Lethathamo la Semolao la ho Reka Lihahi tsa Dubai

Tataiso ea Sebaka sa Maraka sa Thepa ea Dubai

Dubai, e nang le liqhobosheane tse benyang le libaka tse ntlehali tsa naha, e fana ka 'maraka o hohelang oa meaho. Dubai e benya joalo ka lehakoe lefeelleng, e fanang ka menyetla e metle bakeng sa bo-ramatsete ba batlang litumellano tse lefang haholo tsa thekiso ea matlo. E le e 'ngoe ea limmaraka tse chesang ka ho fetisisa tsa thepa ea lefats'e, Dubai e hohela bareki ka melao e lokolohileng ea beng, tlhokahalo e matla ea matlo, le litebello tse benyang.

Haeba u ntse u nahana ka ho tsetela thepa toropong ena e phetheselang, ho bohlokoa ho utloisisa mefuta e fapaneng ea thepa. Dubai e na le libaka tse fapaneng tsa thepa, tse kenyelletsang thepa ea mahala le ea khiriso, thepa e sa reroang le e seng e loketse, hammoho le matlo a bolulo le a khoebo. 

reka setša dubai
dubai real estate
dubai e lumella basele ho ba le thepa

Ke Eng e Etsang Hore Estate ea Dubai e ipiletse hakaale?

Ha re hlahlobeng lintlha tse 'maloa tsa bohlokoa tse etsang hore Dubai e be sebaka se holimo sa lefats'e sa matsete a thekiso ea matlo le meaho:

Boipiletso ba Sebaka le Keketseho ea Baahi

Bahahlauli ba fetang limilione tse 16 ba ile ba etela Dubai ka 2022, ba hoheloa ke mabopo a leoatle, mabenkele le libaka tsa setso. Dubai e boetse e fumane chelete e fetang $30 bilione matsete a kantle ho naha selemong se fetileng. Palo ea baahi ba UAE e ile ea eketseha ka 3.5% ka 2022 le 2023. Ka 2050, Dubai e lebeletse ho amohela baahi ba bacha ba limilione tse 7. Phallo ena ea bahahlauli le baahi ba bacha e netefatsa tlhoko e nepahetseng ea matlo le rente ea Dubai, leha e ka lebisa ho kaho likhang tse bakang joalo ka tieho le litaba tsa boleng haeba bahlahisi ba sokola ho tsamaisana le tlhoko.

Sebaka sa Leano le Likaho tsa Motheo

Dubai e kopanya Bochabela le Bophirimela ka boemafofane ba maemo a lefatše, litsela tse kholo tsa sejoale-joale, le marang-rang a pharalletseng a boema-kepe. Litsela tse ncha tsa metro, marokho le litsamaiso tsa litsela li holisa meaho ea Dubai. Thepa e joalo e tiisa karolo ea Dubai e le setsi sa khoebo le thepa ea Middle East.

Boemo ba Leholimo bo Botle ba Khoebo

Dubai e fa batseteli ba kantle ho naha 100% beng ba khoebo ba se nang lekhetho la lekhetho. Chelete kapa phaello ea hau kaofela ke ea hau. Libaka tse arotsoeng ka khoebo libakeng tse kang Dubai Media City le Dubai Internet City li fana ka litlhophiso tse nang le chelete e ngata bakeng sa lifeme tsa lefats'e. Li-hubs tsena li boetse li lula likete tsa litsebi tse ruileng tsa kantle ho naha tse batlang matlo a maemo a holimo.

Premium Luxury Branding

Bahlahisi ba hloahloa ba Dubai ba rata DAMAK 'me Emaar e ntlafalitse bonono ba bophelo bo mabothobotho, e hohela bareki ba maemo a holimo ba nang le lihlekehleke tsa poraefete, li-villas tse pel'a lebopo la leoatle, le li-suite tsa poraefete tsa penthouse tse bonts'ang likarolo tse ntle joalo ka matamo a poraefete, lirapa tse kahare le lisebelisoa tsa khauta.

Khaello ea Lekhetho la Thepa

Ho fapana le lichaba tse ngata, Dubai ha e lefise lekhetho la thepa ea selemo le selemo. Batseteli ba hirisoang ka pokothong ba fana ka lihlahisoa ntle le lekhetho ha ba ntse ba qoba ho itšeha.

Ha re hlahlobeng hore na basele ba ka rua molemo joang 'marakeng oa thepa ea Dubai.

Ke Mang ea ka Rekang Dubai Real Estate?

ka Molao oa Matlo No. 7 oa 2006, Ho ba le thepa ea Dubai ho itšetlehile ka bochaba ba bareki:

  • Baahi ba UAE/GCC: E ka reka thepa ea mahala kae kapa kae Dubai
  • Basele: O ka reka setša libakeng tse ~ 40 tse khethiloeng tsa mahala kapa ka likonteraka tse ka nchafalitsoeng tsa leasehold.

Bakeng sa ba nahanang ka thepa ea matsete a Dubai bakeng sa chelete ea khiriso, ho bohlokoa ho utloisisa litokelo tsa mong'a ntlo le mohiri ho UAE ho etsa bonnete ba likamano tse bonolo le beng ba matlo.

Freehold Vs. Thepa ea Leasehold

Dubai e lumella basele ho ba le thepa ea mahala libakeng tse khethiloeng, ho fana ka litokelo tse felletseng tsa beng. Leha ho le joalo, ho bohlale ho utloisisa lintlha tsa molao joalo ka Molao oa lefa oa UAE bakeng sa li-expats ha ho hlophisoa thuo. Ka lehlakoreng le leng, meaho e hirisoang e fana ka botho bakeng sa nako e itseng, hangata lilemo tse 50 kapa 99. Likhetho ka bobeli li na le melemo ea tsona, 'me khetho ea hau e lokela ho lumellana le lipakane tsa hau tsa nako e telele.

Off-Plan Vs. Thepa e Itokisitseng

Na u khahloa ke thabo ea ho reka setša pele se hahuoa kapa u khetha ntho e seng e loketse ho lula ho eona hang-hang? Thepa e sa reroang e fana ka poloko e ka bang teng ea litšenyehelo empa e kenyelletsa kotsi e eketsehileng. Ka lehlakoreng le leng, thepa e itokisitseng e loketse ho falla empa e ka tla ka theko e phahameng. Qeto ea hau e itšetlehile ka mamello ea hau ea kotsi le kemiso ea nako.

Bolulo Vs. Thepa ea Khoebo

Thepa ea bolulo e sebeletsa beng ba matlo le bahiri, athe thepa ea khoebo e etselitsoe likhoebo. Ho utloisisa li-nuances lipakeng tsa mekhahlelo ena ho tla u thusa ho fokotsa likhetho tsa hau.

Re tla shebana haholo le ho ba beng ba mahala kaha ho fana ka litokelo tse felletseng tsa thepa le taolo bakeng sa batseteli.

Mehato ea ho Reka Thepa ea Dubai

Latela 'mapa ona o akaretsang ha u reka thepa ea Dubai u le molichaba:

1. Fumana Thepa e nepahetseng

  • Hlalosa likhetho tse kang boholo, likamore tsa ho robala, lisebelisoa, tikoloho.
  • Ipehele palo ea litheko tseo u li batlang
  • Batlisisa litefiso tsa 'maraka bakeng sa mefuta e lakatsehang ea thepa libakeng tse itseng

U ka bala lethathamo la thepa ho li-portal tse kang PropertyFinder, Bayut kapa ua kopa moemeli oa lehae oa thekiso ea matlo ho u thusa ho etsa tlhahiso ea likhetho.

Zero ho thepa e ka bang 2-3 ka mor'a ho shebella manane le ho kenya letsoho ho tsoa ho moemeli oa hau.

2. Fana ka Tlhahiso ea Hao

  • Buisana ka lipehelo tsa theko ka kotloloho le morekisi/mohlahisi
    • Fana ka 10-20% ka tlase ho theko e botsoang bakeng sa kamore ea ho sisinyeha
  • Hlalosa maemo ohle a theko lengolong la hau la tlhahiso
    • Mokhoa oa ho reka (chelete/mokoloto)
    • Theko & kemiso ea tefo
    • Letsatsi la thepa, maemo a thepa
  • Etsa hore tlhahiso ea theko e tlamehe ka 10% depositi e tiileng ea pele

Hira 'muelli oa molao oa thepa ea lehae ho ngola / ho fana ka tlhahiso ea hau. Ba tla phethela tumellano ea thekiso hang (haeba) morekisi a amohela.

Haeba mohlahlami a hloleha ho fana ka thepa ho latela kemiso ea konteraka kapa litlhaloso, e tla ba a tlolo ea molao ea konteraka ho ba bulela monyetla oa ho kena molaong.

3. Saena Tumellano ea Thekiso

Konteraka ena e hlalosa khoebo ea thepa ka lintlha tse nyane tsa molao. Likarolo tse kholo li kenyelletsa:

  • Boitsebiso ba moreki le morekisi
  • Lintlha tse felletseng tsa thepa - sebaka, boholo, lintlha tsa moralo
  • Theko sebopeho - theko, moralo oa tefo, mokhoa oa ho fana ka lichelete
  • Letsatsi la thepa le mokhoa oa phetisetso
  • Mantsoe a tšohanyetso - maemo a ho felisoa, litlolo, likhohlano

Sheba lintlha tsohle ka hloko pele u saena (Memorandum of Understanding) MOU

4. Ak'haonte ea Escrow & Lichelete tsa Deposit ke Baetsi 

  • Liakhaonto tsa Escrow li boloka chelete ea bareki ka mokhoa o sireletsehileng nakong ea thekiso
  • Beha chelete eohle bakeng sa litšebelisano tsa chelete
  • Deposit mortgage down payment + ditefello bakeng sa ditumellano tsa ditjhelete
  • Bahlahisi bohle ba Dubai ba fana ka lits'ebeletso tsa escrow ka libanka tse tšepahalang

5. Fumana Litumello & Ho Fetisetsa Beng

Moemeli kapa ramolao oa hau o tla:

  • Fumana Setifikeiti sa No Objection (NOC) ho tsoa ho moqapi
  • Fumana litefiso tse phahameng tsa lisebelisoa
  • Tokomane ea phetisetso ea botho ba faele ka Lefapha la Naha la Dubai
  • Lefa tefiso ea ngoliso ea phetisetso (4% ea boleng ba thepa)
  • Ngodisa thekiso le balaodi ba taolo
  • Fumana Title Deed e ncha ka lebitso la hau

Mme voila! Hona joale u na le thepa ho e 'ngoe ea limmaraka tse ratoang haholo ke batseteli lefatšeng.

Tlhokomelo ea Bohlokoa le Tlhophiso

Pele o phethela tumellano leha e le efe ea thepa, ho ba hlokolosi ka hloko ho bohlokoa ho qoba likhohlano tse ka bang teng tsa molao.

Bohlokoa ba Netefatso ea Title Deed

Ho netefatsa beng ba thepa ka litokomane tsa thaetlele ho ke ke ha buisanoa. Etsa bonnete ba hore boemo ba molao ba thepa bo hlakile pele o tsoela pele.

Ha ho Litlhokahalo tsa Setifikeiti sa Khanyetsano (NOC).

Li-NOC li ka hlokoa bakeng sa thekiso ea thepa e amang lichaba kapa maemo a itseng. Ho bohlokoa ho utloisisa hore na li ka li fumana neng hona joang.

Setifikeiti sa ho Phetha Moaho (BCC) le Mekhoa ea Kabo ea Phano

Ha u reka thepa e sa reroang, ho tseba mokhoa oa ho fana ka BCC le ho fana ka thepa ho netefatsa phetoho e bonolo ho tloha ho mohlahlami ho ea ho mong'a eona.

Ho Lekola Melato le Melato e Ikemetseng

Likoloto tse sa lebelloang kapa li-encumbrances li ka thatafatsa litšebelisano tsa thepa. Ho bohlokoa ho hlahloba ka botlalo.

Ho Hlokahala Mekhoa e Molemo ka ho Fetisisa ea ho Qoba Likhohlano tsa Molao

Ho kenya ts'ebetsong mekhoa e metle ka hloko ke thebe ea hau khahlanong le likhohlano tse ka bang teng tsa molao nakong e tlang.

fumana thepa dubai
thekiso ea matlo
sechaba se kopaneng dubai

Litšenyehelo: Ho reka Dubai Real Estate

Kenya litšenyehelo tsena ho tekanyetso ea hau ea theko ea thepa joalo ka moreki oa kantle ho naha:

Peeletso

  • Ho na le tefo ea chelete ea 10% ho tsoa theko ea thekiso ea thepa e seng e felile, le tefo ea chelete ea 5-25% ho tsoa theko ea thekiso ea thepa e sa reroang ho latela moqapi.
  • 25-30% bakeng sa litumellano tsa mortgaged

Litefiso tsa Phetisetso ea Naha ea Dubai: 4% ea boleng ba thepa le litefiso tsa Ngoliso le litšebeletso

Thekiso ea Matlo: 2%+ ea theko ea theko

Phetisetso ea Semolao le ea Beng: 1%+ ea boleng ba thepa

Phekolo ea Mortgage: 1% + chelete ea mokoloto

Ngoliso ea Thepa Lefapheng la Mobu (Oqood): 2%+ ea boleng ba thepa

Hopola, ho fapana le linaha tse ngata, Dubai ha e lefelle lekhetho la selemo le selemo la thepa. Chelete e tsitsitseng ea khiriso e kena lipokothong tsa hau ntle le lekhetho.

Mokhoa oa ho Fetola Thepa ea Dubai

Ka moralo o nepahetseng oa lichelete, hoo e batlang e le moreki e mong le e mong a ka tšehetsa theko ea thepa ea Dubai. Ha re hlahlobeng likhetho tse tsebahalang tsa lichelete.

1. Tefo ea Chelete

  • Qoba tsoala ea kalimo le litefiso
  • Mokhoa o potlakileng oa ho reka
  • Eketsa lihlahisoa tsa khiriso le taolo ea beng

Ka tlase: E hloka mehloli e mengata ea chelete ea metsi

2. Mortgage Finance

Haeba o sa khone ho reka ka chelete, mekoloto ea banka e fana ka chelete ea 60-80% ho batseteli ba tšoanelehang ba thepa ea Dubai.

  • Tumello ea pele e netefatsa hore na o na le tokelo ea ho alima chelete
  • Litokomane tse hlokahalang li hlahloba lichelete, lintlha tsa mokitlane, botsitso ba chelete
  • Sekhahla sa tsoala se fapana ho tloha ho 3-5% ho ba alimang ba tsebahalang
  • Mekoloto ea nako e telele (lilemo tse 15-25) e boloka litefo li le tlase

Hangata mekoloto ea matlo e tšoanela basebetsi ba lefuoang ka meputso e tsitsitseng.

Mortgage Downsides

  • Ts'ebetso ea nako e telele ea kopo
  • Litšitiso tsa chelete le tumello ea mokoloto
  • Litšenyehelo tse phahameng tsa khoeli le khoeli ho feta tse rekoang ka chelete
  • Likotlo tsa ho lefa pele ho nako

Batseteli ba ikemetseng ba ka hloka ho fana ka litokomane tse ling kapa ho khetha mokhoa o mong oa ho fumana lichelete ka baalimi ba poraefete.

3. Developer Financing

Bahlahisi ba holimo ba rata DAMAC, AZIZ kapa SOBHA fana ka mananeo a tloaelehileng a lichelete a kenyeletsang:

  • Merero ea ho lefa ea 0%.
  • Litheolelo bakeng sa ho reka ka chelete
  • Likarete tsa mokoloto tse kopanetsoeng tse nang le meputso e khahlang
  • Libonase tsa Referral & botšepehi

Litšusumetso tse joalo li fana ka phetoho ha u reka ka kotloloho ho tsoa ho baetsi ba thepa ba khethiloeng.

Setsebi Tataiso ea Matlo ea Dubai

Ka ts'epo, joale u utloisisa monyetla o motle oa matsete a thekiso ea matlo a Dubai. Leha mokhoa oa ho reka o hloka mekhoa e fapaneng, Re thusa batseteli ba kantle ho naha

Ha u ntse u batla thepa, baemeli ba nang le boiphihlelo ba u thusa ka:

  • Litherisano tsa pele tsa 'maraka
  • Intel le tataiso ea litheko
  • Maikutlo le litlhahlobo bakeng sa likhetho tse khutšoane
  • Tšehetsa lipuisano tsa bohlokoa tsa ho reka

Nakong eohle ea ho reka, baeletsi ba inehetseng ba thusa:

  • Hlahloba lipehelo 'me u hlalose litefiso/litlhokahalo
  • Kopanya bareki le babuelli ba molao le baeletsi ba tšepahalang
  • Nolofatsa lipono le ho thusa ho phethela thepa e nepahetseng
  • Kenya le ho sala morao likopo/likopo tsa theko
  • Khokahano lipakeng tsa bareki, barekisi le mekhatlo ea mmuso
  • Netefatsa hore phetisetso ea botho e phethetsoe ka nepo

Tataiso ena e se nang moeli e felisa hlooho e opang mme e netefatsa litabatabelo tsa hau tsa thepa ea Dubai li tsoela pele hantle ho tloha qalong ho fihlela qetellong.

LUMELA DUBAI TORO EA HAO E KHALE

Joale u tšoere linotlolo tsa ho notlolla chelete ea hau Dubai sehalalelo. Ka ho sebelisa malebela a ho reka a tataiso ena ka konsarete le thuso ea moemeli oa litsebi, pale ea katleho ea thepa ea hau e emetse.

Khetha sebaka sa hau se loketseng. Fumana folete e ntle e nang le pono e holim'a marulelo kapa villa e ikemetseng e lebopong la leoatle. Chelete ho reka ka tekanyetso ea hau. Ebe u shebella lipoelo tse khotsofatsang li tsoa karolong ea hau ea lebelo la khauta la Dubai ha sebaka sena se ntse se hola le ho ruisa batseteli.

Se ke oa fetoa ke monyetla oa ho boloka bokamoso ba hau! Ikopanye le rona hanghang ho hlophisa kopano ho buisana ka litaba tsa hau tsa thekiso ea matlo (reka le ho rekisa thepa ka rona).

Re letsetse kapa u re whatsappe hona joale bakeng sa kopano e potlakileng ho + 971506531334 + 971558018669

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