Zazachuma ku UAE ndi Zotsatira Zake

Mlandu wachuma umanena za ntchito zosaloledwa kuphatikizira kuchitapo zandalama mwachinyengo kapena kusaona mtima kuti munthu apindule nazo. Ndizovuta komanso zovuta padziko lonse nkhani yomwe imathandizira milandu ngati kuwononga ndalama, zigawenga zandalama, ndi zina. Bukuli lathunthu limafotokoza za serious zoopseza, kutali zotsatira, zaposachedwa mumaganiza, komanso yothandiza kwambiri zothetsera zolimbana ndi umbanda wachuma padziko lonse lapansi.

Kodi Upandu Wazachuma ndi Chiyani?

Upandu wachuma imakhudza chilichonse zolakwa zosaloledwa kuphatikizapo Kupeza ndalama kapena katundu mwachinyengo kapena mwachinyengo. Magulu akuluakulu ndi awa:

  • Kusamba ndalama: Kubisa magwero ndi kayendedwe ka ndalama zosaloledwa kuchokera ntchito zaupandu.
  • Chinyengo: Kunyenga mabizinesi, anthu, kapena maboma kuti apeze phindu lazachuma kapena katundu wosaloledwa.
  • Zigawenga: Kuba, chinyengo, kapena upandu wina wopangidwa ndi tekinoloje kuti upeze phindu.
  • Malonda amkati: Kugwiritsa ntchito molakwika zidziwitso zamakampani azinsinsi popeza phindu pamsika.
  • Ziphuphu/katangale: Kupereka zolimbikitsa monga ndalama kuti zikhudze machitidwe kapena zisankho.
  • Kupewera msonkho: Osalengeza ndalama kuti apewe kupereka msonkho mosaloledwa.
  • Ndalama zachigawenga: Kupereka ndalama zothandizira malingaliro augawenga kapena zochitika.

osiyanasiyana njira zosaloledwa thandizani kubisa umwini weniweni kapena magwero a ndalama ndi zina katundu. Umbava wazachuma umapangitsanso milandu yayikulu monga kuzembetsa mankhwala osokoneza bongo, kuzembetsa anthu, kuzembetsa, ndi zina zambiri. Mitundu ya kutengeka monga kuthandizira, kutsogolera kapena kukonza chiwembu chochita zandalama izi ndizosaloledwa.

Ukadaulo wotsogola komanso kulumikizana kwapadziko lonse lapansi kumathandizira kuti umbanda wazachuma ukhale wopambana. Komabe, odzipereka padziko lonse lapansi mabungwe zikupita patsogolo zothetsera kuti athane ndi chiwopsezo chaupanduchi mogwira mtima kuposa kale.

Mitundu Yaikulu Yamilandu Yazachuma ku UAE

Tiyeni tiwone mitundu ikuluikulu yaupandu wazachuma womwe ukukulitsa chuma chapadziko lonse lapansi.

Kusamba kwa Ndalama

The tingachipeze powerenga ndondomeko of kuchotsera ndalama ili ndi magawo atatu ofunika:

  1. Kuyika - Kuyambitsa ndalama zosaloledwa m'dongosolo lalikulu lazachuma kudzera pa madipoziti, ndalama zamabizinesi, ndi zina.
  2. Layering - Kubisa njira zandalama kudzera muzochitika zachuma zovuta.
  3. Kuphatikiza - Kuphatikiza ndalama "zoyeretsedwa" kubwerera kuchuma chovomerezeka kudzera muzogulitsa, kugula zinthu zapamwamba, ndi zina.

Kubera ndalama sikumangobisa zotulukapo zaupandu koma kumatheketsa kuchitanso zaupandu. Mabizinesi atha kuyiyambitsa mosadziwa popanda kuzindikira. Chifukwa chake, malamulo odana ndi kuba ndalama zapadziko lonse lapansi (AML) amalamula kuti mabanki ndi mabungwe ena azitsatira malamulo okhwima oletsa kuwononga ndalama. Mu gawo labwino, UAE idachotsedwa pagulu la Financial Action Task Force (FATF) "mndandanda wa imvi" mu February 2024, kusonyeza kupita patsogolo kwa dziko pakulimbitsa malamulo ake a AML.

Chifukwa chake, dziko lapansi anti-money laundering (AML) malamulo amalamula kuti azikakamizika kupereka malipoti ndi njira zotsatiridwa ndi mabanki ndi mabungwe ena kuti athe kuthana ndi kuba ndalama mwachinyengo. Next-gen AI ndi mayankho ophunzirira pamakina atha kuthandizira kuzindikira akaunti yokayikitsa kapena machitidwe opangira.

Chinyengo

Global zotayika kuti chinyengo chamalipiro yekha anaposa $ Biliyoni 35 mu 2021. Zachinyengo zamitundumitundu zimatengera luso laukadaulo, kuba zidziwitso, ndi uinjiniya wamagulu kuti athandizire kutumiza ndalama mosaloledwa kapena kupeza ndalama. Mitundu ikuphatikiza:

  • Chinyengo pa kirediti kadi
  • Chinyengo
  • Kusagwirizana kwa imelo ya bizinesi
  • Ma invoice abodza
  • Chinyengo chachikondi
  • Ponzi/pyramid schemes
  • Chinyengo chachinyengo
  • Chinyengo cholanda akaunti

Chinyengo chimaphwanya kukhulupirirana pazachuma, chimayambitsa mavuto kwa ozunzidwa, ndipo chimawonjezera mtengo kwa ogula ndi opereka ndalama mofanana. Kusanthula kwachinyengo ndi njira zowerengera ndalama zazamalamulo zimathandizira kuwulula zinthu zomwe zimakayikitsa kuti mabungwe azachuma ndi mabungwe otsatila malamulo afufuze.

“Upandu pazachuma ukuchulukirachulukira. Kuyatsa nyali pamakona ake amdima ndi sitepe yoyamba kuti muthe kuiphwasula.” - Loretta Lynch, wakale wa Attorney General waku US

Zigawenga

Kuukira kwa intaneti motsutsana ndi mabungwe azachuma kudakwera 238% padziko lonse lapansi kuyambira 2020 mpaka 2021. zandalama zapaintaneti ngati:

  • Crypto chikwama / kusinthana hacks
  • ATM jackpotting
  • Kirediti kadi skimming
  • Kubedwa zitsimikizo za akaunti yakubanki
  • Kuwomboledwa kwa dipo
  • Zowukira pamabanki am'manja / ma wallet a digito
  • Chinyengo choloza ntchito zogulira-pano-kulipirira pambuyo pake

Kutayika kwa umbava wapadziko lonse lapansi kumatha kupitilira $ 10.5 zankhaninkhani, pazaka zisanu zotsatira. Ngakhale chitetezo cha pa intaneti chikupitilirabe kukula, ozembera akadaulo amapanga zida ndi njira zotsogola zofikira anthu mosaloledwa, kuphwanya deta, kuwononga pulogalamu yaumbanda, ndi kuba ndalama.

Kutaya Misonkho

Kupewa misonkho padziko lonse lapansi komanso kuzemba kochitidwa ndi mabungwe ndi anthu okwera mtengo akuti kukuposa $500-600 biliyoni pachaka. Zovuta zapadziko lonse lapansi ndi malo amisonkho amathandizira vutoli.

Kupewera msonkho kumawononga ndalama zomwe anthu amapeza, kumawonjezera kusagwirizana, komanso kumawonjezera kudalira ngongole. Imaletsa ndalama zomwe zingapezeke zothandizira anthu onse monga zaumoyo, maphunziro, zomangamanga, ndi zina. Kugwirizana kwapadziko lonse lapansi pakati pa opanga mfundo, owongolera, mabizinesi, ndi mabungwe azachuma angathandize kuti misonkho ikhale yabwino komanso yowonekera.

Zolakwa Zowonjezera Zachuma

Mitundu ina yayikulu yaupandu wazachuma ndi:

  • Malonda amkati - Kugwiritsa ntchito molakwika zidziwitso zosagwirizana ndi anthu kuti apeze phindu pamsika
  • Ziphuphu/katangale -Kulimbikitsa zisankho kapena zochita pogwiritsa ntchito zolimbikitsa zachuma
  • Kuzemba zilango - Kuzungulira zilango zapadziko lonse lapansi kuti mupeze phindu
  • Zonama - Kupanga ndalama zabodza, zikalata, zinthu, ndi zina.
  • Kugulitsa - Kunyamula katundu/ndalama zosaloledwa kudutsa malire

Umbava wazachuma umalumikizana pafupifupi mitundu yonse ya zigawenga - kuyambira mankhwala osokoneza bongo komanso kuzembetsa anthu kupita ku uchigawenga ndi mikangano. Kusiyanasiyana kwakukulu ndi kukula kwa vutoli kumafuna kugwirizanitsa kwapadziko lonse.

Zilango pamilandu yosiyanasiyana yazachuma ku UAE

Upandu WachumaMalamulo OyeneraChilango chamtundu
Kusamba kwa NdalamaLamulo la Federal No. 4/2002 (monga lasinthidwa)Zaka 3 mpaka 10 m'ndende komanso/kapena chindapusa cha AED 50 miliyoni
ChinyengoLamulo la Federal No. 3/1987 (monga lasinthidwa)Zimasiyanasiyana, koma nthawi zambiri mpaka zaka 3 kundende ndi/kapena chindapusa
ZigawengaLamulo la Federal No. 5/2012 (monga lasinthidwa)Chindapusa kuchokera ku AED 50,000 mpaka AED 3 miliyoni, komanso/kapena kumangidwa zaka 10
Kutaya MisonkhoLamulo Lachigawo-Lamulo Na. 6/2017Zindapusa kuchokera ku AED 100,000 mpaka AED 500,000 komanso kumangidwa
ZonamaLamulo la Federal No. 6/1976Mpaka zaka 10 kundende ndi/kapena chindapusa
Ziphuphu/ZiphuphuLamulo la Federal No. 11/2006 (monga lasinthidwa)Mpaka zaka 7 kundende komanso/kapena chindapusa cha AED 1 miliyoni kwa opereka ndi olandira
Kugulitsa KwinaLamulo la Federal No. 8/2002 (monga lasinthidwa)Mpaka zaka 5 kundende komanso/kapena chindapusa cha AED 10 miliyoni

Kufufuza ndi Kuyimba milandu yazachuma ku Dubai

Kufufuza Zazachuma ku Dubai:

  1. lipoti: Kupereka malipoti a milandu yazachuma kumathandizidwa kudzera munjira zomwe zasankhidwa, mwina polumikizana ndi Apolisi aku Dubai kapena oyang'anira zachuma, kutengera mtundu wa cholakwacho. Mwachitsanzo, zomwe zikuganiziridwa kuti zakubera ndalama zidzakambidwa ku Financial Intelligence Unit (FIU).
  2. Kufufuza Koyamba: Gawoli likuyamba ndi kusonkhanitsa umboni wokwanira, wophatikiza kusanthula mozama za mbiri yazachuma, kufunsa mafunso ndi mboni zoyenera, komanso mgwirizano pakati pa apolisi aku Dubai, Public Prosecution, ndi magawo apadera monga dipatimenti yachitetezo chachuma ku Dubai.
  3. Mgwirizano Wolimbikitsidwa: Memorandum of Understanding yomwe yakhazikitsidwa posachedwapa pakati pa Ofesi Yoyang'anira AML/CFT ya UAE ndi Apolisi aku Dubai yalimbitsa njira yogwirira ntchito, potero ikuwonjezera luso lofufuza pothana ndi milandu yazachuma mogwira mtima.

Kuyimba milandu yazachuma ku Dubai:

  1. Kuzenga mlandu kwa anthu: Atapeza umboni wokwanira kudzera mu kafukufukuyu, mlanduwu umaperekedwa ku Public Prosecution, pomwe ozenga milandu amaunika umboniwo mozama ndikuwunika ngati angayambitse milandu kwa omwe akuganiziridwa kuti ndi olakwa.
  2. Court System: Milandu yomwe milandu imatsatiridwa imaweruzidwa ku makhothi a Dubai, momwe oweruza opanda tsankho amatsogolera milanduyo. Akuluakulu oweruzawa ali ndi udindo wowunika kulakwa kapena kusalakwa kutengera kuunika kwathunthu kwa umboni womwe waperekedwa, kutsatira mosamalitsa malamulo a UAE.
  3. Kuopsa kwa Chilango: Pazochitika zomwe kulakwa kumakhazikitsidwa, oweruza otsogolera amasankha chilango choyenera, chogwirizana ndi chikhalidwe chenichenicho ndi kuopsa kwa mlandu wachuma. Zilangozo zimatha kukhala zilango zokulirapo zandalama mpaka zilango zotsekeredwa m'ndende, ndi nthawi yomangidwa molingana ndi kukula kwa mlanduwo, monga momwe zafotokozedwera ndi malamulo a UAE.

Udindo wa Mabungwe Ofunika Kwambiri

Mabungwe osiyanasiyana apadziko lonse lapansi akutsogolera zoyesayesa zapadziko lonse lapansi zolimbana ndi umbanda wazachuma:

  • Ntchito Yogwira Ntchito Zachuma (FATF) imakhazikitsa malamulo odana ndi kuba ndalama (AML) ndi njira zothanirana ndi uchigawenga zomwe zimakhazikitsidwa padziko lonse lapansi.
  • Ofesi ya UN pa Mankhwala Osokoneza Bongo ndi Upandu (UNODC) amapereka kafukufuku, chitsogozo, ndi chithandizo chaukadaulo kwa mayiko omwe ali mamembala.
  • IMF & World Bank kuunika dziko AML/CFT zomangira ndi kupereka thandizo kulimbikitsa luso.
  • InterPOL imathandizira mgwirizano wa apolisi kuti athane ndi umbanda wapadziko lonse lapansi pogwiritsa ntchito kusanthula kwanzeru ndi nkhokwe.
  • Europol imagwirizanitsa ntchito zogwirizanitsa mayiko omwe ali m'bungwe la EU polimbana ndi maulamuliro ophwanya malamulo.
  • Gulu la Egmont amalumikiza 166 National Financial Intelligence Units kuti agawane zambiri.
  • Komiti ya Basel Yoyang'anira Mabanki (BCBS) amapereka chitsogozo ndi chithandizo cha malamulo apadziko lonse lapansi ndi kutsata.

Pamodzi ndi mabungwe opitilira boma, mabungwe olamulira dziko komanso osungitsa malamulo monga US Treasury's Office of Foreign Assets Control (OFAC), UK National Crime Agency (NCA), ndi Germany Federal Financial Supervisory Authority (BaFin), mabanki apakati a UAE, ndi ena amayendetsa kwanuko. zochita zogwirizana ndi miyezo yapadziko lonse lapansi.

"Nkhondo yolimbana ndi umbanda wazachuma sikupambana ndi ngwazi, koma ndi anthu wamba omwe amagwira ntchito zawo mokhulupirika komanso modzipereka." - Gretchen Rubin, wolemba

Malamulo Ofunika Kwambiri Pazachuma Pazachuma ku UAE

Malamulo amphamvu mothandizidwa ndi njira zotsogola zotsogola m'mabungwe azachuma amayimira zida zofunika kwambiri zochepetsera umbanda padziko lonse lapansi.

Malamulo a Anti-Money Laundering (AML) Regulations

Major malamulo oletsa kuwononga ndalama monga:

  • US Bank secrecy Act ndi PATRIOT Act
  • EU Malangizo a AML
  • UK ndi UAE Malamulo Owononga Ndalama

Malamulowa amafuna kuti mabizinesi awone zoopsa, anene zomwe akukayikitsa, kuchita makasitomala mosamala, ndi kukwaniritsa zina. kugwilizana udindo.

Polimbikitsidwa ndi zilango zokulirapo chifukwa chosatsatira, malamulo a AML akufuna kukweza kuyang'anira ndi chitetezo pazachuma padziko lonse lapansi.

Dziwani Malamulo a Makasitomala Anu (KYC).

Dziwani kasitomala wanu (KYC) ndondomeko zimakakamiza opereka chithandizo chandalama kuti atsimikizire makasitomala ndi magwero a ndalama. KYC ikadali yofunikira pakuzindikira maakaunti achinyengo kapena njira zandalama zolumikizidwa ndi umbanda wazachuma.

Ukadaulo womwe ukubwera monga kutsimikizira ID ya biometric, kanema wa KYC, ndi cheke chakumbuyo chodziwikiratu zimathandiza kuwongolera njira mosatetezeka.

Malipoti Okayikitsa Ntchito

Malipoti okayikitsa zochita (SARs) zimayimira zida zofunikira zowunikira ndi zolepheretsa polimbana ndi kuba ndalama. Mabungwe azachuma akuyenera kutumiza ma SAR pazokayikitsa komanso zochitika zamaakaunti kumagulu azachuma kuti afufuzenso.

Njira zowunikira zapamwamba zitha kuthandizira kuzindikira 99% yazinthu zovomerezeka ndi SAR zomwe sizimanenedwa pachaka.

Ponseponse, kugwirizanitsa mfundo zapadziko lonse lapansi, njira zotsogola zotsatiridwa, ndi kugwirizanitsa pakati pa anthu ndi zinsinsi zimalimbitsa kuwonekera kwachuma ndi kukhulupirika kudutsa malire.

Kugwiritsa Ntchito Ukadaulo Wolimbana ndi Zazachuma

Matekinoloje adzidzidzi amapereka mwayi wosintha masewera kuti athandizire bwino kupewa, kuzindikira, ndi kuyankha pamilandu yosiyanasiyana yazachuma.

AI ndi Kuphunzira Makina

Artificial Intelligence (AI) ndi makina kuphunzira ma aligorivimu amatsegula kuzindikirika kwachiwonetsero m'ma dataset akulu azachuma kuposa momwe anthu angathere. Ntchito zazikuluzikulu zikuphatikiza:

  • Malipiro achinyengo analytics
  • Kuzindikira kwa anti-ndalama
  • Kupititsa patsogolo chitetezo cha cybersecurity
  • Kutsimikizira kuti ndi ndani
  • Lipoti lokayikitsa lokha
  • Kuwonetsa zoopsa ndi kulosera

AI imawonjezera ofufuza a AML aumunthu ndi magulu otsatiridwa kuti awonetsetse bwino, chitetezo, ndikukonzekera njira zolimbana ndi zigawenga zachuma. Ikuyimira gawo lofunikira kwambiri pamibadwo yotsatira ya Anti-Financial Crime (AFC).

“Tekinoloje ndi lupanga lakuthwa konsekonse polimbana ndi umbanda pazachuma. Ngakhale zimabweretsa mwayi kwa zigawenga, zimatipatsanso mphamvu ndi zida zamphamvu zowatsata ndi kuwaletsa. ” - Mtsogoleri wamkulu wa Europol Catherine De Bolle

Kusanthula kwa blockchain

Maleja omwe amagawidwa poyera ngati Bitcoin ndi Ethereum blockchain thandizirani kutsata kayendetsedwe ka thumba kuti muwonetsetse kuti ndalama mwachinyengo, zachinyengo, zolipira zachiwombolo, ndalama zachigawenga, ndi zovomerezeka.

Makampani akatswiri amapereka zida zolondolera za blockchain ku mabungwe azachuma, mabizinesi a crypto, ndi mabungwe aboma kuti aziyang'anira mwamphamvu ngakhale ndi ndalama zachinsinsi zachinsinsi monga Monero ndi Zcash.

Biometrics ndi Digital ID Systems

otetezeka ukadaulo wa biometric monga zala zala, retina, ndi kuzindikira kumaso m'malo mwa ziphaso zotsimikizika zodalirika. Ma ID apamwamba a digito amapereka chitetezo champhamvu ku chinyengo chokhudzana ndi mbiri yanu komanso ngozi zowononga ndalama.

API Integrations

Tsegulani njira zolumikizirana ndi banki (APIs) yambitsani kugawana deta pakati pa mabungwe azachuma kuti aziwunikira maakaunti amakasitomala ndi zochitika. Izi zimachepetsa ndalama zotsatiridwa ndikuwonjezera chitetezo cha AML.

Kugawana Zambiri

Mitundu yodziwika bwino yaupandu wazachuma imathandizira kusinthana zinsinsi pakati pa mabungwe azachuma kuti alimbikitse kuzindikira zachinyengo pomwe akutsatira ndondomeko zachinsinsi za data.

Ndi kukula kochulukira mukupanga deta, kuphatikizira zidziwitso m'madatabase ambiri kumayimira kuthekera kofunikira pakuwunika zanzeru zapagulu ndi zachinsinsi komanso kupewa umbanda.

Kugwirizana kwa UAE ndi Interpol Kulimbana ndi Zolakwa Zazachuma

UAE ikuzindikira mwamphamvu kuopsa kwa milandu yazachuma ndipo ikuchitapo kanthu pogwirizana ndi Interpol kuti ithane nawo:

Kugawana nzeru

  • UAE imasinthanitsa nzeru ndi Interpol pazachuma, typologies, ndi maukonde aupandu.
  • Njira zotetezedwa za Interpol zimathandizira kugawana zidziwitso zapamalire pa anthu omwe akuganiziridwa kuti ndi zigawenga komanso zochitika zosaloledwa.

Kugwiritsa ntchito ndalama za Interpol Resources

  • UAE imagwiritsa ntchito database ya Interpol's Financial Crime and Anti-Corruption Center pazazachuma.
  • Zida monga Global Stop Payment Mechanism zimalola kuzizira kwa zochitika zokayikitsa.
  • Zosungirako zachitetezo zam'madzi zimathandizira kuzindikira milandu yokhudzana ndi milandu yazachuma.

Ntchito Zogwirizana

  • Mabungwe oteteza malamulo ku UAE amatenga nawo mbali pantchito zogwirizanirana ndi Interpol.
  • Izi zimayang'ana madera akuluakulu azachuma, kubwezeretsa chuma, ndikuthetsa maukonde aupandu.
  • Chitsanzo chaposachedwa: Operation Lionfish yolimbana ndi kuzembetsa mankhwala osokoneza bongo padziko lonse lapansi.

Utsogoleri Wadziko Lonse

  • UAE ikulimbana ndi zotsutsana ndi zandalama pamabwalo a UN ndi FATF pamodzi ndi Interpol.
  • Kuyendetsa uku kumalimbitsa mgwirizano wapadziko lonse lapansi ndikuyimitsa njira zotsutsana.

Kudzera mumgwirizanowu wamitundumitundu wophatikiza nzeru, zothandizira, magwiridwe antchito, ndi utsogoleri, UAE imalimbitsa chitetezo chake ndikulimbikitsa dongosolo lazachuma padziko lonse lapansi.

Impact of Financial Crimes pa Economy ya UAE

Milandu yazachuma ikuwopseza kwambiri kukhazikika kwachuma ndi kukula kwa UAE. Zotsatira zoyipazi zikubwereranso m'magawo angapo ndikuchepetsa zoyesayesa za dziko lokhala ndi dongosolo lazachuma lolimba komanso lowonekera. Milandu yazachuma yakhazikika kwambiri pachuma chapadziko lonse lapansi, pomwe bungwe la United Nations Office on Drug and Crime (UNODC) likuyerekeza kuchuluka kwawo pa 3-5% ya GDP yapadziko lonse lapansi, yomwe ikuyimira US $ 800 biliyoni mpaka $ 2 thililiyoni akuyenda m'njira zosavomerezeka pachaka. .

Choyamba, milandu yazachuma monga kubera ndalama, kuzemba msonkho, ndi chinyengo zitha kusokoneza kayendetsedwe ka msika ndikupanga mabizinesi ovomerezeka. Bungwe la Financial Action Task Force (FATF) likuti kuwononga ndalama kokha kumakhala $1.6 thililiyoni pachaka, zofanana ndi 2.7% ya GDP yapadziko lonse. Izi zitha kufooketsa ndalama zakunja, kulepheretsa zoyesayesa zamitundu yosiyanasiyana yazachuma, ndikulepheretsa mabizinesi ndi luso mu UAE.

Kuphatikiza apo, milandu yazachuma imatha kupangitsa kuti anthu asakhulupirire mabungwe azachuma ndi mabungwe aboma, ndikulepheretsa kugwira ntchito kwawo moyenera. Izi zitha kubweretsa kuthawa kwachuma, kutsika kwa msonkho, komanso kutaya chidaliro pazachuma za UAE, ndikulepheretsa chitukuko cha zachuma komanso kukula kwachuma. Mayiko omwe akutukuka kumene akhoza kutaya ndalama zokwana madola 1 thililiyoni pachaka chifukwa cha kupeŵa misonkho komanso kuzemba misonkho, kuwonetsa zovuta zachuma.

Pomaliza, ndalama zomwe zimayendera pakufufuza, kuimbidwa mlandu, ndi kubweza zinthu zomwe zidatayika chifukwa cha milandu yazachuma zitha kusokoneza kayendetsedwe ka malamulo a UAE ndi zigamulo, kusokoneza ndalama kuchoka kumadera ena ovuta kwambiri a chitukuko cha zachuma ndi ntchito zachitukuko.

Zochita za Boma la UAE Zolimbana ndi Zolakwa Zazachuma

Choyamba, UAE yalimbitsa malamulo ake pokhazikitsa malamulo oletsa kuwononga ndalama (AML) komanso malamulo othana ndi zigawenga (CFT). Malamulowa amalamula kuti asamatsatire malamulo okhwima, zofunikira zoperekera malipoti, ndi zilango kwa anthu osatsatira.

Kachiwiri, boma lakhazikitsa mabungwe apadera ndi magulu ogwira ntchito omwe amagwira ntchito yofufuza, kufufuza, ndi kuyimba milandu yazachuma. Izi zikuphatikizapo Anti-Money Laundering and Suspicious Cases Unit (AMLSCU) ndi Executive Office for Anti-Money Laundering and Counter Terrorist Financing.

Chachitatu, UAE yakulitsa mgwirizano wake ndi mabungwe apadziko lonse lapansi ndi anzawo akunja. Izi zikuphatikizapo kutenga nawo mbali pazochitika zotsogoleredwa ndi Financial Action Task Force (FATF), Egmont Group of Financial Intelligence Units, ndi Interpol, monga momwe tafotokozera poyamba.

Pomaliza, boma laika ndalama zambiri pakupanga luso komanso kudziwitsa anthu. Izi zikuphatikizanso maphunziro azamalamulo, mabungwe azachuma, ndi mabizinesi kuti alimbikitse luso lawo lozindikira ndikupereka lipoti la zinthu zokayikitsa. Kampeni yodziwitsa anthu zaupandu imakhalanso ndi cholinga chophunzitsa nzika ndi nzika za kuopsa ndi zotsatira za milandu yazachuma.