Inkampani Yomthetho Eklonyelisiwe

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Ukuqasha ummeli wamasheke ahlaselwe ku-UAE

ummeliBangaki abantu base-UAE abanemalimboleko noma basebenzise ngokugcwele amakhadi abo esikweletu kodwa kunzima ukukhokha izikweletu zabo? Unyaka ngamunye, izikweleti ziyaqhubeka, futhi manje nazo zonke imisebenzi, kuba nzima ukuthola abantu abaningi ukuxazulula izikweletu zabo abazitholile isikhathi. Uma izinkinga ezinjalo ekubuyisweni kwezikweleti zibhekwa njengecala, isikhundla sibi nakakhulu uma ungafuni isiqondiso sommeli.

Umthetho we-UAE uthi ubugebengu uma umuntu ebhala isheke futhi engakwazi ukuhlonipha izibopho zakhe zezezimali.

Izenzo ezehlukene eziqukethe ngaphakathi kwehlazo lokunganakwa zimi kanje:

  1. Ukudweba isheke ngokungathembeki okulahlekile ngaphandle kwezimpahla ezingathathwa noma ngezimali ezingaphansi kwesamba sesheke
  2. Ngemuva kokukhishwa isheke, ukuthatha konke noma ingxenye yezimpahla bese ushiya ukubhaliswa kwehluleka ukuxazulula isamba sesheke. Lokhu kungalungiswa ngokuthembeka okungalahleki.

Ngakho-ke kuyabonakala ukuthi kukho konke okwenziwayo okuchazwe ngaphambilini okwenziwe ubugebengu, izinto ezimbili ezibalulekile ulwazi nokukholelwa okubi. Lezi zingxenye kuvame ukucatshangwa ukuthi azikho uma kwenzeka kubhekwa isheke, kanti umthwalo wokukhombisa ukungabi nalezo zinto ungowomuntu osolwa ngecala. Angajeziswa isikhathi sokuboshwa, inhlawulo noma ngazo zombili, uma kwenzeka umuntu engakwazi ukuphikisa ubukhona bezinto.

Amabhange cishe ahlale eqaphele ukuvimbela leso sibopho. Ngokuhlola okuye kwahlaziya futhi kulabo abaye bakhipha ukuhlola ukuxazulula izilinganiso ezikhokhwayo kuma-card amakhadi kanye namanye ama-akhawunti, amabhange angathatha izinyathelo zomthetho.

Lapho isheke lilahlekile noma libiwe, kufanele ukuqasha ummeli womthetho we-UAE akunakho ukukhokhiswa kwezidingo.

Abantu abanganaki ukugcina izinkokhelo zabo noma ukuthi amasheke abo baye bounced ngenxa yalokho bancike ekuhlinzekeni kwekhodi yokukhokha futhi babhekwa njengabaphula umthetho.

Uma ungakakulungeli kulezi zindaba futhi wazi ukuthi usenqenqemeni, kungenzeka ukuqasha ummeli ngubani onokukhethekile kulolu hlobo lwendaba.

Kodwa-ke, indoda inganikezwa ithuba lokukhokha isamba ngaphambi kokufaka icala elibhekiswe kubo ngamabhange. Isikhalazo kungenzeka sifakwe njengecala labomthetho ukuze kunikezwe le ndoda ithuba lokuthi ikhokhe isikweletu, bese iboshwa lapho kwenzeka ukuthi leso sinqumo singatholakali. Kepha uma kwenzeka isinqumo singafinyelelwanga, leli cala kungenzeka lidluliselwe kanye nethuba elinamandla lokuba nesikhathi sejele.

AbameliLeKomidi idalwe ukuxazulula amacala ahlanganiswe futhi ahlaselwe amacala kuZakhiwo zePropati. Unamandla okuphelela amacala anjalo, futhi izigwegwe ezinikezwe ikomidi azikwazi ukukhalaza. Ikomidi lize linikeze namandla alandelayo:

  1. Thumela icala ngommeli wakho emagunyeni asemthethweni afanelekile ukuqinisekisa ukuthi kuqale izinqubo zomthetho; futhi
  2. Bheka ezinkingeni zezinkampani zasemakhaya abanolwazi lwezikweletu.
  3. Uma kuboniswa ukuthi i ukusayina akusifanele ngenani lesheke, ukususa isheke esinqunyiwe esikhishwe kunjiniyela wezindlu;
  4. Qinisekisa i-check guarantor ukukhishwa okusha okushayisana nomuntu okhishwe.

Izinkantolo kanye nabantu ngabanye Ukushushiswa kuzoba nokuzibophezela ukuyeka, ukuzithoba, nokuhlola noma yikuphi ukuphikisana noma izimo zokuhlola okwenziwe i-ricocheted mayelana nezindaba zePropati.

Zombili iNkantolo kanye nekomidi sebesebenze kahle ekubhekaneni namacala anjalo. Kunomkhawulo wesikhathi sezinyanga eziyisithupha sokufaka amacala maqondana namasheke abhuntshiwe ngemuva kwalokho okungeke kuthathwe zinyathelo zomthetho ekhabetheni lesheke. Ngakho-ke, kunconywa funa usizo kummeli ukuze ugweme ukubambezeleka enkambeni yokuthola ukwelashwa futhi uthathe izinyathelo.

Izindaba: Intengo ye-Bounced Check

Lesi yisikhathi esikahle sokuthola ummeli.

I-Dubai: Iphupho lokwenza ukuthi licebile e-UAE seliye laba yizicukuthwane ezivela eziphathimandla futhi lisho ukuthi lizohlala lijele ngenxa yezindleko eziningi, ziboshwe njengoba izinkampani ezihamba phambili zihambele ukuhlola.

I-Briton eyodwa kuphela, iphupho elibi lesikhungo eside sokulungisa izigwegwe eduze nejele libeka ingozi engase ibe yingozi, bonke bathole amasheke ahlukahlukene akhishwe ngenkathi inhlangano yakhe yokunciphisa isakhiwo ihamba nge-tummy up.

"Futhi, ngokungangabazeki bengingayilawula kangcono inhlangano yami, bengingeke ngibe nesithunzi nawo wonke amadoda engiwaphethe."

Ejele laseBur Dubai, uMarku ubelokhu elinde isibopho ezinyangeni ezimbili zokugcina ngokubheka ukuhlola. Ipasipoti Yakhe yaseBrithani iyaqhubeka nokuboshwa, nakuba ixoshwa kamuva. Ngekusasa elibonakalayo, akakwazi ukuhamba eDairobi futhi ubhekene nejele elide.

ummeliUthi: “Anginayo indlela yokubuyisela imali. “Ngiphumile [ejele] okwamanje, kodwa angikwazi ukuthola imali. Anginalutho, ngihlala nabangani futhi ngizobuya uma ngingakhokhi - okuyinto engingakwazi ukuyenza. ”

UMark akayedwa.

Kwaphela iminyaka emithathu, izinto zazingezimbi kuMark. Ubeze ngesikhathi sokuphakama kwesakhiwo, waqonda abalingane abaningana kwezentengiselwano yokwakha eBirmingham ababezophuma bathole imisebenzi njengabaqondisi bamaphrojekthi nabaphathi abanezinhlangano zamazwe amaningi, ababeka izisekelo zokuchuma eDubai.

Uyakhumbula, “Emuva kwezinsuku eziyingozi ekuqaleni kuka-2006 uyakhumbula. izindlu eziningana eMirdif, ”usho kanje. “Umsebenzi wawungekho. Ngilethe amanye amadoda amaningi ngaphandle futhi besinabasebenzi abaningi abasebenza cishe akunasikhathi sethu. Kwakungezona izinto ezinkulu, kodwa kwakukhona amathani omsebenzi. ”

Futhi njengoba bekungekho inkathazo ekuqoqeni umsebenzi omningi wokulondoloza, amadoda akhe asebenza, futhi kubonakala sengathi kukhona imali ezayo yokukhokha inkokhelo nokuningi.

Uyakhumbula: “Kwakungekho nkinga yokungakhokhelwa. "Inani elikhulu lalo bekungabantu oxhumana nabo abazimele futhi ubuthola nemali ekugcineni, yize ibikade idonswe emathangeni nakuma-drabs noma sekwephuze amasonto ambalwa."

Njengokuchazwa okuningi okuvela emazweni aseNtshonalanga, uMark wawela ogibeni lokuphila indlela ayephupha ngayo yokukhulela ezweni elinzima futhi elintofontofo eMidlands - ngisho nentombi ebunjiwe, i-4X4, ukubukwa kweMarina nezingubo zokugqoka. Konke sekuphelile, nentombi ibuyele e-Ukraine.

“Ngishayela iSunny eshayekile manje, futhi ngiyahlonishwa uma kwenzeka ngikwazi ukuthola iDh20 yokufaka uphethiloli ngaphakathi,” usho kanje. Ngokuphambene nebanga lamakamelo amabili le-1,800-foot noMarina nombono, kungumbhede egumbini lomgcini wendlu e-Al Ghusais.

“Bekugcwele impela phakathi. Ukudla bekuhambe kahle, kepha bekudingeka ume kulayini amahora amaningi ukuze usebenzise zombili izingcingo lapho, ngemuva kwalokho uthole imizuzu emithathu. ”

Ebuseni, imbali yayiye ngo-Okthoba odlule. KuMarku, inkampani yaba umbhede wameva.

“Ozakwethu ebengisebenza nabo ngokungalindelekile bebengekho,” uyakhumbula. “Bebengazileli emigodini ejwayelekile yokunisela. Lapho bekubona, wahlangana nabo, base begijimile. Isheke livame ukufika kusasa noma ngeviki elizayo, noma ibhange lilinde ukukhipha amasheke amasha. Bekuhlala kunesizathu esithile sokungakhokhelwa. Okunye engikuqondileyo ukuthi bazokweqa umbuso. ”

Izinto zaba zimbi nakakhulu.

“Ibhange lami belingasanikeli. Ngingasinciphisa kanjani isikweletu sami ngemuva kokuthi bengingakhokhelwa futhi nomsebenzi usuqala ukoma? ”

Uyakhumbula kahle umuzwa odilikayo emgodini wakhe lapho ibhuloho lakhe seliqhekekile.

"Ngabona ukuthi anginankinga ngoba ngangikweleta imali engango-Dh270,000 neminye imisebenzi emincane."

Njengomgijimi ohlala eqaphela ukuthi elinye ihhashi lizokuphumelela, uMarku ugxilile ukholelwa ukuthi kungenzeka ukuthi uyifinyelele uma kwenzeka ibhange limbambe kakhulu.

Akuzange.

Uthi: “Izinyanga ezimbalwa ezedlule bekuyisihogo ngokuphelele. "Ubuyele eKiev njengoba isitimela esiphundu safinyelela esiphethweni, ngisamile lapha ngikhokha inani lesikweletu."

Kuyadabukisa, akunjalo?

Yini ongayikholelwa ukuthi kumele kube yisiphi isijeziso sokuthola isheke elihlaselayo? Ungakholwa yini ukuthi kufanele uphathwe njengecala lobugebengu, noma kufanele kube khona izinketho? Kungakhathaliseki ukuthi uphendula u-yebo noma cha, into enhle okufanele uyenze ukubonisana nommeli.

Nomaphi lapho ungaba khona, uma unebhizinisi noma usebenzise nokuhlola kunoma yiziphi izinkampani ongase ube nazo, kudingeka ukuqasha ummeli ukuba akuvikele ngaso sonke isikhathi.

Ukucabanga okungu-1 kokuthi "Qasha Ummeli Wamasheke Ahlaselwe e-UAE"

  1. Hi,
    Nganikezwa isheke elidluliselwe isheke ukubuyiselwa imali mboleko, leyo umboleki ayazisile ayikwazi ukukhokhelwa ngesikhathi. Ngemuva kochungechunge lwezincwadi, nginqume ukukhipha isheke ekupheleni kwenyanga uma kufanele futhi uma kunesidingo ngiludlulisele lolu daba enkantolo yobugebengu neyasekhaya.
    Nginesithakazelo sokuthola ukuthi yiziphi izinkambiso zomthetho nokuthi yiziphi izinto engingayithola ukuze ngithole imali.
    Ngingafinyelelwa ku-050-xxxx.

    Ngiyabonga

Shiya amazwana

Ikheli lakho le ngeke ishicilelwe.

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