Izibalo zakamuva ezivela emaphoyiseni aseDubai zembula inkambiso eshaqisayo: ubugebengu be-white-collar bunyuke ngo-23% phakathi kuka-2022 no-2023, nokulahlekelwa kwezimali okudlula i-AED 800 million. Ake sihlaziye ukuthi lokhu kusho ukuthini kumabhizinisi nakubantu baseDubai.
Umphumela Wehabhu Lezezimali: Kungani Ubugebengu Be-White-Collar Bubalulekile eDubai
Isikhundla seDubai njengesizinda esinamandla kwezezimali emhlabeni wonke sibeke ubugebengu bezezimali ngaphansi kokuhlolwa okukhulu. Njengoba uColonel Ahmed bin Ghalaita ovela eMnyangweni Wezobugebengu Bomnotho Wamaphoyisa e-Dubai echaza, "Izinhlelo zethu zokuthola ulwazi eziyinkimbinkimbi kanye nobudlelwano obunamasu nezinhlaka zomthetho zamazwe ngamazwe ziqinise ikhono lethu lokuhlonza nokushushisa ubugebengu bamakhola amhlophe ngempumelelo kunangaphambili."
Cabanga ngomkhakha wezezimali wase-Dubai njengendawo yemakethe ephithizelayo. Njengoba nje imakethe ematasa iheha abahwebi abasemthethweni nabaqoki, isikhungo sezimali esichumayo singaheha bobabili abatshalizimali abathembekile nabakhwabanisi abayinkimbinkimbi.
Izinhlobo Zobugebengu Obumhlophe Ngaphansi Komthetho we-UAE
Umthetho we-UAE Federal Law No. 34 ka-2021 Wokulwa namahemuhemu kanye nobugebengu be-Cybercrime kanye Nomthetho Wesinqumo Sombuso No. Amacala avamile ahlanganisa:
Ukukhwabanisa kwezezimali kusalokhu kuyinsakavukela umchilo wesidwaba, okubalelwa ku-42% wawo wonke amacala obugebengu abenza abamhlophe e-Dubai. Ukushushumbiswa kwemali kulandela ama-28%, kanti ubugebengu be-inthanethi kanye nokukhwabanisa kwenza ama-18% kanye nama-12% ngokulandelana.
Uhlaka Lwezomthetho e-UAE
Indlela yezomthetho ye-UAE yobugebengu bamakhola amhlophe ihlanganisa izimiso zomthetho ovamile wobugebengu nezinhlaka zesimanje zokulawula. I-Federal Decree-Law No. 31 of 2021 (UAE Penal Code) isebenza njengomthetho oyinhloko, isebenza ngokubambisana nemithetho ekhethekile eqondise izinhlobo ezithile zobugebengu bezezimali.
Izijeziso Zobugebengu kanye nomthelela wazo
Izijeziso Eziyinhloko Zobugebengu Bekhola Elimhlophe e-Dubai, e-UAE
Ikhodi Yobugebengu yase-UAE ibeka izinhlawulo ezinzima ngamacala amhlophe:
Imigomo yokuboshwa isukela kowodwa ukuya koweshumi nanhlanu, kuye ngobukhulu nesilinganiso secala. Isibonelo, icala lakamuva ngo-2023 labona umeluleki wezezimali ozinze eDubai egwetshwa iminyaka eyisikhombisa ejele ngokuqola abatshalizimali i-AED 15 million.
Izijeziso zezezimali zingafinyelela ku-AED 3 million ezimweni ezinzima. Izinkantolo zingaphinda zibeke izinhlawulo ezengeziwe ezilingana nenani lemali eliphindwe kabili elihilelekile esenzweni esingekho emthethweni.
Imiphumela Yesibili Yobugebengu Bekhola Elimhlophe
Ngaphandle kwezijeziso ezisheshayo, abagwetshiwe babhekene:
Ukuhoxiswa kobungcweti kuvame ukudlulela ngale kwesigwebo, kwesinye isikhathi kuvimbele unomphela abantu ukuba babambe izikhundla eziphezulu noma ukuzilolongela emkhakheni wezezimali.
Amandla okumisa impahla nawokudliwa avumela iziphathimandla ukuthi zishaqe impahla nezimpahla ezixhumene nemisebenzi yobugebengu, okuhlanganisa izimpahla zomuntu siqu ezitholwe ngezindlela ezisemthethweni.
Imithelela Yesikhathi Eside Yobugebengu Bekhola Elimhlophe
Professional Impact
Imiphumela yobungcweti yokugwetshwa kwecala lobugebengu e-Dubai mibi kakhulu. Cabangela indaba kaMohammed S. (igama elishintshiwe), owayeyisikhulu sebhange: “Ngemva kokulahlwa yicala lokusebenzisa budedengu izimali, angizange nje ngilahlekelwe isikhundla sami kodwa ngathola kungenakwenzeka ukuthola noma iyiphi indima emkhakheni wezezimali. Ukugwetshwa kwaleli cala kuwuqede nya umsebenzi wami weminyaka engu-20 ebhange.”
Imiphumela Yokufuduka
Kwabangaphandle, ukugwetshwa ngokuvamile kubangela:
Ukudingiswa okuphoqelekile kulandela ukugwetshwa kwamacala amaningi obugebengu, nokuvinjelwa ukungena okusukela eminyakeni emi-5 kuye kophila. Le nqubomgomo ibonisa ukuma okuqinile kwe-Dubai ngobugebengu bezezimali kanye nokuzibophezela kwayo ekugcineni ubuqotho bemakethe.
Izinselele Zokuthola Imali
Ukuthola kabusha ekugwetshweni kobugebengu obumhlophe kuletha izinselelo ezinkulu:
Imithetho yeBhange Eliyinhloko le-UAE idinga izikhungo zezezimali ukuthi zigcine amarekhodi enamacala obugebengu bezezimali, okwenza kube nzima kakhulu kubantu abagwetshiwe ukuvula ama-akhawunti amasha asebhange noma ukufinyelela izinsiza zezezimali.
Intuthuko Yakamuva kanye Nekusasa Le-Outlook nge-White Collar Offence
Izibuyekezo Zomthetho
I-UAE iyaqhubeka nokuqinisa uhlaka lwayo lobugebengu obunamakholomu amhlophe:
Ngasekupheleni kuka-2023, i-Dubai Financial Services Authority (DFSA) yethula izimfuneko zokukhuthala ezithuthukisiwe kanye nezinhlawulo ezikhulayo zokwehluleka ukuthobela imithetho. Lezi zinguquko zibonisa ukuzibophezela kwe-Dubai ekugcineni isithunzi sayo njengesikhungo sezezimali esivikelekile.
Ukubambisana Kwamazwe Ngamazwe
Iziphathimandla zaseDubai zandise inethiwekhi yazo yokusebenzisana namanye amazwe:
Izivumelwano zakamuva ne-Interpol kanye nezikhungo ezinkulu zezezimali zithuthukise ukutholwa kanye nokushushiswa kwamacala ezezimali awela imingcele. Lokhu kubambisana sekuholele ekwenyukeni kwama-35% ekushushisweni ngempumelelo kwamacala okukhwabanisa amazwe ngamazwe.
Izinyathelo Zokuvimbela Nokuhambisana
Izinhlelo Zokuthobela Izinkampani
Izinhlangano ezisebenza eDubai kumele zenze izinhlelo zokuthobela imithetho eziqinile:
Ukucwaningwa kwamabhuku okuvamile, ukuqeqeshwa kwezisebenzi, kanye nezinqubomgomo zokuvikela ama-whistleblower sekuyisibopho ezinkampanini ezisebenza emikhakheni ethile. Ukwehluleka ukugcina izinhlelo ezifanele zokuthobela kungaholela ezijezisweni ezihlukene ngaphansi komthetho we-UAE.
Ukukhuthala Komuntu Ngamunye
Ochwepheshe abasebenza emkhakheni wezezimali waseDubai kumele bakhuthalele kakhulu:
Ukuhlola ingemuva okuvamile nezinqubo zokuqinisekisa ezithuthukisiwe sekuyinkambiso evamile. I-DFSA idinga ochwepheshe bezezimali ukuthi baqeqeshelwe ukuthobela imithetho minyaka yonke kanye nezitifiketi.
Thatha Isinyathelo Ngaphambi Kokuba Sekwephuze Kakhulu
Lapho ubhekene nezinsolo zobugebengu bekhola emhlophe eDubai, isikhathi sibalulekile. Ukungenelela kwezomthetho kusenesikhathi kungaba nomthelela omkhulu kumphumela wecala lakho futhi kusize ukuvikela amalungelo akho kuyo yonke inqubo yezomthetho.
Ungalindi kuze kushaye isikhathi - xhumana nethimba lethu lezomthetho elinolwazi ukuze uthole usizo ngokushesha. Xhumana nathi ukuhlela ukubonisana ku- +971527313952 noma +971558018669.
