Ukuqhuba inkuthalo efanelekileyo kunye nophando lwemvelaphi licandelo elibalulekileyo lokwenziwa kwezigqibo ezinolwazi kuwo wonke amashishini, ezomthetho, kunye neemeko zokusebenzisana kwabantu. Esi sikhokelo esibanzi sibandakanya iinkcazo eziphambili, iinjongo, ubuchule, imithombo, iindlela zokuhlalutya, izicelo, iinzuzo, iindlela ezifanelekileyo, izixhobo kunye nezixhobo ezinxulumene nenkqubo yokunyamekela.
Yintoni inkuthalo efunekayo?
- Ngokuzimisela okukhulu ibhekisa kuphando olunenyameko kunye nokuqinisekiswa kolwazi phambi kokutyikitywa kwezivumelwano zomthetho, ukuvala izivumelwano zoshishino, ukulandela utyalo-mali okanye ubuhlakani, ukuqesha abagqatswa, kunye nezinye izigqibo ezibalulekileyo.
- Ibandakanya a uluhlu lokujonga imvelaphi, uphando, uphicotho, kunye novavanyo lomngcipheko ejolise ekutyhileni imiba enokubakho, amatyala, okanye ukuvezwa komngcipheko, kubandakanywa novavanyo eyona ndlela yokuqokelela amatyala xa kuvavanywa amaqabane anokuba ngamaqabane oshishino okanye ekujoliswe kuko ekufumaneni.
- Ukunyameka okufanelekileyo kuhamba ngaphaya kovavanyo olusisiseko ukubandakanya uphononongo olungqongqo ngakumbi lwemali, ezomthetho, esebenzayo, enegama, ulawulo, kunye neminye imimandla, efana nemisebenzi enokubakho yokurhwaphiliza imali efuna igqwetha lokurhwaphiliza imali.
- Inkqubo ivumela abachaphazelekayo ukuba baqinisekise iinyani, baqinisekise ulwazi olunikiweyo, kwaye bafumane ulwazi olunzulu ngeshishini okanye umntu ngaphambi kokuseka ubudlelwane okanye ukugqibezela iintengiselwano.
- Ukukhuthala okufanelekileyo kubalulekile ukunciphisa imingcipheko, ukuthintela ilahleko, ukuqinisekisa ukuthotyelwa, kunye nokwenza izigqibo zobuchule ezisekelwe kubukrelekrele obuchanekileyo, obupheleleyo.
Iinjongo zoPhando lweNkuthalo
- Qinisekisa ulwazi ezibonelelwa ziinkampani kunye nabagqatswa
- Chaza imiba engachazwanga njengokumangalelana, ukwaphulwa kwemithetho, iingxaki zemali
- Ukuchonga izinto ezinobungozi kunye neeflegi ezibomvu kwangethuba, kubandakanywa iingozi ezinokubakho emsebenzini ezinokukhokelela imizekelo yembuyekezo yabasebenzi njengokulimala komqolo ekuphakanyisweni okungafanelekanga.
- Vavanya amandla, uzinzo kunye nokusebenza yamaqabane
- Qinisekisa iziqinisekiso, iziqinisekiso kunye nerekhodi yomkhondo yabantu ngabanye
- Khusela isidima kwaye uthintele amatyala asemthethweni
- Ukuhlangabezana neemfuno zolawulo ye-AML, KYC, njl.
- Ukuxhasa utyalo-mali, ukuqesha, kunye nezigqibo zobuchule
Iindidi zoPhando lweNkuthalo
- Ukunyamekelwa kwemali kunye nokusebenza ngokufanelekileyo
- Ukujongwa kwemvelaphi kunye nokukhangela ireferensi
- Udumo olufanelekileyo lokukhuthala kunye nokubeka iliso kwimidiya
- Uphononongo lokuthotyelwa kunye nokuhlolwa kolawulo
- Uvavanyo lomngcipheko wesithathu wamaqabane kunye nabathengisi
- Uphando lwasenkundleni lobuqhetseba kunye nokungaziphathi kakuhle
Iingcali zeshishini zilungelelanisa umda ngokusekwe kwiintlobo zentengiselwano ezithile kunye neemfuno zezigqibo. Imizekelo yemimandla ekugxilwe kuyo ibandakanya:
- Thenga-icala/icala lokuthengisa ukudibanisa kunye nokufunyanwa
- Izabelo zezabelo zabucala kunye nezivumelwano zelinge lenkunzi
- Utyalo-mali lwezindlu ezithengiswayo
- Ukukhwela abathengi abasengozini ephezulu okanye abathengisi
- Ukuhlolwa kweqabane kumaphulo adibeneyo
- I-C-suite kunye nokuqeshwa kweenkokeli
- Iindima zabacebisi abathembekileyo
Ubuchule obufunekayo kunye neMithombo
Inkuthalo ebanzi efunekayo inika amandla izixhobo zophando kwi-intanethi kunye nemithombo yolwazi engaxhunyiwe kwi-intanethi, idityaniswe nohlalutyo lwabantu kunye nobuchule.
UPhando lweeRekhodi zoLuntu
- Iifayili zenkundla, izigwebo kunye nokumangalelana
- Iifayile ze-UCC zokuchonga amatyala kunye nemali-mboleko
- Ubunini bezindlu nezindlu kunye nempahla
- Iirekhodi zenkampani - ulwakhiwo, iimali mboleko, iimpawu zorhwebo
- Iinkqubo zokubhanga kunye neentambo zerhafu
- Iirekhodi zomtshato/zoqhawulo-mtshato
Ukufikelela kwiDatabase
- Iingxelo zetyala ezivela kwi-Experian, Equifax, Transunion
- Izigwebo zolwaphulo-mthetho kunye nesimo somoni
- Iimbali zamatyala oluntu
- Iimvume zobungcali ubume kunye neerekhodi zoluleko
- Iirekhodi zezithuthi
- Iirekhodi eziluncedo - imbali yedilesi
- Iirekhodi zokufa / iifayili zeprobate
Uhlalutyo lweeNkcukacha zeMali
- Iingxelo zemali zembali
- Iingxelo zophicotho-zincwadi ezizimeleyo
- Uhlalutyo lwemali engundoqo ulungelelwaniso kunye neendlela
- Uphononongo lohlahlo lwabiwo-mali lokusebenza
- Ukucingela kwangaphambili kunye neemodeli
- Iitheyibhile ezinkulu
- Iingxelo zetyala kunye nemilinganiselo yomngcipheko
- Idatha yembali yentlawulo
Uphando lwe-Intanethi
- Ukubeka iliso kwimidiya yoluntu - iimvakalelo, ukuziphatha, ubudlelwane
- Ubhaliso lwesizinda ukudibanisa abantu kunye namashishini
- Uhlolo lwewebhu olumnyama lokuvuza kwedatha
- Uhlalutyo lweziphumo zenjini yokukhangela (SERP).
- Uphononongo lweesayithi ze-e-commerce kunye neeapps eziphathwayo
Ukuchongwa kweflegi ebomvu
Ukubona iiflegi ezibomvu kwangethuba kunceda abachaphazelekayo ukuba banciphise imingcipheko ngokusebenzisa iinkqubo ezilungiselelwe inkuthalo.
Iiflegi eziBomvu zemali
- Ukungabi namali yokuhlawula amatyala, ukugqithisela, ukungangqinelani
- Ingxelo yemali kade okanye engekhoyo
- Ezifunyenweyo eziphezulu, imida ephantsi, ii-asethi ezingekhoyo
- Izimvo zomphicothi-zincwadi eziphazamisekileyo okanye iingcebiso
Imiba yobuNkokheli kunye nobunini
- Abalawuli abangafanelekiyo okanye abaninizabelo “abanophawu olubomvu”
- Imbali yokungaphumeleli kwamalinge okanye ukubhanga
- Opaque, izakhiwo zomthetho ezinzima
- Ukunqongophala kocwangciso lokulandelelana
Imiba yoLawulo kunye nokuThobela
- Izohlwayo zangaphambili, izimangalo okanye imiyalelo yemvume
- Ukungathotyelwa kwelayisensi kunye neeprothokholi zokhuseleko lwedatha
- Ukungaphumeleli kwe-GDPR, ukuphulwa kokusingqongileyo
- Ukuvezwa kumacandelo alawulwa kakhulu
Izalathisi zoMngcipheko odumileyo
- Ukonyuka kwamaxabiso abathengi
- I-negativity yemidiya yoluntu kunye neengxaki ze-PR
- Ukwaneliseka kakubi kwabasebenzi
- Utshintsho olukhawulezileyo kumanqaku e-arhente yokukala
Izicelo zoPhando oluQhelekileyo
Ukukhuthala okufanelekileyo kudlala indima ebalulekileyo kwimisebenzi emininzi kunye neenkqubo:
Ukudibana kunye nokufunyanwa kwezinto
- Ukuvezwa komngcipheko, amaxabiso entengiso, iziseko zokudala ixabiso
- Ukulungelelaniswa kwenkcubeko, imingcipheko yokugcina, ucwangciso lokudibanisa
- Ukunciphisa amatyala asemva kokudityaniswa
UVavanyo lwabaThengisi kunye nabaBoneleli
- Ukuzinza kwezemali, umgangatho wemveliso, kunye nokwandiswa
- I-Cybersecurity, ukuthotyelwa, kunye nezenzo zokulawula
- Ukucwangciswa kokuqhubeka kweshishini, ukhuseleko lwe-inshurensi
Uvavanyo loMthengi kunye noMlingane
- Iimfuno zokulwa nokuthutyeleziswa kwemali (i-AML) kwimigaqo yoKwazi uMthengi Wakho (KYC).
- Uphononongo loluhlu lwezohlwayo – SDN, uqhagamshelo lwePEP
- Izenzo zokumangalela ezimbi kunye nokunyanzelisa
Ukuqeshwa kweetalente
- Ukuhlolwa kwemvelaphi yabasebenzi, imbali yengqesho
- Iitshekhi zereferensi ezivela kubaphathi bangaphambili
- Ukuqinisekisa iziqinisekiso zemfundo
Ezinye iiNkqubo
- Izigqibo ezintsha zokungena kwimarike kunye nohlalutyo lomngcipheko welizwe
- Ukhuseleko lwemveliso kunye nokuthintela uxanduva
- Ukulungiselela ingxaki kunye nonxibelelwano
- Ukhuseleko lwepropathi enomgangatho ophezulu wokuqonda
Ngenxa yoKukhuthala IiNdlela eziLungileyo zokuSebenza
Ukuthobela imigangatho engundoqo kunceda ukuqinisekisa ukuba ugudileyo kwaye uphumelele inkuthalo efanelekileyo:
Qinisekisa ukungafihli kunye neMvume
- Inkqubo yolwandlalo, ububanzi bombuzo kunye neendlela ngaphambili
- Gcina imfihlo kunye nobumfihlo bedatha ngokusebenzisa amajelo akhuselekileyo
- Fumana iimvume ezibhaliweyo eziyimfuneko kwangaphambili
Qesha amaQela eZifundo ezininzi
- Iingcali zezemali nezomthetho, ii-forensic accountants
- Iziseko ze-IT kunye nabasebenzi abathobelayo
- Abacebisi bezononophelo bangaphandle
- Amaqabane oshishino lwengingqi kunye nabacebisi
Yamkela iZikhokelo zoHlalutyo eziSekwe kuMngcipheko
- Yenza umlinganiselo wemetrics kunye nezalathi zomgangatho
- Bandakanya ukuba nokwenzeka, impembelelo yeshishini, ukuba nokwenzeka kokufunyanwa
- Hlaziya iimvavanyo ngokuqhubekayo
Lungiselela iNqanaba kunye nokuGxininisa kuPhononongo
- Sebenzisa iindlela zokubeka amanqaku ezinobungozi ezibotshelelwe kubudlelwane okanye ixabiso lentengiselwano
- Kujongwe ukuphononongwa okuphezulu kutyalo-mali oluphezulu lweedola okanye iindawo ezintsha
Sebenzisa iNdlela ePhindayo
- Qalisa ngovavanyo olungundoqo, wandise ukuya kububanzi njengoko kuqinisekisiwe
- Qwalasela kwiindawo ezithile ezifuna ingcaciso
Iinzuzo zoPhando lokuBonelela
Ngelixa inkuthalo efanelekileyo ibandakanya utyalo-mali olukhulu lwexesha kunye nezixhobo, iintlawulo zexesha elide zodlula iindleko. Iinzuzo eziphambili ziquka:
Ukunciphisa umngcipheko
- Amathuba asezantsi eziganeko ezimbi ezenzekayo
- Amaxesha okuphendula akhawulezayo ukulungisa imiba
- Amatyala acuthiweyo asemthethweni, emali kunye nodumo
Izigqibo zeQhinga elinolwazi
- Iimbono zokucokisa ukhetho ekujoliswe kulo, uqingqo-maxabiso kunye nemigaqo yokujongana
- I-levers yokudala ixabiso elichongiweyo, i-synergies yengeniso
- Imibono elungelelanisiweyo phakathi kwamaqabane adityanisiweyo
** Ulwakhiwo lweNtembeko kunye noBudlelwane**
- Ukuzithemba kwimeko yezemali kunye nezakhono
- Ukwabelwana ngokulindelekileyo elubala
- Isiseko sokuhlanganiswa ngempumelelo
Ukuthotyelwa koMthetho
- Ukuthobela imithetho nemigaqo yoshishino
- Ukuphepha izohlwayo, amatyala kunye nokurhoxiswa kwelayisensi
UThintelo lweNgxaki
- Ukujongana nezigrogriso
- Ukuqulunqa izicwangciso zokusabela okunokwenzeka
- Ukugcina ukuqhubeka kweshishini
IziBonelelo zoKukhuthala okufunekayo kunye nezisombululo
Ababoneleli ngeenkonzo abohlukeneyo babonelela ngamaqonga esoftware, izixhobo zophando, oovimba beenkcukacha kunye nenkxaso yeengcebiso kwiinkqubo zokukhuthala:
software
- Amagumbi edatha asekelwe elufini ziifemu ezifana neDatasite kunye neSecureDocs
- Iinkqubo zolungelelwaniso lweprojekthi ngokukhuthala-DealCloud DD, Cognevo
- Iideshibhodi zokubeka iliso kumngcipheko ovela kwi-MetricStream, i-RSA Archer
IiNethiwekhi zeeNkonzo zobuNgcali
- Uphicotho-zincwadi “eZine ezinkulu” kunye neefemu zengcebiso-Deloitte, PwC, KPMG, EY
- Iivenkile zeBoutique zokukhuthala-iCYR3CON, iQela leMintz, iNardello kunye neCo.
- Amaqabane ophando lwabucala afunyenwe kwihlabathi jikelele
Iidatabase zolwazi kunye nobukrelekrele
- Izilumkiso zeendaba ezimbi, iifayili zokulawula, izenzo zokunyanzelisa
- Idata yabantu abavezwe ngokwezopolitiko, uluhlu lwamaqumrhu avunyiweyo
- Ubhaliso lweenkampani zasekhaya nezamazwe ngamazwe
Imibutho Yoshishino
- Global Investigations Network
- Umbutho waMazwe ngaMazwe woKukhuthala
- IBhunga leNgcebiso ngoKhuseleko lwaNgaphesheya (OSAC)
IItrakthi ezibalulekileyo
- Inkuthalo efunekayo ibandakanya uhlolo lwangasemva olujoliswe ekubhaqweni komngcipheko phambi kwezigqibo eziphambili
- Iinjongo zibandakanya ukuqinisekiswa kolwazi, ukuchongwa komcimbi, amandla okulinganisa
- Ubuchule obuqhelekileyo bubandakanya uphando lweerekhodi zoluntu, iziqinisekiso zesiko, uhlalutyo lwemali
- Ukuqaphela iiflegi ezibomvu kwangethuba kwenza ukuncitshiswa komngcipheko ngeenkqubo zokukhuthala
- Ukukhuthala okufanelekileyo kudlala indima ebalulekileyo kwimisebenzi yeqhinga efana neM&A, ukukhetha abathengisi, ukuqesha
- Izibonelelo zibandakanya izigqibo ezisekelwe kulwazi, ukuncitshiswa komngcipheko, ukwakha ubudlelwane kunye nokuthotyelwa komthetho
- Ukulandela ezona zenzo zilungileyo kuqinisekisa ufezekiso olusebenzayo, olukumgangatho ophezulu ngenxa yenkuthalo
Ngamandla okuvelisa inguqu kwimida yokusebenza, yezomthetho neyezemali, imbuyekezo kwinkuthalo yotyalo-mali yenza iindleko zibe nexabiso. Ukusebenzisa izixhobo zamva nje kunye nobuchule ngelixa ukubambelela kwimigangatho engundoqo kwenza ukuba imibutho ikhulise ixabiso.
Imibuzo Ebuzwa Rhoqo ngenxa yeNkuthalo
Yeyiphi eminye imimandla ephambili ekugxilwe kuyo kwinkuthalo yezemali kunye nokusebenza ngokufanelekileyo?
Imimandla ephambili ibandakanya uhlalutyo lweengxelo zezemali zembali, umgangatho wokuhlolwa kwemivuzo, ukuphuculwa kwenkunzi yokusebenza, ukuphononongwa kwemodeli yokubikezela, ukulinganisa, ukutyelela indawo, uhlalutyo lwe-inventri, ukuvavanywa kweziseko ze-IT, kunye nokuqinisekiswa kokufaneleka kwe-inshurensi.
Ingaba inkuthalo idala njani ixabiso ekudibaneni nasekufumaneni?
Ukunyameka okufunekayo kuvumela abathengi ukuba baqinisekise amabango omthengisi, Chonga imilinganiselo yokudala ixabiso njengokwandiswa kwengeniso kunye nolungelelwaniso lweendleko, ukomeleza izikhundla zothethathethwano, ukucokisa amaxabiso, ukukhawulezisa ukudityaniswa emva kokuvalwa, kunye nokunciphisa izinto ezothusayo okanye imiba.
Zeziphi iindlela ezinceda ukuphanda imingcipheko yobuqhophololo ngokucophelela ngokufanelekileyo?
Izixhobo ezinjengobalo-mali lwasenkundleni, ukubhaqwa okungaqhelekanga, uphicotho-zincwadi olumangalisayo, iindlela zesampulu zamanani, uhlalutyo, iinombolo zocingo eziyimfihlo, kunye nohlalutyo lokuziphatha lunceda ukuvavanya ukunokwenzeka korhwaphilizo. Ukuhlolwa kwemvelaphi kulawulo, uvandlakanyo lwenkuthazo, kunye nodliwano-ndlebe lwabahlebi lubonelela ngemiqondiso eyongezelelweyo.
Kutheni le nto inyameko ibalulekile xa ukhwela amaqabane eqela lesithathu?
Ukuphonononga uzinzo lwezemali, izikhokelo zokuthotyelwa, iiprothokholi zokhuseleko, izicwangciso zokuqhubekeka kweshishini, kunye ne-inshorensi yokhuseleko yenza imibutho ikwazi ukulinganisa umngcipheko okhoyo kuthungelwano lwabathengisi kunye nababoneleli ngokusekwe kwiikhrayitheriya ezinamandla.
Zeziphi izibonelelo ezikhoyo zokujonga imvelaphi yamazwe ngamazwe?
Iifemu zophando ezikhethekileyo zigcina ugcino-lwazi lwehlabathi, ukufikelela kwiirekhodi zelizwe, amandla ophando ngeelwimi ezininzi, kunye namahlakani asekuhlaleni aqalayo ukukhangela imvelaphi yamazwe ngamazwe eqala ukuphonononga amatyala, uqinisekiso lweziqinisekiso, ukubekw' esweni kwamajelo eendaba kunye nokuhlolwa okusemthethweni.
Kwiminxeba engxamisekileyo kunye noWhatsApp + 971506531334 + 971558018669
