Chii chinoitika kana ukasabhadhara chikwereti kana kiredhiti kiredhiti mukaka ku UAE?

Kana iwe usingakwanisi kana kufambisa nemubhadharo wekadhi rako rechikwereti kana zvimwe zvikwereti, saka zvinogona kunyatso kunetsa mukufamba kwenguva uye kana uri Brazil, ipapo iwe uchave uine nguva yakaoma chaizvo.

Kana munhu achinyorera a kiredhiti kadhi muUAE, inobuda mabhangi anotora asina cheki sevimbiso yekubhadhara zvikwereti zvavo. Dambudziko rinotanga iwe default pamabasa ako ekubhadhara.

Zvikwereti-Kuunganidzwa Magenge

Yekutanga bhurawu kumusoro yaungave iri nevane chikwereti ekuunganidza masangano kana zvakananga kune vakweretesi. Vacha tanga kukufonera iwe uye wobva watanga kuvhima pekugara kwako nehofisi yako kuti utore mari dzinobhadharwa. Iko kuchaedza kukunyengetedza iwe nenzira ine hunyoro kana yakashata - iyo degree zvichienderana nemaitiro aunoita navo.

Dhipatimendi reBlank Cheki yako

Kana kunyangwe mushure mekuramba uchinyengerera, hauratidze ako account yechikwereti kana kadhi rechikwereti, ipapo bhangi richadaro dhipoziti dzako checks zvekubvisa, izvo zvavakange vawana kubva kwauri, Kana Cheki zvatanga zvabviswa, mapurisa emapurisa anouya mumufananidzo.

Nyaya Yemapurisa Inopesana Newe

Kana cheki chako chikasaswa, ipapo panomhan'arwa mhosva yemapurisa. Pakutanga tarisa bounce yaimbove mhosva yechivanhu muUAE, asi shanduko dzichangobva kuitika mumutemo dzakaita cheki yekupomera mhosva. Saka iwe unogona kushungurudza svutugadzike kuti pasi pemitemo mitsva, hawaizosungwa.

Asi mapurisa acharamba akatarisa pauri kuti usaedza kutiza nyika.

Score Score Inoenda Toss

Mhedzisiro yacho yekusabhadhara kiredhiti kadhi rako kana imwe chikwereti chechikwereti kunze kwekutarisana nevakweretesi-nevatungamiriri vemapurisa ndeyekuti yako chikwereti chiratidzo inokuvara. Izvi zvinoreva kuti mune ramangwana, masangano mazhinji emari haazokweretesi iwe mari. Zvakare. iwe uchamiswa kubva mukumbira chero nzvimbo yezvikwereti kubva ku mabhengi.

Mumakore mashoma apfuura, kune vazhinji vanoenda kune dzimwe nyika vakatiza Dubai kana UAE nekuti vakatadza kubhadhara chikwereti chavo. Asi ivo vachiri vane chikwereti mumaziso emabhangi nehurumende yeUAE. Zvisinei, kumwe kurongedzerwa kwakaitwa kwekutadza vanokwereta kuti vapinde munyika nenzira iri nyore, chero bedzi vachizobhadhara chikwereti chavo chiripo nemabhangi.

Maitiro Ekunyorera zvakare UAE kana Dubai kana iwe uri Chikwereti Defaulter?

Aya matanho aunofanirwa kupfuura nawo kuti mukweretesi akasarudzika apinde muUAE kana Dubai kamwezve: -

  • Sarudza Mumiriri

Paunenge uri kunze kwenyika, iwe unoda munhu kuti azvimiririre mu UAE. Uyu anogona kuve chero munhu waunovimba naye uye anogona kupa masimba egweta panzvimbo pako, kubata nemasangano emari kana mabhanga. Mabhangi mazhinji anogamuchira tsamba iri nyore yekubvumidzwa.

  • Bvumirana pakugadziriswa neBhangi

Paunenge iwe waitwa nekugadzwa kwemumiriri, chinhanho chinotevera ndechekukurukura huwandu hwekugadziriswa pamwe nebhangi. Nguva zhinji, mabhangi anoda kupa kusvika ku50% yewavers pane yako kadhi rechikwereti kana imwe chikwereti chakashata kana vakawona kuti iwe uri pachokwadi nezvekubhadhara. Chengetedza yakanyanya kubhadhara mazwi pamwero unogamuchirwa.

Chikonzero iwe usingade kuroja chero munhu asi gweta nderekuti iwe unoda mukwikwidzi akanaka kutaurirana iwe. Kunyangwe asiri-magweta angaita, asi haazove anokwanisa kuverenga pakati pemitsetse yakanaka.

  • Iva Nezvese Zvakanyorwa

Paunenge uchinge wataura nezvekugadzirisa, chikamu chinotevera ndechekunyora zvese pasi pabepa rekutsamba uye sitampu. Chikonzero ichi chakakosha kuti nguva zhinji, mapurisa ebhengi nevashandi vanowanzoendeswa uye mukuru mutsva anotarisira angada kujekerwa kwehuwandu hwese husiri hwakasarudzika uye kwete huwandu hwakagadziriswa.

Nekudaro, zvakakosha kuva nezvese zvakasviba nechena kuitira kuti uve nehupfumi hwechokwadi kana mabhangi achida imwe mari.

  • Bvunza kuti Hapana Cheti Chekuita uye zvimwe zvitupa zvekupihwa

Paunenge iwe wagadzirisa iyo account pamwe neako waakakweretesa, kumbira a no chikwereti chitupa chinosimbisa kuti iwe wadzosera chikwereti chose. Zvekare, kumbira chitupa kuti chiendeswe kumapurisa anosimbisa kuti iwe wakabhadhara chikwereti chekubvisa nyaya yemapurisa yauri kupomerwa.

Nguva zhinji, mabhangi anotungamirirawo zvakananga mapurisa nezve kuvharwa kwechikwereti account. Izvi zvinowanzoita anenge mavhiki maviri.

  • Tora Chitupa chekubvisa Mapurisa

Mushure megwaro rekubhenekerwa kubhengi, tora chitupa kubva kune mapurisa, kuti ubvise mhosva ipi neipi iri kumirira iwe. Mapurisa anodzima mhosva yacho newe. Nekudaro, simbisa kuve negwaro rakanyorwa rinosimbisa zvakafanana kubva kuvakuru vemapurisa.

Kazhinji kazhinji, iwe waizofanira kutanga maitiro ekuwana chitupa chekubvumidzwa nemapurisa nekubata nhume yako uye uteedzere mirayiridzo yakafanana.

  • Yemahara Yekupinda zvakare UAE

Nezvose zvikwereti zvisingaenzaniswi uye kadhi rechikwereti rinoda kubhadharwa, uye zvese zvakajeka zvakawanikwa, iwe unodzokera kunyika ichave yakapfava uye inonakidza. Iwe hauchazo shungurudzika nezvevashandi vekuunganidza, kana mabhanga kana mapurisa emapurisa ari kukunetsa.

10 pfungwa pane "Chii chinoitika kana ukasabhadhara chikwereti kana kadhi rechikwereti muripo muUAE?"

  1. Ndine chikwereti changu cheNoor Bank uye yangu iri kuremerwa mari ndeye AED 238,000. Ini handishande kubva muna Nyamavhuvhu 2017 uye EMI yangu yemwedzi inobviswa kubva kune yangu gritiity. Ikozvino kana mari yangu yapera ini ndotadza kubhadhara. Chii chichaitika kana ndikasabhadhara mari yangu. Kana nyaya yemapurisa ikanyoreswazve saka ndinofanira kutongerwa mazuva mangani kana mwedzi yakawanda.

  2. Ini ndinonzi PArul Arya, ndakagara muUAE kwemakore makumi maviri asi gore rakapera ndakave nekurasikirwa kwakanyanya mubhizinesi nekudaro ndaifanira kusiya nyika. Ini ndaive nezvikwereti zvezvivakwa zviviri uye 20 kiredhiti kadhi rechikwereti…. Neimwe nzira mukurasikirwa ndakakwanisa kutengesa zvivakwa uye kubvisa zvikwereti asi handina kukwanisa kubhadhara mari yemakadhi echikwereti
    yangu izere yakasarudzika ndeye:
    Emirates NBD: 157500
    RAK Bank: 54000
    Dubai Kutanga: 107,000

    Ini ndakabhadhara yakawanda yenguva shoma mabhadharo asi zvakadaro mari iri kuramba ichiuya ichiwedzera uye yakawanda… izvozvi i hv hapana kana mari yekubhadhara futi. Asi ini ndinoda chaizvo kuti zita rangu rijekeswe
    uchagona kubatsira here? Kana hongu, Nditumirewo email.
    Kunyangwe i hv hapana zvirongwa zvekuzombouya kuAU asi ndichiri kuda kujekesa zita rangu. Ini handisi munhu anochengeta anyones mari

  3. handina kubhadhara 113k kubhengi. vatorwa vachandibata ku aiport? ko nyaya yemapurisa? ndichagara mujeri kusvikira rini?

  4. ndine kadhi rechikwereti kubva kune mash req bank, ikozvino aed 6000 yakadikanwa uye yakazara istenti aed 51000, isina kubhadharwa mwedzi wadarika. pavanodaidza nguva iyoyo ndakaudza ichabhadhara.
    asi ivo vanokanda cheki zvakanyanya.

    -Kuraira kuraira mushure memwedzi mingani ivo ivo vanozo bvisa cheki
    - Mapurisa achasunga

  5. Muhammad Loqman

    Mhoroi, ndine chikwereti changu che57k & 25k chikwereti chemota & chisina basa. Ndine chikwereti chimwe chete chakamirira kubva kune zvikwereti zvese uye bhangi rakanditumira yambiro yekupedzisira ichiti macheki angu achakwidzwa & nyaya yehurumende ichamisirwa kudonha kwekufamba.
    Pls. Zano pa wat rinoda kuitwa.

  6. Mhoro,

    Ndine chikwereti changu che25k uye 3 makadhi echikwereti akasiyana nekuti sa 55k, 35k abd 20k uye handishande.
    Ndapota vaudza.

    Parizvino kutsvaga basa idzva kutanga kudzosera zvikwereti zvangu.

  7. Bijendra Gurung

    Kwaziwai,
    Ndiri kungoshanda pano muUAE uye mukadzi wangu ane vhiza yanga iri pasi peyangu rutsigiro abva munyika nekuda kwedenda iri sezvo kambani yake yakanga yavapa zororo risingabhadharwe kwenguva refu. Panguva imwecheteyo yaakakumbira kubvuma kusiya chigaro & kugadzirisa Kubhadhara kwakaitwa nekambani yake uyezve ivo vaive vakachengeta kadhi rake rebasa richishanda nesarudzo kana achifarira kujoina saka anogona kana achinge adzoka. Saka parizvino kadhi rake rebasa rakapera uye harina kuvandudzwa sezvo vachida chitupa chekupupura kuti vadaro. Nekudaro iyo kambani haina mukana wekuvhura zvekare. Ane chikwereti chakasarudzika che40K nebhangi uye Babk akamutendera kudzoserwa kwemwedzi mishoma.
    Mune nyaya iri pamusoro, chii chichaitika kana akasazodzoka kuAU?
    Ndichiri kukwanisa kudzima vhiza yake nepasipoti yake chete?

  8. Mhoro,
    Ndine chikwereti changu cheAED 121000 / -. Bhanga rakandipa witha deferment.
    Cc yeAED 8k. Uku kune Dubai Chekutanga Bank uye ivo havasi Kuda kundipa deferment. An wekunze chikwereti kuunganidza mubatanidzwa ari callinh me ikozvino uye vachiti ivo vachaisa cheki. Ini ndanga ndisingashandi kubva munaGunyana 2019. Ndokumbirawo zano izvo zvandinogona kuita.

  9. Kana ndine nyaya mudare uye ndakapihwa mhosva yekubhadhara uye ini ndisina mari chii chichaitika kwandiri pakupedzisira

  10. Ndine 6k kiredhiti kadhi kubhadhara nekuda kwedenda ini handigone kubhadhara pamwedzi uye zvechokwadi kunonoka kwemubhadharo, uye zvakaoma, dhipatimendi rekuunganidza rinoramba richindisheedza uye richindivhiringidza. Chaizvoizvo, handidi kushanda nemazvo coz kunyangwe nguva yekushanda kana ndikarasikirwa nhare, ivo vanotumira mameseji eWhatsApp, maemail… Havazomirira…

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