulo ezinzima. Nokho, izichibiyelo zomthetho ngo-2020 kakhulu isuswe emthethweni hlola amacala e-bounce ngaphandle kwezigameko ezinonya.
Izinguquko ezibalulekile zazihlanganisa:
- Izinhlawulo ezithatha indawo yesikhathi sasejele kuningi lokubhampa kwamasheke
- Ukunciphisa isijeziso sasejele kuphela emacaleni okukhwabanisa ngamabomu
- Ukunikeza amandla izindlela zomphakathi zokuxazulula
Lokhu kwaphawula ushintsho oluphawulekayo olugxile ekubuyiselweni kwezimali phezu kobugebengu.
Lapho Ukubhampa Isheke Kusewubugebengu
Nakuba amasheke amaningi angahlonishiwe manje esengaphansi kwamandla omphakathi, ukushaya isheke kusabhekwa njenge icala lobugebengu uma:
- Ikhishwe ku ukholo olubi ngaphandle kwenhloso yokuhlonipha inkokhelo
- Kubandakanya ukukhohlisa kokuqukethwe kwesheke ukuze kukhwabaniswe okhokhelwayo
- Isheke ligunyazwe inkampani yangaphandle yazi ukuthi izogxuma
Lokhu kwephulwa kwemithetho kungaholela esikhathini sokuboshwa, izinhlawulo, kanye nokufakwa kurejista yomphakathi yobugebengu bezezimali.
Imiphumela Nezinhlawulo
Izijeziso nemithelela ehambisana nesheke elingahlonishwa lincike kakhulu ekutheni liqhutshwa njengecala lombango noma lobugebengu.
Okwamacala amademeshe, imiphumela ngokuvamile ihlanganisa:
- Inhlawulo efika ku-AED 20,000 kuye ngesheke inani
- Izikhangibavakashi banns ukuvimbela idrowa ukuthi liphume e-UAE
- Ukuthatha izimpahla noma amaholo ukuze kubuyiswe amanani akweletwayo
Amacala obugebengu ingaqinisekisa imiphumela enzima kakhulu:
- Ukuboshwa kuze kufike eminyakeni emi-3
- Izijeziso ezingaphezu kuka-AED 20,000
- Ukuvinjwa kwenkampani nokuhoxiswa kwelayisensi
Izinhlawulo zikhokhiswa ngesheke ngalinye esikhundleni secala ngalinye, okusho ukuthi amasheke abhanseliwe amaningi angaholela ezinhlawulweni eziphakeme.
Imithetho Emisha Ezuzisa Abakhalayo
Izichibiyelo zakamuva ziqinise ukuvikeleka kwabakhokhelwayo/abakhalayo abathintwe amasheke angahlonishwa:
- Uma izimali zifaka ingxenye yenani lesheke kuphela, amabhange kusafanele ahloniphe futhi akhokhe ingxenye exhasiwe
- Abamangali bangaya ngqo kumajaji asenkantolo kunokuba bakhulume namacala amade
- Izinkantolo zinga-oda ngokushesha ukuthi kuthathwe impahla noma zimise ama-akhawunti ukuze zigcwalise amanani akweletwayo
Lezi zinyathelo zivumela izindlela ezisheshayo zokuthi abamukeli bathole izinkokhelo zabo.
Izici Zenqubo
Ukuzulazula ohlelweni lwezomthetho ukuze uthole isheke elingahlonishiwe kudinga izimfuneko zenqubo ezibalulekile ezilandelayo:
- Izikhalazo kumele zifakwe phakathi neminyaka emi-3 kusukela ngosuku lokuqhuma kwesheke
- Imibhalo esemthethweni edingekayo ihlanganisa nezitifiketi zokubhampa ezivela emabhange
- Izindleko zenkantolo yomphakathi ezijwayelekile zibalelwa ku-AED 300
- Kungase kudinge ukusebenzelana nommeli owazi kahle imithetho yokuhlola ye-UAE
Ukuhlangabezana nazo zonke izimfuneko ze-bureaucratic kubalulekile ukuze inkantolo yamukele futhi ikhiphe isinqumo kunoma yiliphi icala noma isikhalazo sokubhampa kwamasheke.
Ukugwema Imiphumela Yokuhlola Okubhampisiwe
Nakuba ngezinye izikhathi ukubhampa kwamasheke kungase kugwemeke, abantu ngabanye nezinkampani bangathatha izinyathelo zokunciphisa ubungozi:
- Gcina ibhalansi ye-akhawunti eyanele ngaphambi kokukhipha amasheke
- Khokha imali mboleko/imali ekhokhwayo ngaphambi kokuvala ama-akhawunti
- Khansela ngokusemthethweni noma yimaphi amasheke akhishiwe kodwa angashintshiwe
- Sebenzisa ezinye izinkokhelo ezifana nokudluliselwa kwebhange lapho kusebenza khona
Izindlela zezimali ezihlakaniphile zibalulekile ukuze kwenziwe amasheke asule futhi avimbele izimo ezingokomthetho ezixakile.
Isiphetho: Indlela Eya Phambili
Okwakamuva ukukhishwa emthethweni kokubhampa kwamasheke amaningi kumele inguquko enkulu endaweni yezomthetho ye-UAE. Nakuba imiphumela yomphakathi isekhona, ukuncipha kwezinhlawulo zobugebengu kanye nemigudu yezikhalazo enikwe amandla ikhuthaza ukuziphendulela kwezezimali phezu kwesenzo sokujezisa.
Kodwa-ke, abakhiphi bamasheke kufanele baqhubeke nokusebenzisa ukuqapha nokuzibophezela lapho bethembele emashekeni ukuze bakhokhe. Ukuphatha izimali ngendlela evikelekile kungagwema ubuhlungu bekhanda obungokomthetho obungenasidingo kanye nokuphazamiseka kwebhizinisi noma ezindabeni zomuntu siqu.
Ngokukhuthala okufanele, amasheke abukeka ezoqhubeka nokusebenza njengesisusa esikahle sezentengiselwano ngaphandle kwesizinda secala lobugebengu siye phambili.
Sishayele manje ukuze uthole isikhathi esiphuthumayo ku- + 971506531334 + 971558018669
Hi,
Nganikezwa isheke elidluliselwe isheke ukubuyiselwa imali mboleko, leyo umboleki ayazisile ayikwazi ukukhokhelwa ngesikhathi. Ngemuva kochungechunge lwezincwadi, nginqume ukukhipha isheke ekupheleni kwenyanga uma kufanele futhi uma kunesidingo ngiludlulisele lolu daba enkantolo yobugebengu neyasekhaya.
Nginesithakazelo sokuthola ukuthi yiziphi izinkambiso zomthetho nokuthi yiziphi izinto engingayithola ukuze ngithole imali.
Ngingafinyelelwa ku-050-xxxx.
Ngiyabonga